SERTALINK
ActiveSERTALINK has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.14M and a net result of €1.13M. Its solvency ranks better than 53% of 2831 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability99▲+4
Solvency70▲+24
Growth78
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.01 in 2023; short-term debt: 54.3% and cash: 23.7% of total assets), and 54.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45.4%
Return on assets
24.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€2.14M▲ 113%
2023 · €1.00M
2023: €1.00M
2023 → 2024
Total assets
€4.70M▲ 0.6%
2023 · €4.68M
2023: €4.68M
2023 → 2024
Net result
€1.13M▲ 13.5%
2023 · €998k
2023: €998k
2023 → 2024
Working capital
€693k▲ 1,682%
2023 · €39k
2023: €39k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€1.00M-€2.14M▲ 113%
Operating result€1.36M-€1.55M▲ 14.7%
Net result€998k-€1.13M▲ 13.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 15% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.70M
Fixed assets
€1.45M▲ 49.0%
Current assets
€3.25M▼ 12.2%
Equity and liabilities €4.70M
Equity
€2.14M▲ 113%
Debt
€2.57M▼ 30.1%
The debt ratio falls from 78.6% to 54.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.64M▲
2023 · €1.38M
Cash flow
€1.22M▲
2023 · €1.02M
Solvency
45.4%▲
2023 · 21.4%
Current ratio
1.27▲
2023 · 1.01
Quick ratio
1.27▲
2023 · 1.01
Debt / equity
1.20▼
2023 · 3.66
ROE
53.0%▼
2023 · 99.5%
ROA
24.1%▲
2023 · 21.3%
Interest coverage
146.50▲
2023 · 91.07
Debt
€2.57M▼
2023 · €3.67M
Debt ≤ 1 year
€2.56M▼
2023 · €3.66M
Income taxes
€460k▲
2023 · €354k
Staff costs
€1.18M▲
2023 · €843k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€4.68M€4.70M▲
Fixed assets21/28€976k€1.45M▲
Tangible fixed assets22/27€975k€1.45M▲
Land and buildings22€856k€1.35M▲
Plant, machinery and equipment23-€27k
Furniture and vehicles24€39k€32k▼
Other tangible fixed assets26€35k€35k=
Assets under construction and advance payments27€45k€0▼
Financial fixed assets28€2k€10k▲
Current assets29/58€3.70M€3.25M▼
Amounts receivable within one year40/41€2.56M€2.12M▼
Trade receivables40€2.52M€2.11M▼
Other amounts receivable41€46k€909▼
Cash at bank and in hand54/58€970k€1.12M▲
Deferred charges and accrued income490/1€167k€17k▼
Equity and liabilities
Total equity and liabilities10/49€4.68M€4.70M▲
Equity10/15€1.00M€2.14M▲
Contributions10/11€5k€5k=
Reserves13€998k€2.13M▲
Distributable reserves133€998k€2.13M▲
Amounts payable17/49€3.67M€2.57M▼
Amounts payable within one year42/48€3.66M€2.56M▼
Trade debts44€2.66M€1.20M▼
Suppliers440/4€2.66M€1.20M▼
Taxes, remuneration and social security45€561k€1.13M▲
Taxes450/3€469k€974k▲
Remuneration and social security454/9€92k€156k▲
Other amounts payable47/48€437k€232k▼
Accrued charges and deferred income492/3€12k€12k▼
Income statement
Code20232024
Remuneration, social security and pensions62€843k€1.18M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€84k▲
Other operating charges640/8€81k€113k▲
Gross operating margin9900€2.30M€2.93M▲
Operating profit (loss)9901€1.36M€1.55M▲
Financial income75/76B€12k€50k▲
Recurring financial income75€12k€50k▲
Financial charges65/66B€15k€11k▼
Recurring financial charges65€15k€11k▼
Profit (loss) for the period before taxes9903€1.35M€1.59M▲
Income taxes67/77€354k€460k▲
Profit (loss) for the period9904€998k€1.13M▲
Profit (loss) for the period to be appropriated9905€998k€1.13M▲
Appropriation of the result
Profit (loss) to be appropriated9906€998k€1.13M▲
Transfer to equity691/2€998k€1.13M▲
To other reserves6921€998k€1.13M▲
Social balance
Average headcount (FTE)908711.318.0▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €2MEq €2.14M ▲113%
2 profitable years in a row build equity to €2.14M.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Landeghemstraat 18-209100 Sint-NiklaasGround area
563 m²
Building footprint
156 m²
Volume, LiDAR
940 m³
Parcel 46446B1030/00D000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SERTALINK
since 20222.337.897.760
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46446B1030/00D000 | Flanders | 563 m² | 1 · 156 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,880 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,880 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500F5BA74A0F6K584
Similar companies · same sector, comparable size
Objectway
BE 0881.564.110
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Kalmthout · Eq €2.14M
Optimy
BE 0824.055.778
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Introw
BE 0798.161.431
Gent · Eq €2.15M
ENGINEERING CONSULTANCY SERVICES HERMES
BE 0449.330.625
Nivelles · Eq €2.15M
Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 2,559 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.