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SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS

Active Non-profit associationfounded 1997active for 28 yearsRue Turenne 66, 6000 CharleroiKBO/BCE: BE 0461.861.441

Lifetime

17 annual accounts with figures on one time axis
Gross marginpeak €698,534 (2023)
€624,425▲ 0.5%
Resultlowest -€32,041 (2018)
€19,015▲ 16.3%
Equitypeak €81,511 (2025)
€81,511▲ 30.1%
Debts
€113,984▲ 6.6%
Staffpeak 9.3 FTE (2018)
-not published
Board12 names since 2021
5 directorsCICEK ALI and 4 others
Documentsfilings and deeds
22-06-202639 days before the deadline
2025micro format
Resignation: Loanna FERRARO (director) 29-08Equity from €62,672 to €81,511

Key points

from the 2025 annual accounts

Equity

€81,511 ▲ 30.1%

SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS has made a profit without a break since 2023.

Turnover

≈ €940,000 estimated

The accounts state no turnover.

Staff

23.5 FTE ▲ 46.9%
16202423.52025

More staff in 2025 from 16 FTE to 23.5 FTE.

Filings

17 annual accounts since 2009
AprilJune31 JulyOctober2010201520202025

Three of the last ten came late. The 2016 accounts came latest: 305 days after the end of the period.

Board

2 joined

New directors. Latest change 17-03-2026 · 6 in office.

Position in the sector

€624,425

Higher gross margin than 95% of companies in education. Sector median €25,658 · 2,606 companies.

Checked score

95
Excellent
Financially stronger than 60% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 3,824 companies (NACE 85, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

Solvency
56+7equity 30.8% of total assets
Liquidity
79-2short-term debt 43.1% · cash 48.8%
Profitability
78+1return on assets 7.2%

Score breakdown

lowers risk
Legal form: non-profit association
Liquidity: current ratio 2.27, cash €129,017
Sector: Education (NACE 85)
Size: total assets €264,495
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 38% of them on solvency, 70% on liquidity, 55% on profitability and 77% on growth.

The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 20,136 companies had the same profile as SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS has now. Each dot stands for 51 companies, two years later.

95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,136 companies, not a prediction for SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €7,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.27 (2.39 in 2024), above the usual 1.5. Short-term debt is 43.1% and cash 48.8% of total assets. However, 69.2% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Liquidity: current ratio 2.27, cash €129,017
NBB · annual accounts
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Size: total assets €264,495
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
34 days early
2023
55 days early
2022
34 days early
2021
45 days early
2020
24 days early
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

FS
Daily manager
SH
Daily manager
BP
Director
CA
CICEK ALI
Director
FL
FERRARO LOANA
Director
HC
Hemberg Christophe
Director
and 1 otherBoard & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0461861441
Change of role: Haydar Saridogan, from daily management delegate to administratrateur Appointment: Farida SADI (day-to-day manager) · Board meeting of 06-03-2026 · Gazette deed
Resignation: Loanna FERRARO (director) Appointment: BILGI Perihan (director) · General meeting of 23-05-2025 · Gazette deed
Resignation: Akkus Süleyman (director) Director discharge: Akkus Süleyman · General meeting of 02-06-2023 · Gazette deed
All 30 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS Charleroi €264,495 €624,425 30.8% -
Aide á la Reconversion en Région de Charlerloi par l'Insertion professionnelle et la Création d'Emploi Locaux Charleroi €313,710 €511,785 63.8% -
Kans Op Arbeid OOST-VLAANDEREN Ghent €277,739 €509,867 - -
insertion socioprofessionnelle action travail Saint-Josse-ten-Noode €255,641 €861,668 18.6% -
CENTRE D'INFORMATION ET D'EDUCATION POPULAIRES DU MOUVEMENT OUVRIER CHRETIEN Charleroi €376,114 €629,577 32.8% 6
Déclics Emploi - Centre d'Insertion socio-professionnelle Soralia Mons -Wallonie picarde Ath €204,777 €459,085 41.8% -
AVANTI Charleroi €210,649 €480,622 20.7% -

These companies have the same main activity as SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS: vocational training (NACE 85592). They are comparable in size and age: total assets between €205,000 and €376,000, founded between 1993 and 2003.

Official details

Source: KBO
Status
Active since 20-11-1997Normal situation
Activity
Vocational trainingNACE 85592
Establishment unit
2.213.284.6326000 Charleroi, since 01-01-2008
Financial year end
31 December
Peppol
Reachable since 02-07-2026
Company details

Annual accounts 2025

Total assets
€264,495▲ 1.2%
Employeeson 31-12-2025
25▲ 31.6%
Filing
Filed on 22-06-2026, 39 days before the end of the filing period
Financials

Insights on SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS

SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS files the micro format. That format states no turnover. The gross margin rose from €271,284 in 2009 to €624,425 in 2025.

In March 2026, the Official Gazette published the appointment of Farida SADI as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS

What is the company number of SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS?
The company number of SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS is 0461.861.441. The VAT number is the same number with BE in front: BE 0461.861.441.
Where is SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS based?
The registered office is at Rue Turenne 66, 6000 Charleroi.Company details
What does SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS do?
According to the KBO register, the main activity is vocational training (NACE 85592).
What is the legal form of SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS?
SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS is a non-profit association (VZW).
When was SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS founded?
SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS was founded on 20-11-1997.
Is SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS still active?
Yes, SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS is an active enterprise in the KBO register.
How many employees does SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS have?
SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS had an average of 23.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS?
The turnover in financial year 2025 is ≈ €940,000. This figure is estimated from the gross margin of €624,425 and 38 comparable companies (NACE 85). It probably lies between €680,000 and €1.5m.
Is SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS profitable?
In financial year 2025, SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS made a profit of €19,015.
Where can I find the annual accounts of SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS?
SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS due?
SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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