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GROUP K

Active
Private limited companyfounded 20215 yrs activeCentrum-Zuid 1527, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 0769.335.308
Summary

GROUP K has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.5m and a net result of €1.1m. Equity is growing by ~92.7% per year across the filed fiscal years. Its solvency ranks better than 42% of 2715 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability89▼-1
Solvency61▼-4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160,000 at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.93 in 2024; short-term debt: 48.7% and cash: 3.5% of total assets), but 63.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
36.4%
Return on assets
16.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
53 d early
2024
29 d late
2023
31 d late
2022
4 d early
2021
5 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average on the deadline day; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 June 2021, GROUP K was incorporated as a Private limited company.1 Of the 2 current board members, HSKNS has served longest, since 2026.2 Total assets went from EUR 440,932 in 2021 to EUR 6.7 million in 2025 and headcount from 2.4 to 19.5 full-time equivalents.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 19-08-2026
  3. 3National Bank, annual accounts 2021 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€2.5m▲ 79.7%
2024 · €1.4m
Total assets
€6.7m▲ 96.6%
2024 · €3.4m
Net result
€1.1m▲ 89.4%
2024 · €575,032
Working capital
€3.4m▲ 109%
2024 · €1.6m
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€206,631-€344,948▲ 66.9%€859,111▲ 149%€845,698▼ 1.6%€1.5m▲ 77.3%
Net result€139,285above the sector's middle half-€229,623above the sector's middle half▲ 64.9%€701,658above the sector's middle half▲ 206%€575,032above the sector's middle half▼ 18.0%€1.1mabove the sector's middle half▲ 89.4%
Equity€159,285within the sector's middle half-€388,909within the sector's middle half▲ 144%€790,566above the sector's middle half▲ 103%€1.4mabove the sector's middle half▲ 72.7%€2.5mabove the sector's middle half▲ 79.7%
Total assets€440,932within the sector's middle half-€1.6mwithin the sector's middle half▲ 254%€3.1mabove the sector's middle half▲ 97.4%€3.4mabove the sector's middle half▲ 11.3%€6.7mabove the sector's middle half▲ 96.6%
Debt€281,647-€1.2m▲ 317%€2.3m▲ 95.4%€2.1m▼ 9.9%€4.3m▲ 108%
Working capital€142,919-€754,925▲ 428%€1.1m▲ 39.7%€1.6m▲ 55.4%€3.4m▲ 109%
Solvency36.1%within the sector's middle half-24.9%within the sector's middle half▼ 11.2pp25.6%within the sector's middle half▲ 0.7pp39.8%within the sector's middle half▲ 14.2pp36.4%within the sector's middle half▼ 3.4pp
Staff (FTE)2.4within the sector's middle half-6.9within the sector's middle half▲ 188%11.7within the sector's middle half▲ 69.6%17above the sector's middle half▲ 45.3%19.5above the sector's middle half▲ 14.7%
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€500,000€1.0m€1.5mOperating result 2021: €206,631€206,631Net result 2021: €139,285€139,285Operating result 2022: €344,948€344,948Net result 2022: €229,623€229,623Operating result 2023: €859,111€859,111Net result 2023: €701,658€701,658Operating result 2024: €845,698€845,698Net result 2024: €575,032€575,032Operating result 2025: €1.5m€1.5mNet result 2025: €1.1m€1.1m20212022202320242025€0€500,000€1m€1.5mOperating result 2023: €859,111€859,000Net result 2023: €701,658€702,000Operating result 2024: €845,698€846,000Net result 2024: €575,032€575,000Operating result 2025: €1.5m€1.5mNet result 2025: €1.1m€1.1m202320242025
The operating result recovers in 2025; 2025 is 77% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.7m
Fixed assets €30,517 ▲ 6.9%
Current assets €6.7m ▲ 97.3%
Equity and liabilities €6.7m
Equity €2.5m ▲ 79.7%
Debt €4.3m ▲ 108%
Debt's share of the balance-sheet total rises from 60.2% to 63.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1.5m▲
