Checked.be
Active
BE 0541.537.736Private limited company
Services4you
Ganzenweg 22 ·2110 Wijnegem, Belgium· 12 yrs active
Sector: Other business support services
(82990)
Conclusion
Services4you has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €-3k. Equity is shrinking by ~18% per year across the filed fiscal years. Its solvency ranks better than 25% of 7583 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Based on the State Gazette, CBE and 6 annual accounts.
Key figures
| Equity | €19k |
| Net result | €-3k |
| Better than sector | 25% |
| Active | 12 yrs |
Financial profile
39
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
23
Profitability
0
Solvency
13
Growth
58
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2013, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
23
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
negative equity or figures too weak
Score history
25
2020
33
2021
23
2022
20
2023
10
2024
23
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.09 (< 1.0)
-10
Quick ratio
Quick ratio 0.09 (< 0.6)
-5
Leverage
Debt/equity 4.17 (> 3.0)
-10
Profitability
Negatieve ROE -14%
-10
Interest coverage
Interest coverage 2.1×
+3
Profit trend
Net profit up YoY
+5
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 28-03-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~18%/year over 6 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 82, Office administrative, office support and other business support activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 19.3% | 50.9% | |
| Net result | €-3k | €17k | |
| Equity | €19k | €58k | |
| Gross operating margin | €9k | €40k | |
| Total assets | €98k | €140k |
€8k
+108.0%
20-25
€-3k
+57.8%
20-25
€4k
-
20-25
€98k
-7.0%
20-25
€19k
-12.6%
20-25
€-67k
+3.3%
20-25
€2k
-
20-25
€79k
-5.5%
20-25
€73k
-5.9%
20-25
0.09
-22.0%
20-25
0.09
-22.0%
20-25
19.3%
-6.1%
20-25
4.17
+8.1%
20-25
-14.5%
+51.7%
20-25
-2.8%
+54.6%
20-25
2.10
+111.2%
20-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €8k | €4k | €983 | €-277 | €7k |
| Net profit | €-3k | €-6k | €-7k | €-7k | €-9k |
| Cash flow | €4k | €-22 | €-2k | €-2k | €-4k |
| Staff costs | - | - | - | - | - |
| Income taxes | - | - | - | - | - |
| Dividends | - | €2k | - | - | - |
| Total assets | €98k | €105k | €100k | €109k | €118k |
| Equity | €19k | €22k | €30k | €37k | €44k |
| Debt | €79k | €83k | €70k | €72k | €74k |
| of which ≤ 1y | €73k | €77k | €66k | €65k | €71k |
| of which > 1y | - | - | - | - | - |
| Working capital | €-67k | €-69k | €-41k | €-37k | €-35k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 0.09 | 0.11 | 0.38 | 0.43 | 0.51 |
| Quick ratio | 0.09 | 0.11 | 0.38 | 0.43 | 0.51 |
| Working capital ratio | -68.2% | -65.6% | -41.0% | -34.0% | -29.5% |
| Solvency | 19.3% | 20.6% | 29.8% | 33.9% | 37.1% |
| Debt / equity | 4.17 | 3.86 | 2.36 | 1.95 | - |
| Long-term debt ratio | - | - | - | - | - |
| Interest coverage | 2.10 | 0.99 | 0.37 | -0.16 | - |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | -2.8% | -6.2% | -7.1% | -6.6% | -7.3% |
| ROE | -14.5% | -29.9% | -23.9% | -19.3% | -19.6% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €98k | €105k | €100k | €109k | €118k |
| Fixed assets | 21/28 | €91k | €96k | €75k | €80k | €82k |
| Tangible fixed assets | 22/27 | €91k | €96k | €75k | €80k | €82k |
| Current assets | 29/58 | €6k | €9k | €25k | €28k | €36k |
| Amounts receivable within one year | 40/41 | €3k | €3k | €895 | €4k | €4k |
| Cash & bank | 54/58 | €3k | €6k | €24k | €24k | €32k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €98k | €105k | €100k | €109k | €118k |
| Equity | 10/15 | €19k | €22k | €30k | €37k | €44k |
| Contributions / capital | 10/11 | €50k | €50k | €50k | €50k | - |
| Reserves | 13 | €862 | €862 | €3k | €3k | €3k |
| Accumulated profits (losses) | 14 | €-32k | €-29k | €-23k | €-16k | €-9k |
| Amounts payable | 17/49 | €79k | €83k | €70k | €72k | €74k |
| Amounts payable within one year | 42/48 | €73k | €77k | €66k | €65k | €71k |
| Trade debts payable within one year | 44 | €2k | €8k | €28 | €54 | €996 |
| Income statement | ||||||
| Gross operating margin | 9900 | €9k | €5k | €2k | €775 | €9k |
| Operating result | 9901 | €985 | €-3k | €-4k | €-5k | €2k |
| Financial income | 75 | - | - | €4 | - | - |
| Financial charges | 65 | €4k | €4k | €3k | €2k | €2k |
| Result before taxes | 9903 | €-3k | €-6k | €-7k | €-7k | €713 |
| Net result for the period | 9904 | €-3k | €-6k | €-7k | €-7k | €713 |
| Result to be appropriated | 9905 | €-3k | €-6k | €-7k | €-7k | €713 |
Legal Structure
| NACE primary | Other business support services(82990) |
| Legal form | Private limited company(610) |
| Incorporation | 30-10-2013 |
| Status | Active |
| Postal code | 2110 |
Establishment units
SERVICES4YOU
since 20132.223.951.761
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050A0344/00N002 | Flanders | 461 m² | 1 · 139 m² | 10.4 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
28-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
04-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 4 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2015
24-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
NBB filing
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Other business support services82990
Names & trade names
| Legal nameNL | Services4you |
Similar companies
GREEN GOALS
BE 0688.739.293 · Antwerpen
Zest Real Estate Development
BE 0566.927.287 · Nivelles
WordMil
BE 0720.760.874 · Rotselaar
VANEBO International
BE 1004.584.161 · Aalter
SAPPHO CONSULT
BE 0540.793.410 · Beersel