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SERRURERIE SYMULAK

Active
Private limited company (pre-2019)founded 1987active for 39 yearsKroninglaan 1, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0432.034.535
Summary

SERRURERIE SYMULAK has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,938 and a net result of -€2,777. Equity has been stable since 2018 (±2.5% per year). Its solvency ranks better than 94% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 16-09-1987 Normal situation
Activity
Retail sale of hardware, building materials, paint and glass (general range) NACE 47521
Establishment unit
2.030.453.290 1200 Sint-Lambrechts-Woluwe, since 30-09-1987
Financial year end
31 December
Peppol
Reachable since 14-08-2026

Board and ownership

Board
  • CAILLET CLAUDEDirector · since 29-03-2002
  • SYMULAK GERARDDirector · since 29-03-2002
  • SYMULAK LILIANDirector · since 29-03-2002
and 1 other

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€11,620
▼ 52.7%
Turnover
≈ €120,000
estimated
Loss
€2,777
Equity
€80,938
▼ 3.3%
Total assets
€91,122
▼ 3.1%
Staff
1 FTE
=
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 8.16, cash €36,213Equity €80,938 (88.8% of total assets)Founded in 1987Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 88.8% of total assets
Liquidity 99+13
short-term debt 11.2% · cash 39.7%
Profitability 41-33
return on assets -3.0%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value 11-2026: 0.2%● unchanged vs 10-2026highest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.16 (8.03 in 2024), above the usual 1.5. Short-term debt is 11.2% and cash 39.7% of total assets. 11.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 97% on liquidity, 31% on profitability and 33% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 8.16, cash €36,213
NBB · annual accounts
lowers risk · Equity €80,938 (88.8% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1987
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
7 days early
2023
29 days late
2022
4 days early
2021
34 days early
2020
25 days late
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 93% of companies in retail tradesector median 33.2% · 22,726 companies 88.8% View

Comparable companies

These companies have the same main activity as SERRURERIE SYMULAK: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €58,300 and €127,000, founded between 1984 and 1993.

CompanyTotal assetsGross margin
SERRURERIE SYMULAK Sint-Lambrechts-Woluwe€91,122€11,620
ATKO Tongeren-Borgloon€96,890€14,552
La Firme Ganshoren€71,875€16,110
INTER SHOP LINE Tournai€126,639€10,782
SAVE WILLY Mons€94,884€17,799
FAST CARRELAGE Mons€58,317€13,941
PALAZZO Ardooie€65,746€18,601
Full comparison

Key facts about SERRURERIE SYMULAK

What is the company number of SERRURERIE SYMULAK?
The company number of SERRURERIE SYMULAK is 0432.034.535. The VAT number is the same number with BE in front: BE 0432.034.535.
Where is SERRURERIE SYMULAK based?
The registered office is at Kroninglaan 1, 1200 Sint-Lambrechts-Woluwe.Company details
What does SERRURERIE SYMULAK do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of SERRURERIE SYMULAK?
The legal form of SERRURERIE SYMULAK is Private limited company (pre-2019) (BVBA).
When was SERRURERIE SYMULAK founded?
SERRURERIE SYMULAK was founded on 16-09-1987.
Is SERRURERIE SYMULAK still active?
Yes, SERRURERIE SYMULAK is an active enterprise in the KBO register.
How many employees does SERRURERIE SYMULAK have?
SERRURERIE SYMULAK had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SERRURERIE SYMULAK?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €11,620 and 61 comparable companies (NACE 475). It probably lies between €66,000 and €300,000. It is a rough estimate.
Is SERRURERIE SYMULAK profitable?
In financial year 2025, SERRURERIE SYMULAK made a loss of €2,777.
Where can I find the annual accounts of SERRURERIE SYMULAK?
SERRURERIE SYMULAK filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SERRURERIE SYMULAK due?
SERRURERIE SYMULAK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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