2024 · €859,558
Cash flow
€1.1m▲
2024 · €588,892
Current ratio
2.05▲
2024 · 1.93
Quick ratio
1.99▲
2024 · 1.79
Debt to equity
1.75▲
2024 · 1.51
ROE
44.4%▲
2024 · 42.1%
ROA
16.1%▼
2024 · 16.8%
Interest coverage
32.35▲
2024 · 12.49
Debt ≤ 1 year
€3.3m▲
2024 · €1.8m
Income taxes
€391,111▲
2024 · €216,000
Staff costs
€1.7m▲
2024 · €1.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,776 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.5% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,776 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€3.4m€6.7m▲
Fixed assets21/28€28,538€30,517▲
Tangible fixed assets22/27€15,998€17,977▲
Furniture and vehicles24€15,998€17,977▲
Financial fixed assets28€12,540€12,540=
Current assets29/58€3.4m€6.7m▲
Stocks and contracts in progress3€247,060€180,031▼
Stocks30/36€55,902-
Contracts in progress37€191,159€180,031▼
Amounts receivable within one year40/41€2.8m€5.2m▲
Trade receivables40€2.5m€5.2m▲
Other amounts receivable41€249,601€3,805▼
Cash at bank and in hand54/58€314,163€237,822▼
Deferred charges and accrued income490/1€48,939€1.1m▲
Equity and liabilities
Total equity and liabilities10/49€3.4m€6.7m▲
Equity10/15€1.4m€2.5m▲
Contributions10/11€20,000€20,000=
Reserves13€1.3m€1.3m=
Tax-exempt reserves132€231,550€168,400▼
Distributable reserves133€1.1m€1.2m▲
Profit (loss) carried forward14-€1.1m
Amounts payable17/49€2.1m€4.3m▲
Amounts payable within one year42/48€1.8m€3.3m▲
Financial debts43€105,151€69,038▼
Credit institutions430/8€105,151€69,038▼
Trade debts44€1.3m€2.4m▲
Suppliers440/4€1.3m€2.4m▲
Bills of exchange payable441€10,307-
Taxes, remuneration and social security45€308,654€863,386▲
Taxes450/3€85,584€658,707▲
Remuneration and social security454/9€223,070€204,679▼
Other amounts payable47/48€28,471€168▼
Accrued charges and deferred income492/3€302,227€1.0m▲
Income statement Code20242025
Non-recurring operating income76A€4,303-
Remuneration, social security and pensions62€1.4m€1.7m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,860€13,278▼
Other operating charges640/8€6,281€3,583▼
Gross operating margin9900€2.3m€3.3m▲
Operating profit (loss)9901€845,698€1.5m▲
Financial income75/76B€14,144€27,127▲
Recurring financial income75€14,144€27,127▲
Financial charges65/66B€68,810€46,763▼
Recurring financial charges65€68,810€46,763▼
Profit (loss) for the period before taxes9903€791,032€1.5m▲
Income taxes67/77€216,000€391,111▲
Profit (loss) for the period9904€575,032€1.1m▲
Transfer to tax-exempt reserves689€168,400-
Profit (loss) for the period to be appropriated9905€406,632€1.1m▲
Appropriation of the result
Profit (loss) to be appropriated9906€406,632€1.1m▲
Transfer to equity691/2€406,632-
To other reserves6921€406,632-
Social balance
Average headcount (FTE)908717.019.5▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€4,303--
Remuneration, social security and pensions62€88,228€463,856€901,003€1.4m€1.7m▲ 22.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€734€5,506€7,873€13,860€13,278▼ 4.2%
Other operating charges640/8€31,679€967€2,429€6,281€3,583▼ 43.0%
Gross operating margin9900€327,272€815,279€1.8m€2.3m€3.3m▲ 42.5%
Operating profit (loss)9901€206,631€344,948€859,111€845,698€1.5m▲ 77.3%
Financial income75/76B€0€3,236€10,059€14,144€27,127▲ 91.8%
Recurring financial income75€0€3,236€10,059€14,144€27,127▲ 91.8%
Financial charges65/66B€664€4,271€25,137€68,810€46,763▼ 32.0%
Recurring financial charges65€664€4,271€25,137€68,810€46,763▼ 32.0%
Profit (loss) for the period before taxes9903€205,968€343,914€844,032€791,032€1.5m▲ 87.1%
Income taxes67/77€66,682€114,291€142,374€216,000€391,111▲ 81.1%
Profit (loss) for the period9904€139,285€229,623€701,658€575,032€1.1m▲ 89.4%
Transfer to tax-exempt reserves689-€63,150-€168,400--
Profit (loss) for the period to be appropriated9905€139,285€166,473€701,658€406,632€1.1m▲ 168%
Line20212022202320242025Change
Assets
Total assets20/58€440,932€1.6m€3.1m€3.4m€6.7m▲ 96.6%
