BARTIFY
ActiveSummary
BARTIFY has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356k and a net result of €353k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 76% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.62 against 6.06 in 2024; short-term debt: 22.5% and cash: 64.1% of total assets), and 22.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.2%
Return on assets
76.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
37 d early
2024
26 d early
2023
28 d early
2022
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€356k▼ 63.4%
2024 · €972k
2022: €208k
2023: €590k
2024: €972k
2022 → 2025
Total assets
€461k▼ 59.7%
2024 · €1.14M
2022: €284k
2023: €750k
2024: €1.14M
2022 → 2025
Net result
€353k▼ 7.5%
2024 · €382k
2022: €205k
2023: €382k
2024: €382k
2022 → 2025
Working capital
€272k▼ 68.7%
2024 · €868k
2022: €174k
2023: €565k
2024: €868k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€208k-€590k▲ 184%€972k▲ 64.7%€356k▼ 63.4%
Operating result€269k-€501k▲ 86.0%€478k▼ 4.5%€444k▼ 7.1%
Net result€205k-€382k▲ 86.4%€382k▼ 0.1%€353k▼ 7.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €461k
Fixed assets
€86k ▼ 17.6%
Current assets
€375k ▼ 63.9%
Equity and liabilities €461k
Equity
€356k ▼ 63.4%
Debt
€105k ▼ 38.7%
Debt's share of the balance-sheet total rises from 15.0% to 22.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€466k▼
2024 · €495k
Cash flow
€375k▼
2024 · €398k
Current ratio
3.62▼
2024 · 6.06
Debt to equity
0.30▲
2024 · 0.18
ROE
99.2%▲
2024 · 39.3%
ROA
76.6%▲
2024 · 33.4%
Interest coverage
287.34▼
2024 · 3492.07
Debt ≤ 1 year
€104k▼
2024 · €171k
Income taxes
€116k▼
2024 · €127k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.14M€461k▼
Fixed assets21/28€104k€86k▼
Tangible fixed assets22/27€103k€85k▼
Furniture and vehicles24€103k€85k▼
Financial fixed assets28€1k€1k=
Current assets29/58€1.04M€375k▼
Amounts receivable within one year40/41€507k€50k▼
Trade receivables40€36k€39k▲
Other amounts receivable41€471k€11k▼
Cash at bank and in hand54/58€527k€296k▼
Deferred charges and accrued income490/1€5k€29k▲
Equity and liabilities
Total equity and liabilities10/49€1.14M€461k▼
Equity10/15€972k€356k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€969k€353k▼
Amounts payable17/49€171k€105k▼
Amounts payable within one year42/48€171k€104k▼
Financial debts43€0€10▲
Credit institutions430/8€0€10▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€165k€56k▼
Taxes450/3€165k€56k▼
Other amounts payable47/48-€41k
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Non-recurring operating income76A€0€27k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€22k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€497k€467k▼
Operating profit (loss)9901€478k€444k▼
Financial income75/76B€31k€27k▼
Recurring financial income75€31k€27k▼
Financial charges65/66B€142€2k▲
Recurring financial charges65€142€2k▲
Profit (loss) for the period before taxes9903€509k€469k▼
Income taxes67/77€127k€116k▼
Profit (loss) for the period9904€382k€353k▼
Profit (loss) for the period to be appropriated9905€382k€353k▼
Appropriation of the result
Profit (loss) to be appropriated9906€969k€1.32M▲
Profit (loss) brought forward from the previous period14P€587k€969k▲
Profit to be distributed694/7-€969k
Return on contributions (dividend)694-€969k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2022net €382k ▲86.4%
Operating result €501k, net result €382k, both a record.
30-09
Financial
Equity above €500kEq €590k ▲184%
2 profitable years in a row build equity to €590k.
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2022
Ground area
990 m²
Building footprint
219 m²
Volume, LiDAR
1,210 m³
Parcel 12031A0400/00B000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BARTIFY
since 20222.328.435.015
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12031A0400/00B000 | Flanders | 990 m² | 1 · 219 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CY SALES & MARKETING
BE 0865.042.238
Gent · Eq €356,189
ARKENIA
BE 0503.820.671
Schoten · Eq €356,177
RM IMMOBILIERE
BE 0840.076.319
Sambreville · Eq €356,262
Emago
BE 0711.775.211
Wezembeek-Oppem · Eq €355,985
GROUP JOLIFE
BE 0736.860.104
Asse · Eq €355,927
Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 6,346 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2022
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.