B1-CONSULT
ActiveB1-CONSULT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €19k. Equity is growing by ~56% per year across the filed fiscal years. Its solvency ranks better than 91% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 13.46 against 3.83 in 2024), and 7.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.8%
Return on assets
27.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-03-2026, 148 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
148 d early
2024
153 d early
2023
147 d early
2022
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 42.6%
2024 · €44k
2022: €9k
2023: €21k
2024: €44k
2022 → 2025
Total assets
€67k▲ 14.8%
2024 · €58k
2022: €15k
2023: €31k
2024: €58k
2022 → 2025
Net result
€19k▼ 17.2%
2024 · €22k
2022: €6k
2023: €12k
2024: €22k
2022 → 2025
Working capital
€60k▲ 45.0%
2024 · €41k
2022: €9k
2023: €21k
2024: €41k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€9k-€21k▲ 133%€44k▲ 106%€62k▲ 42.6%
Operating result€8k-€17k▲ 99.4%€31k▲ 84.0%€26k▼ 16.8%
Net result€6k-€12k▲ 98.5%€22k▲ 85.7%€19k▼ 17.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€2k▼ 8.8%
Current assets
€65k▲ 15.8%
Equity and liabilities €67k
Equity
€62k▲ 42.6%
Debt
€5k▼ 67.3%
The debt ratio falls from 25.3% to 7.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€26k▼
2024 · €31k
Cash flow
€19k▼
2024 · €23k
Solvency
92.8%▲
2024 · 74.7%
Current ratio
13.46▲
2024 · 3.83
Quick ratio
13.46▲
2024 · 3.83
Debt / equity
0.08▼
2024 · 0.34
ROE
29.9%▼
2024 · 51.5%
ROA
27.7%▼
2024 · 38.5%
Interest coverage
628.29▼
2024 · 734.44
Debt
€5k▼
2024 · €15k
Debt ≤ 1 year
€5k▼
2024 · €15k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€67k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€56k€65k▲
Amounts receivable within one year40/41€9k€261▼
Trade receivables40€9k-
Other amounts receivable41-€261
Current investments50/53€20k€56k▲
Cash at bank and in hand54/58€27k€9k▼
Deferred charges and accrued income490/1€421€35▼
Equity and liabilities
Total equity and liabilities10/49€58k€67k▲
Equity10/15€44k€62k▲
Contributions10/11€3k€3k=
Reserves13€41k€59k▲
Distributable reserves133€41k€59k▲
Profit (loss) carried forward14€172€177▲
Amounts payable17/49€15k€5k▼
Amounts payable within one year42/48€15k€5k▼
Taxes, remuneration and social security45€12k€1k▼
Taxes450/3€12k€1k▼
Other amounts payable47/48€3k€4k▲
Accrued charges and deferred income492/3€126-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€197€880▲
Other operating charges640/8-€400
Gross operating margin9900€31k€27k▼
Operating profit (loss)9901€31k€26k▼
Financial income75/76B€683€488▼
Recurring financial income75€683€488▼
Financial charges65/66B€42€42=
Recurring financial charges65€42€42=
Profit (loss) for the period before taxes9903€31k€26k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€22k€19k▼
Profit (loss) for the period to be appropriated9905€22k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€19k▼
Profit (loss) brought forward from the previous period14P€97€172▲
Transfer to equity691/2€22k€19k▼
To other reserves6921€22k€19k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 13.46
Current ratio from 3.83 to 13.46; short-term debt falls from €15k to €5k.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €22k ▲85.7%
Operating result €31k, net result €22k, both a record.
06-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pleinlaan 741970 Wezembeek-OppemGround area
1,332 m²
Building footprint
212 m²
Volume, LiDAR
1,149 m³
Parcel 22302D0068/00F005, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B1-CONSULT
since 20222.333.451.004
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22302D0068/00F005 | Flanders | 1,332 m² | 1 · 212 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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TAN CONSULT
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DeVisKar
BE 0752.997.934
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SERrey Consulting
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Tielt-Winge · Eq €62k
IPXIP
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 39,034 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
66199Other activities auxiliary to financial services, excluding insurance and pension funding
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.