Fixed assets21/28€16,366€12,448€42,398€28,538€30,517▲ 6.9%
Tangible fixed assets22/27€8,896€12,448€29,858€15,998€17,977▲ 12.4%
Furniture and vehicles24€8,896€12,448€29,858€15,998€17,977▲ 12.4%
Financial fixed assets28€7,470-€12,540€12,540€12,540=
Current assets29/58€424,566€1.6m€3.0m€3.4m€6.7m▲ 97.3%
Stocks and contracts in progress3-€147,326€354,802€247,060€180,031▼ 27.1%
Stocks30/36-€147,326€281,802€55,902--
Contracts in progress37--€73,000€191,159€180,031▼ 5.8%
Amounts receivable within one year40/41€212,987€578,942€1.4m€2.8m€5.2m▲ 85.9%
Trade receivables40€212,987€578,942€1.2m€2.5m€5.2m▲ 104%
Other amounts receivable41--€139,138€249,601€3,805▼ 98.5%
Cash at bank and in hand54/58€209,022€814,844€1.3m€314,163€237,822▼ 24.3%
Deferred charges and accrued income490/1€2,557€9,540€55,877€48,939€1.1m▲ 2,157%
Equity and liabilities
Total equity and liabilities10/49€440,932€1.6m€3.1m€3.4m€6.7m▲ 96.6%
Equity10/15€159,285€388,909€790,566€1.4m€2.5m▲ 79.7%
Contributions10/11€20,000€20,000€20,000€20,000€20,000=
Reserves13€139,285€368,909€770,566€1.3m€1.3m=
Tax-exempt reserves132-€63,150€63,150€231,550€168,400▼ 27.3%
Distributable reserves133€139,285€305,759€707,416€1.1m€1.2m▲ 5.7%
Profit (loss) carried forward14----€1.1m-
Amounts payable17/49€281,647€1.2m€2.3m€2.1m€4.3m▲ 108%
Amounts payable within one year42/48€281,647€795,727€2.0m€1.8m€3.3m▲ 86.1%
Financial debts43--€69,125€105,151€69,038▼ 34.3%
Credit institutions430/8--€69,125€105,151€69,038▼ 34.3%
Trade debts44€191,884€476,569€1.3m€1.3m€2.4m▲ 77.8%
Suppliers440/4€191,884€476,569€1.3m€1.3m€2.4m▲ 79.2%
Bills of exchange payable441---€10,307--
Taxes, remuneration and social security45€89,150€297,341€284,460€308,654€863,386▲ 180%
Taxes450/3€67,712€219,606€140,928€85,584€658,707▲ 670%
Remuneration and social security454/9€21,439€77,735€143,532€223,070€204,679▼ 8.2%
Other amounts payable47/48€612€21,818€313,422€28,471€168▼ 99.4%
Accrued charges and deferred income492/3-€378,464€306,800€302,227€1.0m▲ 234%
Line20212022202320242025Change
Profit (loss) for the period9904€139,285€229,623€701,658€575,032€1.1m▲ 89.4%
+ Depreciation and write-downs630€734€5,506€7,873€13,860€13,278▼ 4.2%
Operating cash flow (approximation)€140,019€235,130€709,531€588,892€1.1m▲ 87.2%
Investment in fixed assets (approximation)--€1,588-€37,823€0-€15,257-
Change in cash-€605,822€437,612-€938,294-€76,341▲ 91.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-08
State Gazette act Resignations: SOJO BV (bestuurder) and HSKNS COMMV (bestuurder)
Permanent representatives: Joachim Lauwers and Hans Hoskens · Appointments: SOJO BV (director) and HSKNS COMMV (director)9 facts ▸
  • General meeting, 24-06-2026
  • Director resignation, SOJO BV ((dagelijks) bestuurder)
  • Director resignation, HSKNS COMMV ((dagelijks) bestuurder)
  • Permanent representative, Joachim Lauwers (permanent representative)
  • Permanent representative, Hans Hoskens (permanent representative)
  • Director appointment, SOJO BV (director)
  • Director appointment, HSKNS COMMV (director)
  • Board meeting, eenparige schriftelijke besluiten, bestuursorgaan
  • Director appointment, SOJO BV (managing director)
08-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2021net €1.1m ▲89.4%
Operating result €1.5m, net result €1.1m, both a record.
31-12
Financial Equity above €2mEq €2.5m ▲79.7%
5 profitable years in a row build equity to €2.5m.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial Equity above €1mEq €1.4m ▲72.7%
4 profitable years in a row build equity to €1.4m.
31-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-12
Financial Equity above €500,000Eq €790,566 ▲103%
3 profitable years in a row build equity to €790,566.
27-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Equity above €200,000Eq €388,909 ▲144%
2 profitable years in a row build equity to €388,909.
26-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 directors, 1 in day-to-day management, last change in 2026

