SERrey Consulting
ActiveSERrey Consulting has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €-11k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency82▼-9
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.91 in 2024), but 57.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.7%
Return on assets
-7.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€11k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
26 d late
2023
33 d early
2022
25 d early
2021
51 d early
2020
30 d late
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▼ 14.5%
2024 · €73k
2018: €28k
2019: €44k
2020: €46k
2021: €73k
2022: €90k
2023: €91k
2024: €73k
2018 → 2025
Total assets
€146k▼ 4.0%
2024 · €152k
2018: €103k
2019: €118k
2020: €128k
2021: €164k
2022: €164k
2023: €166k
2024: €152k
2018 → 2025
Net result
€-11k▲ 40.6%
2024 · €-18k
2018: €10k
2019: €16k
2020: €12k
2021: €42k
2022: €22k
2023: €998
2024: €-18k
2018 → 2025
Working capital
€63k▼ 12.5%
2024 · €72k
2018: €26k
2019: €43k
2020: €45k
2021: €73k
2022: €88k
2023: €90k
2024: €72k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€90k▲ 22.6%€91k▲ 1.1%€73k▼ 19.6%€62k▼ 14.5%
Operating result€63k-€33k▼ 47.1%€5k▼ 85.1%€-12k€-10k▲ 13.5%
Net result€42k-€22k▼ 49.1%€998▼ 95.4%€-18k€-11k▲ 40.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€690▼ 34.5%
Current assets
€145k▼ 3.8%
Equity and liabilities €146k
Equity
€62k▼ 14.5%
Debt
€84k▲ 5.6%
The debt ratio rises from 52.1% to 57.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-10k▲
2024 · €-12k
Cash flow
€-10k▲
2024 · €-17k
Solvency
42.7%▼
2024 · 47.9%
Current ratio
1.76▼
2024 · 1.91
Quick ratio
1.76▼
2024 · 1.91
Debt / equity
1.34▲
2024 · 1.09
ROE
-16.9%▲
2024 · -24.3%
ROA
-7.2%▲
2024 · -11.7%
Interest coverage
-25.89▼
2024 · -1.99
Debt
€84k▲
2024 · €79k
Debt ≤ 1 year
€82k▲
2024 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€152k€146k▼
Fixed assets21/28€1k€690▼
Tangible fixed assets22/27€1k€690▼
Furniture and vehicles24€1k€690▼
Current assets29/58€151k€145k▼
Amounts receivable after more than one year29€57k€133k▲
Other amounts receivable291€57k€133k▲
Amounts receivable within one year40/41€86k€7k▼
Trade receivables40€0€3k▲
Other amounts receivable41€86k€4k▼
Cash at bank and in hand54/58€8k€4k▼
Deferred charges and accrued income490/1€16€2k▲
Equity and liabilities
Total equity and liabilities10/49€152k€146k▼
Equity10/15€73k€62k▼
Contributions10/11€19k€19k=
Reserves13€72k€72k=
Distributable reserves133€72k€72k=
Profit (loss) carried forward14€-18k€-28k▼
Amounts payable17/49€79k€84k▲
Amounts payable within one year42/48€79k€82k▲
Trade debts44€432€320▼
Suppliers440/4€432€320▼
Other amounts payable47/48€79k€82k▲
Accrued charges and deferred income492/3€0€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€363€363=
Other operating charges640/8€387€400▲
Gross operating margin9900€-11k€-10k▲
Operating profit (loss)9901€-12k€-10k▲
Financial income75/76B€176€273▲
Recurring financial income75€176€273▲
Financial charges65/66B€6k€388▼
Recurring financial charges65€6k€388▼
Profit (loss) for the period before taxes9903€-18k€-11k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-18k€-11k▲
Profit (loss) for the period to be appropriated9905€-18k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-28k▼
Profit (loss) brought forward from the previous period14P-€-18k
Transfer from equity791/2€2€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-18k ▼1875%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €42k ▲258%
Operating result €63k, net result €42k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt-Winge · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reigersweide 163390 Tielt-WingeGround area
6,234 m²
Building footprint
224 m²
Volume, LiDAR
1,417 m³
Parcel 24101D0153/00S000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SERrey Consulting
since 20142.233.304.739
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24101D0153/00S000 | Flanders | 6,234 m² | 1 · 224 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 39,034 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.