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SEVAN JANSSENS TRADING

Active
Private limited company·Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)· 5 yrs active
Albert I laan 56 ·8630 Veurne, Belgium
BE 0756.473.603
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SEVAN JANSSENS TRADING is 1.7% (moderate). The 2025 annual accounts show equity of €36k and a net result of €-15k. Equity is growing by ~58.3% per year across the filed fiscal years. Its solvency ranks better than 32% of 837 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Trust signals

3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-15k-79.5%
Working capital€100k-20.0%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 08-05-2026 with the NBB · fiscal year 2025 · micro
€-20k€-15k€-10k€-5k€0Operating result 2021: €-3k€-3kNet result 2021: €-3k€-3kOperating result 2022: €235€235Net result 2022: €5€5Operating result 2024: €-7k€-7kNet result 2024: €-8k€-8kOperating result 2025: €-11k€-11kNet result 2025: €-15k€-15k2021202220242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~58.3%/year over 4 fiscal years, indicative, assuming unchanged policy.
€-25k€0€25k€50k€75k€100k2026: €50k (€40k - €59k)2027: €61k (€45k - €76k)2028: €71k (€50k - €92k)2021: €-432022: €-382024: €51k2025: €36k2021202220242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 11.9% 34.3%
better than 32% of 837 sector peers
Net result €-15k €10k
better than 12% of 837 sector peers
Equity €36k €40k
better than 48% of 838 sector peers
Gross operating margin €-9k €32k
better than 9% of 836 sector peers
Staff costs €0 €33k
higher than 5% of 216 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-10k
-60.4% far below sector median
Net profit
€-15k
-79.5% -24% vs sector
Cash flow
€-14k
-74.8% far below sector median
Total assets
€305k
+67.9% +23% vs sector
Equity
€36k
-29.5% +43% vs sector
Working capital
€100k
-20.0% +172% vs sector
Staff costs
€0
-100.0% 21-25
Debt
€268k
+106.4% +19% vs sector
Debt ≤ 1y
€187k
+381.6% -12% vs sector
Debt > 1y
€81k
-10.7% -3% vs sector
Current ratio
1.53
-63.6% +19% vs sector
Quick ratio
0.79
+39.2% -39% vs sector
Solvency
11.9%
-58.0% +18% vs sector
Debt / equity
7.40
+192.9% -56% vs sector
ROE
-41.9%
-154.7% +34% vs sector
ROA
-5.0%
-6.9% +11% vs sector
Interest coverage
-2.33
+23.8% far below sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€-10k
Net profit€-15k
Cash flow€-14k
Staff costs€0
Income taxes-
Dividends-
Total assets€305k
Equity€36k
Debt€268k
of which ≤ 1y€187k
of which > 1y€81k
Working capital€100k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.53
Quick ratio0.79
Working capital ratio32.8%
Solvency11.9%
Debt / equity7.40
Long-term debt ratio2.24
Interest coverage-2.33
Gross margin-
Net margin-
ROA-5.0%
ROE-41.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€305k
Fixed assets 21/28€18k
Tangible fixed assets 22/27€18k
Current assets 29/58€287k
Stocks & contracts in progress 3€139k
Amounts receivable within one year 40/41€123k
Cash & bank 54/58€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€305k
Equity 10/15€36k
Contributions / capital 10/11€63k
Accumulated profits (losses) 14€-27k
Amounts payable 17/49€268k
Amounts payable after one year 17€81k
Amounts payable within one year 42/48€187k
Trade debts payable within one year 44€126k
Income statement
Gross operating margin 9900€-9k
Operating result 9901€-11k
Financial income 75€14
Financial charges 65€4k
Result before taxes 9903€-15k
Net result for the period 9904€-15k
Result to be appropriated 9905€-15k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
27 / 100 Weak
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
Sevan Janssens Trading
Albert I laan 56, 8630 VeurneGroothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20202.308.550.213
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area6,073 m²
Buildings1
Building footprint1,216 m²
Volume (LiDAR)8,775 m³
Tallest building8.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38024A0134/00H000 Flanders 6,073 m² 1 · 1,216 m² 8.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health27Profitability0Solvency31Growth52Stability94
41 / 100

Fragile profile, watch profitability in particular.

Health 27
Profitability 0
Solvency 31
Growth 52
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)45111Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Groothandel in andere motorvoertuigen (> 3,5 ton)45191Detailhandel in andere motorvoertuigen (> 3,5 ton)45193Handel in aanhangwagens, opleggers en caravans45194Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Algemeen onderhoud en reparatie van overige motorvoertuigen (> 3,5 ton)45202Groothandel in andere motorvoertuigen (> 3,5 ton)46712Groothandel in aanhangwagens, opleggers en caravans46713Overige niet-gespecialiseerde detailhandel47120Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Detailhandel in andere motorvoertuigen (> 3,5 ton)47812Detailhandel via postorderbedrijven of via internet47910Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Algemeen onderhoud en reparatie van overige motorvoertuigen (> 3,5 ton)95312
Primary activity highlighted.
Names & trade names
Legal nameNL SEVAN JANSSENS TRADING
Registered office
Albert I laan 56
8630 Veurne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.