Board 2

HSKNS
Director · since 24-06-2026 · Limited partnership · perm. rep.: Hans Hoskens
Current
SoJo
Director · since 24-06-2026 · Private limited company · perm. rep.: Joachim Lauwers
Current

Day-to-day management 1

SoJo
Managing director · since 24-06-2026 · Private limited company · perm. rep.: Joachim Lauwers
Current

Permanent representatives 2

Hans Hoskens
Permanent representative · since 24-06-2026 · for HSKNS
Current
Joachim Lauwers
Permanent representative · since 24-06-2026 · for SoJo
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
5,758 m²
Building footprint
704 m²
Volume, LiDAR
4,937 m³
Parcel 72015C0166/00F007, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
11 companies at this address See who is registered here
1 establishment unit
GROUP K
Centrum-Zuid 1527/A, 3530 Houthalen-HelchterenWholesale trade
since 20212.317.991.182
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72015C0166/00F007 Flanders 5,758 m² 1 · 703 m² 9.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 2 in office
Show
  • Board
  • Day-to-day management
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
HSKNS
  • Director, from 24-06-2026 to date
  • (dagelijks) bestuurder, until 24-06-2026
SoJo
  • Director, from 24-06-2026 to date
  • (dagelijks) bestuurder, until 24-06-2026
  • Managing director, from 24-06-2026 to date
See the board, name and seat on a given date →

Articles of association

Other provisions
Louis Hoet
Silke Chantrain
Thibaud De Bie
Otto Pieters
Fleur Dufour
Argo Law BV
Ad-Ministerie BV
Adriaan De Leeuw
2 more provisions in the deed, see the deed of 19-08-2026

Structure & network

Connections & network

6 connected companies
Linked via shared directors
SONICAL
Shared corporate director
→
Sonical VanRoey
Shared corporate director
→
THE COLLECTIVE CONSULTING
Shared corporate director
→
The Collective Group
Shared corporate director
→
Show 2 more companies with a shared director
VAN ROEY AUTOMATION
Shared corporate director
→
Van Roey Backoffice
Shared corporate director
→

Public money · subsidies and aid

Flemish government

2022 to 2024 · 5 entries · 12,616 EUR awarded · 12,538 EUR paid
Year Entries awardedpaid
2024 2 6,498 EUR6,420 EUR
2023 2 1,288 EUR1,288 EUR
2022 1 4,830 EUR4,830 EUR
Schemes
3 entries · 8,366 EUR · 8,288 EUR paid · Fonds voor Innoveren en Ondernemen
2 entries · 4,250 EUR · 4,250 EUR paid · Departement Werk en Sociale Economie

Recognitions · licences · registrations

Legal Entity Identifier

894500NIUKER2WF69H94
live in the LEI register

Similar companies · same sector, comparable size

Of 16,911 companies in sector 62100 we hold annual accounts for 8,778. 2,299 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
63100Computing infrastructure, data processing, hosting and related activities
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:0769335308
Also 9925:BE0769335308

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.