CRM Techniek
ActiveCRM Techniek has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €214k and a net result of €28k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 1630 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
64
/ 100
Healthy▲ +15 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability65▲+16
Solvency59▲+4
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.3 in 2023), and 52.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
30 d early
2022
38 d early
2021
52 d early
2020
13 d late
2019
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€214k▲ 14.9%
2023 · €186k
2018: €95k
2019: €137k
2020: €124k
2021: €147k
2022: €168k
2023: €186k
2018 → 2024
Total assets
€449k▲ 5.8%
2023 · €425k
2018: €258k
2019: €308k
2020: €396k
2021: €406k
2022: €417k
2023: €425k
2018 → 2024
Net result
€28k▲ 53.4%
2023 · €18k
2018: €39k
2019: €42k
2020: €-13k
2021: €24k
2022: €21k
2023: €18k
2018 → 2024
Working capital
€-138k▲ 17.0%
2023 · €-166k
2018: €-11k
2019: €26k
2020: €-237k
2021: €-210k
2022: €-187k
2023: €-166k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€124k-€147k▲ 19.2%€168k▲ 14.1%€186k▲ 10.8%€214k▲ 14.9%
Operating result€-13k-€17k€26k▲ 48.5%€21k▼ 17.5%€32k▲ 51.9%
Net result€-13k-€24k€21k▼ 12.3%€18k▼ 12.9%€28k▲ 53.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 52% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €449k
Fixed assets
€352k▼ 0.1%
Current assets
€97k▲ 34.4%
Equity and liabilities €449k
Equity
€214k▲ 14.9%
Debt
€235k▼ 1.4%
The debt ratio falls from 56.1% to 52.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€32k▲
2023 · €24k
Cash flow
€28k▲
2023 · €21k
Solvency
47.7%▲
2023 · 43.9%
Current ratio
0.41▲
2023 · 0.30
Quick ratio
0.41▲
2023 · 0.30
Debt / equity
1.10▼
2023 · 1.28
ROE
13.0%▲
2023 · 9.7%
ROA
6.2%▲
2023 · 4.3%
Interest coverage
693.22▲
2023 · 512.30
Debt
€235k▼
2023 · €238k
Debt ≤ 1 year
€235k▼
2023 · €238k
Income taxes
€10k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€425k€449k▲
Fixed assets21/28€352k€352k▼
Tangible fixed assets22/27€369€122▼
Plant, machinery and equipment23€369€122▼
Financial fixed assets28€352k€352k=
Current assets29/58€72k€97k▲
Amounts receivable within one year40/41€35k€43k▲
Trade receivables40€35k€43k▲
Other amounts receivable41€270€316▲
Cash at bank and in hand54/58€25k€35k▲
Deferred charges and accrued income490/1€12k€19k▲
Equity and liabilities
Total equity and liabilities10/49€425k€449k▲
Equity10/15€186k€214k▲
Contributions10/11€6k€6k=
Reserves13€180k€208k▲
Distributable reserves133€180k€208k▲
Amounts payable17/49€238k€235k▼
Amounts payable within one year42/48€238k€235k▼
Trade debts44-€209
Suppliers440/4-€209
Taxes, remuneration and social security45€4k€467▼
Taxes450/3€4k€467▼
Other amounts payable47/48€235k€234k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€247▼
Other operating charges640/8€400€73▼
Gross operating margin9900€24k€32k▲
Operating profit (loss)9901€21k€32k▲
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Financial charges65/66B€46€47▲
Recurring financial charges65€46€47▲
Profit (loss) for the period before taxes9903€27k€38k▲
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€18k€28k▲
Profit (loss) for the period to be appropriated9905€18k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€28k▲
Transfer to equity691/2€18k€28k▲
To other reserves6921€18k€28k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €214k ▲14.9%
4 profitable years in a row build equity to €214k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €168k ▲14.1%
2 profitable years in a row build equity to €168k.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 13 days late
2020
31-12
Financial
Weakest financial yearnet €-13k ▼132%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 17 days late
2019
31-12
Financial
Highest result since 2018net €42k ▲7.8%
Net result €42k, the highest in the series.
31-12
Financial
Equity above €100kEq €137k ▲43.9%
2 profitable years in a row build equity to €137k.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 13 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 14 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cijnsweg 83900 PeltGround area
993 m²
Building footprint
89 m²
Volume, LiDAR
435 m³
Parcel 72029A0240/00B002, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CRM Techniek
since 20152.241.158.175
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72029A0240/00B002 | Flanders | 993 m² | 1 · 89 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0834.669.954
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SANASI Chauffage
BE 0719.819.875
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De Roock
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Ternat · Eq €205k
Of 877 companies in sector 33110 we hold annual accounts for 435. 329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2015
Fiscal year end31-12
Activities, NACEBEL
33110Repair and maintenance of fabricated metal products
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.