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Settled

Active
Private limited companyfounded 2025active for 1 yearDoornlaarstraat 53, 2820 Bonheiden, BelgiumKBO/BCE: BE 1019.948.466
Summary

Settled has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,422) and a net result of -€7,922. Its solvency ranks better than 7% of 2,751 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Other business support services
NACE 82990
1 site
Size
€9,241total assets 2025
Equity
-€5,422
Loss
-€7,922
Turnover not published (abbreviated format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Accounts 16 days early
Why 53raises riskCapped at 59: negative equity1 change of registered office in 24 monthsNegative equity -€5,422lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Size: total assets €9,241Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 16% of its sector peers (NACE 82, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency 0
equity -58.7% of total assets
Liquidity 50
short-term debt 158.7% · cash 85.0%
Profitability 0
return on assets -85.7%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,624 companies, NACE 82, micro)
Last 24 months 03-2026: 0.6% 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.7%▲ +0.1 percentage points vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.4%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.8%▲ +0.4 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.62, below 1; short-term debt: 158.7% and cash: 85% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 5% on solvency, 37% on liquidity and 5% on profitability.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Negative equity -€5,422
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Size: total assets €9,241
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
16 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. IncorporationAppointment: Aldo Sonny Brouwers (director)…

Financials · financial year 2025, abbreviated format

Equity
-€5,422
Total assets
€9,241
Net result
-€7,922
Working capital
-€5,640

Turnover and EBIT margin not published: the abbreviated format does not require them.

Balance-sheet composition
Assets €9,241
Fixed assets €218
Current assets €9,023
Equity and liabilities
Equity-€5,422
Debt€14,663
Equity is negative: debt (€14,663) exceeds the balance-sheet total (€9,241).
Key figures and ratios
2025 value
Solvency
-58.7%
Current ratio
0.62
ROA
-85.7%
Debt
€14,663
Debt ≤ 1 year
€14,663
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 1,322 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90.2% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
5.5% stopped otherwise
90.2% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 26 lines
Balance sheet Code2025
Assets
Total assets20/58€9,241
Fixed assets21/28€218
Financial fixed assets28€218
Current assets29/58€9,023
Amounts receivable within one year40/41€252
Other amounts receivable41€252
Cash at bank and in hand54/58€7,857
Deferred charges and accrued income490/1€913
Equity and liabilities
Total equity and liabilities10/49€9,241
Equity10/15-€5,422
Contributions10/11€2,500
Profit (loss) carried forward14-€7,922
Amounts payable17/49€14,663
Amounts payable within one year42/48€14,663
Trade debts44€456
Suppliers440/4€456
Other amounts payable47/48€14,207
Income statement Code2025
Other operating charges640/8€50
Gross operating margin9900-€7,839
Operating profit (loss)9901-€7,889
Financial charges65/66B€34
Recurring financial charges65€34
Profit (loss) for the period before taxes9903-€7,922
Profit (loss) for the period9904-€7,922
Profit (loss) for the period to be appropriated9905-€7,922
Appropriation of the result
Profit (loss) to be appropriated9906-€7,922

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€50
Gross operating margin9900-€7,839
Operating profit (loss)9901-€7,889
Financial charges65/66B€34
Recurring financial charges65€34
Profit (loss) for the period before taxes9903-€7,922
Profit (loss) for the period9904-€7,922
Profit (loss) for the period to be appropriated9905-€7,922
Line2025
Assets
Total assets20/58€9,241
Fixed assets21/28€218
Financial fixed assets28€218
Current assets29/58€9,023
Amounts receivable within one year40/41€252
Other amounts receivable41€252
Cash at bank and in hand54/58€7,857
Deferred charges and accrued income490/1€913
Equity and liabilities
Total equity and liabilities10/49€9,241
Equity10/15-€5,422
Contributions10/11€2,500
Profit (loss) carried forward14-€7,922
Amounts payable17/49€14,663
Amounts payable within one year42/48€14,663
Trade debts44€456
Suppliers440/4€456
Other amounts payable47/48€14,207
Line2025
Profit (loss) for the period9904-€7,922
Operating cash flow (approximation)-€7,922

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 abbreviated format 15-07-2026 2026-00301112

