Equity
SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS has made a profit without a break since 2023.
SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS has made a profit without a break since 2023.
The accounts state no turnover.
More staff in 2025 from 16 FTE to 23.5 FTE.
Three of the last ten came late. The 2016 accounts came latest: 305 days after the end of the period.
New directors. Latest change 17-03-2026 · 6 in office.
Higher gross margin than 95% of companies in education. Sector median €25,658 · 2,606 companies.
The dashed line is the sector median: 0.1% across 3,824 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 38% of them on solvency, 70% on liquidity, 55% on profitability and 77% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 20,136 companies had the same profile as SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS has now. Each dot stands for 51 companies, two years later.
That fits the bankruptcy probability of SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS itself: < 0.1% within 12 months.
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,136 companies, not a prediction for SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 2.27 (2.39 in 2024), above the usual 1.5. Short-term debt is 43.1% and cash 48.8% of total assets. However, 69.2% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS Charleroi | €264,495 | €624,425 | 30.8% | - |
| Aide á la Reconversion en Région de Charlerloi par l'Insertion professionnelle et la Création d'Emploi Locaux Charleroi | €313,710 | €511,785 | 63.8% | - |
| Kans Op Arbeid OOST-VLAANDEREN Ghent | €277,739 | €509,867 | - | - |
| insertion socioprofessionnelle action travail Saint-Josse-ten-Noode | €255,641 | €861,668 | 18.6% | - |
| CENTRE D'INFORMATION ET D'EDUCATION POPULAIRES DU MOUVEMENT OUVRIER CHRETIEN Charleroi | €376,114 | €629,577 | 32.8% | 6 |
| Déclics Emploi - Centre d'Insertion socio-professionnelle Soralia Mons -Wallonie picarde Ath | €204,777 | €459,085 | 41.8% | - |
| AVANTI Charleroi | €210,649 | €480,622 | 20.7% | - |
These companies have the same main activity as SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS: vocational training (NACE 85592). They are comparable in size and age: total assets between €205,000 and €376,000, founded between 1993 and 2003.
SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS files the micro format. That format states no turnover. The gross margin rose from €271,284 in 2009 to €624,425 in 2025.
In March 2026, the Official Gazette published the appointment of Farida SADI as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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