Lower solvency than 95% of companies in financial services. Sector median 50.9% · 9,770 companies.
2025 accounts filed 28 days after the deadlineFinancial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 30 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797408393
Incorporation
Founding capital of €5,000, 500 shares · Founder: DE CEULAER Nathalie Dora Renée · Appointments: DE CEULAER Nathalie Dora Renée (director) and ATLASON Atli (director) · published on 23-01-2023 · Gazette deed
First establishment
Valentina Le Delierstraat 24, Edegem
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as Servida: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €51,100 and €70,300, founded between 2022 and 2023.
Servida is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€7,589) and a net result of -€34,246.
Its solvency ranks better than 5% of 9,770 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €59,550 on 31-12-2025
What the company ownsHow it is paid for
in euro
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
each dot is a set of accounts, on the day it reached the National Bank
2025 annual accounts filed 28 days after the deadline. Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00438996.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
44
-
-12.7%
41.9%
-
81.2%
-57.5%
34.1%
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on Servida
The operating result for 2025 is a loss of €34,107, after a profit of €29,565 in 2024.
Equity is negative. Debt (€67,139) exceeds the balance-sheet total (€59,550).
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
Annual accounts 2025 filedNBB ↗micro format · 28 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0797408393
2025
Annual accounts 2024 filedPDFmicro format · 31 days late
2023
IncorporationFounding capital of €5,000, 500 shares · Founder: DE CEULAER Nathalie Dora Renée · Appointments: DE CEULAER Nathalie Dora Renée (director) and ATLASON Atli (director) · published on 23-01-20235 points ▸
Registered office clause, Valentina Le Delierstraat 24, 2650 Edegem
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 19 January 2023, Servida was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12Of the 2 current board members, 2 have served since 2023.3The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
PurposeThe purpose describes the activities the company may carry out under its articles.
“De exploitatie van een studie-,organisatie- en raadgevend bureau inzake managementaangelegenheden,meer bepaald het uitwerken en exploiteren…”
10 activities
De exploitatie van een studie-,organisatie- en raadgevend bureau inzake managementaangelegenheden,meer bepaald het uitwerken en exploiteren van managementprojecten
Het verstrekken van interim-managementdiensten en bijstand,in de meest ruime zin
Het verlenen van adviezen en hulp aan het bedrijfsleven op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van bijstand en informatie aan de bedrijfsleiding in de meest ruime zin
Verstrekken van technische,organisatorische,commerciële en financiële bijstand aan alle ondernemingen
Het deelnemen in of de directie voeren over andere vennootschappen en ondernemingen,het management en het bestuur van om het even welke onderneming en vennootschap,alsook het optreden als vereffenaar
Het verlenen van adviezen op gebied van ontwerp,ontwikkeling en uitbouw van systemen voor het vergaren en beheren van managementinformatie in de breedste zin
Haar patrimonium,bestaande uit onroerende en roerende goederen en rechten,te behouden,in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden
De aankoop,verhuur,onderhoud en verkoop van alle roerende en onroerende goederen
De aan- en verkoop,groot- en kleinhandel,markthandel,in- en export,conditionering,fabricatie,assemblage van alle consumptiegoederen
Het verwerven van onroerende goederen,het laten bouwen van onroerende constructies,de verkoop en verhuring van onroerende goederen,het in huur nemen of verhuren van onroerende goederen,bebouwd of onbebouwd,gemeubeld of onbemeubeld,alsmede alle verrichtingen van onroerende leasing;het beheer van roerende en onroerende goederen