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 24,172 active companies whose main activity is other business support services (NACE 82990), figures are known for 9,603. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No sitting directors in the 2 Gazette acts read. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 13 February 2025, Settled was incorporated as a private limited company.1 In 2026 the registered office moved to Rijmenam.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 01-09-2026
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
01-09
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 22-06-2026
  • Registered-office move, Doornlaarstraat 53, 2820 Rijmenam
15-07
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
17-02
Gazette deed Incorporation
Appointment: Aldo Sonny Brouwers (director) · Founder · Founding capital6 facts ▸
  • Incorporation, 12-02-2025
  • Founder, Aldo Sonny Brouwers
  • Founding capital, €2,500
  • Share issue, 1000, “gelijke rechten,inclusief stemrecht” (deed in Dutch)
  • Director appointment, Aldo Sonny Brouwers (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, alle in naam van in oprichting zijnde vennootschap aangegane verbintenissen inclusief deze in onderhavige akte” (deed in Dutch)
Gazette deedNBB filing
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded13-02-2025
Financial year end31-12
Activities, NACEBEL 2025
82990Other business support services
62900Other information technology and computer services
73110Advertising agencies
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019948466
Also 9925:BE1019948466
Registered 24-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 15 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
5,439 m²
Building footprint
1,097 m²
Building volume
658 m³
2 parcels, Flanders · tallest building 7.6 m. Linked by address, not a title deed.
1 establishment unit
Settled
Schaliënhoevedreef 20T, 2800 MechelenOther business support services
since 2025unit no. 2.371.898.834
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
12402A0204/00C002 Flanders 2,848 m² 1 · 867 m² -
12031B0597/00G000 Flanders 2,591 m² 1 · 230 m² 7.6 m · 1
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Ontwikkelen en aanbieden van een online platform en database om producties en events te realiseren voor zowel particulieren als het…” (deed in Dutch)
28 activities (deed in Dutch)
  1. Ontwikkelen en aanbieden van een online platform en database om producties en events te realiseren voor zowel particulieren als het bedrijfsleven;
  2. Het aanbieden van locaties, zowel fysieke als digitale modellen, om onder meer audiovisuele producties te realiseren;
  3. Aanbieden van diensten aan organisaties, instanties, ondernemingen en individuen om synergiën te creëren.
  4. Dienstverlening i.v.m. management;
  5. Het geven van opleidingen op individuele basis, in groep of voor organisaties;
  6. De creatie van een franchise module;
  7. Alle activiteiten op het gebied van informatie, op het vlak van public relations en communicatie, op het vlak van publiciteit en reclame, op het vlak van recreatie;
  8. Webhosting, dataverwerking en aanverwanten;
  9. Ontwerpen en programmeren van computerprogramma's.
  10. Computerconsultancy-activiteiten.
  11. Overige diensten op het gebied van informatietechnologie en computer.
  12. Gegevensverwerking, webhosting en aanverwante activiteiten.
  13. Webportalen.
  14. De vennootschap mag alle bewerkingen doen van industriële, commerciële, financiële, burgerlijke, roerende of onroerende aard, die rechtstreeks of onrechtstreeks verband hebben met dat voorwerp.
  15. Het verlenen van professionele diensten in verband met het leveren van management en advies, human resources, ontwerpen, installeren, onderhouden en begeleiden van projecten;
  16. Het ontwikkelen, geven en commercialiseren van opleidingen en workshops;
  17. De verkoop van alle roerende goederen in klein- en groothandel;
  18. Zowel in België als in het buitenland, onder eender welke vorm, participaties te verwerven en aan te houden;
  19. Haar patrimonium, bestaande uit onroerende en roerende goederen of rechten, te behouden, in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden;
  20. Het aankopen, verkopen, opschikken, uitrusten, valoriseren, bouwen, verhuren, onderverhuren of in huur nemen van onroerende goederen, al dan niet gemeubeld;
  21. De aankoop, verhuur, onderhoud en verkoop van alle roerende goederen - desgevallend ten behoeve van eigen handelsverrichtingen of voor handelsverrichtingen van derden - zoals alle soorten materieel, gereedschappen, machines, installaties en computers, soft- en hardware; zowel fysiek als online;
  22. Het aanvragen, verwerven, verhandelen en exploiteren van licenties, octrooien, merken en dergelijke;
  23. Het verlenen van financiële bijstand aan derden;
  24. De organisatie van de administratieve diensten van ondernemingen, evenals het adviseren over de administratieve organisatie van ondernemingen;
  25. Het begeleiden van kleine, middelgrote en grote ondernemingen in de meest ruime zin;
  26. De vennootschap mag haar voorwerp of doelen verwezenlijken op alle plaatsen en in alle landen, op alle manieren en op de wijze die haar het meest aangewezen lijkt. De vennootschap handelt voor eigen rekening, in consignatie, in commissie, als tussenpersoon of als vertegenwoordiger.
  27. De vennootschap mag het bestuur waarnemen van andere rechtspersonen, en mag alle leningen, ongeacht hun vorm en duur, toestaan aan derden en kan alle soorten waarborgen, zowel zakelijke als persoonlijke, verstrekken voor verbintenissen van derden, zich voor derden borg stellen door haar goederen in hypotheek of in pand te geven.
  28. Zij mag bij wijze van inbreng, overdracht, fusie of op enige andere wijze een belang verwerven in alle bestaande of op te richten rechtspersonen waarvan het voorwerp identiek, gelijkaardig of verwant is met het hare, of waarvan het voorwerp van aard is om op enige manier de verwezenlijking van haar eigen voorwerp te bevorderen.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Settled
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest” (deed in Dutch)
“Mechelen, Vlaams Gewest” (deed in Dutch)

deed of 17-02-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Bepaalde of onbepaalde termijn, bij gewone meerderheid steeds wegens wettige reden,zonder opzeggingstermijn of vertrekvergoeding” (deed in Dutch)
“Niet-statutaire bestuurder, te allen tijde zonder opgave van redenen met onmiddellijke ingang,tenzij anders bepaald in benoemingsbesluit” (deed in Dutch)

deed of 17-02-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Third Thursday of June at 16:00

deed of 17-02-2025

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Algemene vergadering, op elk ogenblik” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Alle handelingen nodig of dienstig voor vereffening, aan termijn één maand kan worden verzaakt met instemming alle aandeelhouders en houders…” (deed in Dutch)

deed of 17-02-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Enige bestuurder of elke bestuurder afzonderlijk is bevoegd voor alle handelingen nodig of dienstig tot verwezenlijking voorwerp,tenzij wet…” (deed in Dutch)
Other provision: “Bijeenroeping bijzondere of buitengewone algemene vergadering, aandeelhouders met een tiende uitgegeven aandelen” (deed in Dutch)
Other provision: “Alle besluiten behorende tot bevoegdheid algemene vergadering, schriftelijke besluitvorming” (deed in Dutch)
Other provision: “Toelating tot algemene vergadering, schriftelijk” (deed in Dutch)
Other provision: “Winstbesteding-uitkeringen, in voorkomend geval verminderd met overgedragen verlies of vermeerderd met overgedragen winst” (deed in Dutch)
3 more provisions in the deed, see the deed of 17-02-2025

deed of 17-02-2025