Equity
€43,617 from €93,363 in 2008
Equity fell by 53% in 17 years.
AVANTI
Lifetime
18 annual accounts with figures on one time axispeak €492,611 (2024)
€480,622▼ 2.4%
lowest -€35,411 (2009)
€8,929▲ 89.0%
peak €93,363 (2008)
€43,617▲ 10.5%
€111,082▼ 1.6%
peak 8.5 FTE (2016)
-not published
Board18 names since 2008all names
8 directorsBANTUELLE Martine and 7 others
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Result from €4,724 to €8,929Powers of attorney: Martine BANTUELLE, Sébastien FOSSEUR and… 11-06Cash from €22,853 to €31,192
Key points
from the 2025 annual accountsChecked score
93
Excellent
Financially stronger than 42% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025highest value
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
lowers risk
Legal form: non-profit association
Size: total assets €210,649
Sector: Education (NACE 85)
Liquidity: current ratio 1.91, cash €31,192
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 30% of them on solvency, 28% on liquidity, 49% on profitability and 62% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,984 companies had the same profile as AVANTI has now. Each dot stands for 10 companies, two years later.
96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of AVANTI itself is lower: < 0.1% within 12 months. It rests on far more data about AVANTI than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for AVANTI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.91 (1.73 in 2024), above the usual 1.5. Short-term debt is 43.7% and cash 14.8% of total assets. However, 79.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
8 days late
2023
14 days late
2022
25 days early
2021
16 days early
2020
11 days early
2019
34 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
5 directors reappointed
Withdrawal: VERSTRAETEN Colette (member) · Reappointments: BANTUELLE Martine, BRENEZ Grégory, DUBREUCQ Annie, FOSSEUR Sébastien and TIMMERMANS Noël · General meeting of 30-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0863501720
2 directors appointed
Withdrawals: HAEGEMAN Amaury, HUESO-CAMARA Angel and MERCIER Michel · Admissions: MOREAU Céline (member) and VANDERSTUKKEN Maria (member) · Appointments: MOREAU Céline and VANDERSTUKKEN Maria · General meeting of 11-06-2024 · Gazette deed
1 director appointed, 1 resignation
Withdrawals: BAURAIN Anne, CORDIER Francoise and WARIN Vincent · Admission: FOSTIER Bernard (member) · Resignation: MAYEUR Jean · General meeting of 16-06-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AVANTI Charleroi | €210,649 | €480,622 | 20.7% | - |
| CANNELLE Schaerbeek | €177,212 | €483,493 | 41.5% | 9.1 |
| SERVICE INSERTION INTEGRATION, MISSIONS ACTIONS Charleroi | €264,495 | €624,425 | 30.8% | - |
| Aide á la Reconversion en Région de Charlerloi par l'Insertion professionnelle et la Création d'Emploi Locaux Charleroi | €313,710 | €511,785 | 63.8% | - |
| Déclics Emploi - Centre d'Insertion socio-professionnelle Soralia Mons -Wallonie picarde Ath | €204,777 | €459,085 | 41.8% | - |
| CENTRE D'INFORMATION ET D'EDUCATION POPULAIRES DU MOUVEMENT OUVRIER CHRETIEN Charleroi | €376,114 | €629,577 | 32.8% | 6 |
| Form@XL Ixelles | €215,821 | €579,015 | 45.1% | 7.4 |
These companies have the same main activity as AVANTI: vocational training (NACE 85592). They are comparable in size and age: total assets between €177,000 and €376,000, founded between 1993 and 2007.
Official details
Source: KBO- Status
- Active since 30-06-2003Normal situation
- Activity
- Vocational trainingNACE 85592
- Establishment unit
- 2.178.640.5866030 Charleroi, since 01-01-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Annual accounts 2025
- €210,649▲ 1.1%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on AVANTI
AVANTI files the micro format. That format states no turnover. The gross margin rose from €218,045 in 2007 to €480,622 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AVANTI
- What is the company number of AVANTI?
- The company number of AVANTI is 0863.501.720. The VAT number is the same number with BE in front: BE 0863.501.720.
- Where is AVANTI based?
- The registered office is at Rue de l'Abattoir 12, 6030 Charleroi.Company details
- What does AVANTI do?
- According to the KBO register, the main activity is vocational training (NACE 85592).
- What is the legal form of AVANTI?
- AVANTI is a non-profit association (VZW).
- When was AVANTI founded?
- AVANTI was founded on 30-06-2003.
- Is AVANTI still active?
- Yes, AVANTI is an active enterprise in the KBO register.
- How many employees does AVANTI have?
- AVANTI had an average of 7.6 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of AVANTI?
- The turnover in financial year 2025 is ≈ €720,000. This figure is estimated from the gross margin of €480,622 and 37 comparable companies (NACE 85). It probably lies between €510,000 and €1.1m.
- Is AVANTI profitable?
- In financial year 2025, AVANTI made a profit of €8,929.
- Where can I find the annual accounts of AVANTI?
- AVANTI filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AVANTI due?
- AVANTI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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