Financials
- Financial year
- 2025
- Total assets
- €413,970
- Profit
- €179,776
- Solvency
- 34.9%
SERTEC
ActiveSummary
SERTEC has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144,449 and a net result of €179,776. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 45% of 592 sector peers (NACE 33, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Repair and maintenance of fabricated metal products
NACE 33110Development of residential building projects NACE 68121
2 sites
Size
≈ €1.7mturnover 2025, estimated
- Staff
- 6.5 FTE
- Equity
- €144,449
- Profit
- €179,776
Turnover estimated from the gross margin
Structure
- Parent
- S.D.G. PROPRIETES · 99%
- Dominique SERVAISDirector
2025 accounts 2 days early1 of 2 deeds summarised
Why 85raises riskSize: 6.5 FTE, total assets €413,970Sector: Repair, maintenance and installation of machinery and equipment (NACE 33)2 establishment unitslowers riskLiquidity: current ratio 1.47, cash €261,321Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 61% of its sector peers (NACE 33, micro)
Financial strength · tick = 2024
Strong
Solvency
60-12
equity 34.9% of total assets
Liquidity
66-7
short-term debt 65.1% · cash 63.1%
Profitability
100=
return on assets 43.4%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%
12-2024: 0.6%▼ -0.1 percentage points vs 11-2024
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025
08-2025: 1.2%▲ +0.5 percentage points vs 07-2025highest value
09-2025: 0.4%▼ -0.8 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.5%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%▼ -0.1 percentage points vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.4%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.47, compared with 1.7 in 2024, below the usual 1.5; short-term debt: 65.1% and cash: 63.1% of total assets), and 65.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 33, micro): better than 39% on solvency, 63% on liquidity, 90% on profitability and 53% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 days early
2024
7 days late
2023
26 days early
2022
42 days early
2021
8 days early
2020
27 days late
2019
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 33) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · full…
- Weakest financial yearnet €132,613 ▼26.4%
Key points
By topic
Board & ownership
- Board
- 1 member
- Parent
- S.D.G. PROPRIETES · 99%
- Dominique SERVAISDirector
Timeline
- Events
- 13
- Since
- 2018
- Next accounts
- by 31-07-2027
- 05-07-2024Annual accounts filed
- 07-11-2023Resignation: Dominique SERVAIS (manager)
- 19-06-2023Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Repair and maintenance of fabricated metal productsNACE 33110
- Founded
- 19-10-2016
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 22
- Annual meeting
- Third Thursday of May at 18:30
Key facts about SERTEC
- What is the company number of SERTEC?
- 0664.782.174. In Belgium the VAT number is the company number with BE in front: BE 0664.782.174.
- Where is SERTEC based?
- The registered office is at Rue d'Or(GR) 4, 4250 Geer.Company details
- What does SERTEC do?
- According to the KBO register, the main activity is repair and maintenance of fabricated metal products (NACE 33110).
- What is the legal form of SERTEC?
- Private limited company (BV).
- When was SERTEC founded?
- On 19-10-2016.
- Is SERTEC still active?
- Yes, SERTEC is an active enterprise in the KBO register.
- How many employees does SERTEC have?
- On average 6.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SERTEC?
- €1.5m in financial year 2021, according to the filed annual accounts.
- Is SERTEC profitable?
- In financial year 2025, SERTEC made a profit of €179,776.
- Where can I find the annual accounts of SERTEC?
- SERTEC filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SERTEC due?
- By 31-07-2027, for financial year 2026.Timeline
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Parent and group
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