SERTIMAL
Bankruptcy closedInactive since 05-06-2026; last annual accounts for fiscal year 2022.
Summary
SERTIMAL was declared bankrupt on 18-09-2024 (Ondernemingsrechtbank Gent, afdeling Veurne); the bankruptcy was closed by liquidation by judgment of 03-06-2026, published in the Belgian State Gazette on 08-06-2026.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 06-06-2023, 55 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2022
55 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2022 accounts 55 days before the deadline; the sector median for financial year 2022 is 16 days after the deadline, and 56% of the sector filed late.
Checked, nothing found (1)
History
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Still owed money by this company? This is how you file your claim.Creditor guide Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Address check Are there other customers at risk in your own list?Debtor check How is the Contract catering and other food service activities sector doing?Sector figures
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Financials · fiscal year 2022, micro schema
Equity
€12,768
Total assets
€152,336
Net result
€5,768
Working capital
-€64,101
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €152,336
Fixed assets
€110,570
Current assets
€41,766
Equity and liabilities €152,336
Equity
€12,768
Debt
€139,569
Debt finances 91.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€32,715
Cash flow
€18,372
Current ratio
0.39
Quick ratio
0.33
Debt to equity
10.93
ROE
45.2%
ROA
3.8%
Interest coverage
3.04
Debt ≤ 1 year
€105,867
Debt > 1 year
€33,320
Income taxes
€3,644
Staff costs
€22,355
Annual accounts
| Line | 2022 |
|---|---|
| Remuneration, social security and pensions62 | €22,355 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,605 |
| Other operating charges640/8 | €6,098 |
| Gross operating margin9900 | €61,168 |
| Operating profit (loss)9901 | €20,110 |
| Financial income75/76B | €47 |
| Recurring financial income75 | €47 |
| Financial charges65/66B | €10,745 |
| Recurring financial charges65 | €10,745 |
| Profit (loss) for the period before taxes9903 | €9,412 |
| Income taxes67/77 | €3,644 |
| Profit (loss) for the period9904 | €5,768 |
| Profit (loss) for the period to be appropriated9905 | €5,768 |
| Line | 2022 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €152,336 | |
| Fixed assets21/28 | €110,570 | |
| Intangible fixed assets21 | €1,910 | |
| Tangible fixed assets22/27 | €96,260 | |
| Plant, machinery and equipment23 | €30,270 | |
| Furniture and vehicles24 | €51,111 | |
| Other tangible fixed assets26 | €14,880 | |
| Financial fixed assets28 | €12,400 | |
| Current assets29/58 | €41,766 | |
| Stocks and contracts in progress3 | €6,783 | |
| Stocks30/36 | €6,783 | |
| Amounts receivable within one year40/41 | €27,377 | |
| Trade receivables40 | €6,892 | |
| Other amounts receivable41 | €20,485 | |
| Cash at bank and in hand54/58 | €5,991 | |
| Deferred charges and accrued income490/1 | €1,615 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €152,336 | |
| Equity10/15 | €12,768 | |
| Contributions10/11 | €12,000 | |
| Reserves13 | €768 | |
| Distributable reserves133 | €768 | |
| Amounts payable17/49 | €139,569 | |
| Amounts payable after more than one year17 | €33,320 | |
| Financial debts170/4 | €33,320 | |
| Amounts payable within one year42/48 | €105,867 | |
| Current portion of amounts payable after more than one year42 | €19,443 | |
| Trade debts44 | €18,623 | |
| Suppliers440/4 | €18,623 | |
| Taxes, remuneration and social security45 | €29,438 | |
| Taxes450/3 | €27,764 | |
| Remuneration and social security454/9 | €1,674 | |
| Other amounts payable47/48 | €38,363 | |
| Accrued charges and deferred income492/3 | €382 | |
| Line | 2022 |
|---|---|
| Profit (loss) for the period9904 | €5,768 |
| + Depreciation and write-downs630 | €12,605 |
| Operating cash flow (approximation) | €18,372 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
08-06
Bankruptcy
Bankruptcy closure (by liquidation)
Ondernemingsrechtbank Gent, afdeling Veurne · event 03-06-2026
2024
24-09
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Veurne · event 18-09-2024
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
SignalNBB filing
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Panne
Ground area
637 m²
Parcel 38008A1248/00B000, Flanders. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38008A1248/00B000 | Flanders | 637 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | LUTGART GODDERIS ALBERT I LAAN 8, 8630 VEURNE- |
18-09-2024 → 03-06-2026 |
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
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Of 1,350 companies in sector 56220 we hold annual accounts for 406. 241 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56220Contract catering and other food service activities
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.