Equity
€119,122 ▲ 41.6%
SettinX has made a profit without a break since 2019.
SettinX
Lifetime
12 annual accounts with figures on one time axispeak €58,117 (2026)
€58,117▲ 52.4%
lowest -€7,897 (2016)
€35,005▲ 63.4%
peak €119,122 (2026)
€119,122▲ 41.6%
€51,961▼ 31.1%
peak 0.8 FTE (2015)
-not published
Board1 name since 2014
1 directorBEUNCKENS Benjamin
Documentsfilings and deeds
14-10-202617 days before the deadline
2026micro format
Gross margin from €38,137 to €58,117Result from €21,420 to €35,005Equity from €84,117 to €119,122Debts from €75,428 to €51,961
Key points
from the 2026 annual accountsChecked score
96
Excellent
Financially stronger than 71% of micro companies in computing infrastructure and information services (NACE 63)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 2,947 companies (NACE 63, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025highest value
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.14, cash €80,873
Equity €119,122 (69.6% of total assets)
Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
Size: total assets €171,083
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 65% of them on solvency, 76% on liquidity, 65% on profitability and 76% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as SettinX has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of SettinX itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for SettinX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.14 (2.02 in 2025), above the usual 1.5. Short-term debt is 30.1% and cash 47.3% of total assets. 30.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 14-10-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
17 days early
2025
on the day
2024
2 days early
2023
8 days late
2022
5 days early
2021
3 days late
2020
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 29 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0548865986
Legal-form change · Resignations & appointments
Change of role: BEUNCKENS Benjamin, from manager to director · Director discharge: BEUNCKENS Benjamin · General meeting of 13-12-2022 · Gazette deed
Incorporation
published on 27-03-2014 · Gazette deed
First establishment
Nijverheidsstraat 4, Bilzen-Hoeselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SettinX Bilzen-Hoeselt | €171,083 | €58,117 | 69.6% | - |
| SOLID BRACKETS Ranst | €194,216 | €63,966 | 95.3% | - |
| TRIBOP Anderlecht | €217,372 | €56,469 | 92.8% | - |
| Codens Houthulst | €212,247 | €70,267 | 57.6% | - |
| LIM-IT Bilzen-Hoeselt | €156,649 | €39,295 | 27.0% | - |
| BICRAW Consulting Hasselt | €163,759 | €52,928 | 24.8% | - |
| NEngineering Diepenbeek | €136,311 | €44,868 | 74.4% | - |
These companies have the same main activity as SettinX: computing infrastructure, data processing, hosting and related activities (NACE 63100). They are comparable in size and age: total assets between €136,000 and €217,000, founded between 2013 and 2017.
Official details
Source: KBO- Status
- Active since 25-03-2014Normal situation
- Activity
- Computing infrastructure, data processing, hosting and related activitiesNACE 63100and 4 others
- Establishment unit
- 2.228.173.8353740 Bilzen-Hoeselt, since 25-03-2014
- Financial year end
- 31 March
- Peppol
- Reachable since 31-10-2023
Annual accounts to 31-03-2026
- ≈ €170,000estimated
- €171,083▲ 7.2%
- Filing
- Filed on 14-10-2026, 17 days before the end of the filing period
Insights on SettinX
SettinX files the micro format. That format states no turnover. The gross margin rose from €29,891 in 2015 to €58,117 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SettinX
- What is the company number of SettinX?
- The company number of SettinX is 0548.865.986. The VAT number is the same number with BE in front: BE 0548.865.986.
- Where is SettinX based?
- The registered office is at Nijverheidsstraat 4, 3740 Bilzen-Hoeselt.Company details
- What does SettinX do?
- According to the KBO register, the main activity is computing infrastructure, data processing, hosting and related activities (NACE 63100).
- What is the legal form of SettinX?
- SettinX is a private limited company (BV).
- When was SettinX founded?
- SettinX was founded on 25-03-2014.
- Is SettinX still active?
- Yes, SettinX is an active enterprise in the KBO register.
- What is the turnover of SettinX?
- The turnover in financial year 2026 is ≈ €170,000. This figure is estimated from the gross margin of €58,117 and 2,667 comparable companies of the same size. It probably lies between €120,000 and €300,000. It is a rough estimate.Financials
- Is SettinX profitable?
- In financial year 2026, SettinX made a profit of €35,005.
- Where can I find the annual accounts of SettinX?
- SettinX filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of SettinX due?
- SettinX must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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