Checked.be
Active
BE 0445.511.595Coöperatieve vennootschap met beperkte aansprakelijkheid, bij wijze van deelneming
SEROS
Allée du Château 29 ·7170 Manage, Belgium· 34 yrs active
Sector: Market research and public opinion polling
(73200)
Conclusion
For the legal form of SEROS, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €28k and a net result of €684. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 76 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €28k |
| Net result | €684 |
| Better than sector | 82% |
| Active | 34 yrs |
Financial profile
86
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
94
Profitability
62
Solvency
100
Growth
72
Stability
100
Bankruptcy probability (12 mo)
For this legal form (e.g. co-owners' association, public body or foreign branch) we don't show a bankruptcy probability: some of these forms legally cannot go bankrupt and no reliable figure is possible here.
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1991, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
94
/ 100
Excellent
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€500
estimate, not credit advice
Score history
88
2023
100
2024
94
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 6.38 (≥ 1.5)
+10
Quick ratio
Quick ratio 6.38 (≥ 1.0)
+5
Leverage
Debt/equity 0.27 (< 1.0)
+10
Profitability
ROE 2%
+3
EBITDA margin
EBITDA-marge 23% (≥ 10%)
+8
Interest coverage
Interest coverage 37.4× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-07-2026 with the NBB · fiscal year 2025 · abbreviated schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~3.1%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 73, Advertising, market research and public relations activities · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 78.5% | 46.1% | |
| Net result | €684 | €52k | |
| Equity | €28k | €279k | |
| Gross operating margin | €2k | €133k | |
| Total assets | €36k | €773k |
€7k
-1.5%
23-25
€2k
-15.0%
23-25
€684
-32.5%
23-25
€1k
-20.7%
23-25
€36k
+18.5%
23-25
€28k
+2.5%
23-25
€28k
+15.5%
23-25
€377
-3.1%
23-25
€8k
+175.6%
23-25
€5k
+86.3%
23-25
€3k
-
23-25
6.38
-34.1%
23-25
6.38
-34.1%
23-25
78.5%
-13.5%
23-25
0.27
+168.9%
23-25
2.4%
-34.2%
23-25
1.9%
-43.1%
23-25
9.6%
-31.5%
23-25
23.5%
-13.7%
23-25
37.40
-15.0%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Deposit | abbreviated schema | abbreviated schema | abbreviated schema |
| Revenue | €7k | €7k | €6k |
| EBITDA | €2k | €2k | €506 |
| Net profit | €684 | €1k | €60 |
| Cash flow | €1k | €2k | €637 |
| Staff costs | - | - | - |
| Income taxes | €377 | €389 | €-9 |
| Dividends | - | - | - |
| Total assets | €36k | €30k | €28k |
| Equity | €28k | €28k | €27k |
| Debt | €8k | €3k | €2k |
| of which ≤ 1y | €5k | €3k | €2k |
| of which > 1y | €3k | - | - |
| Working capital | €28k | €24k | €23k |
| Employees (FTE) | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Current ratio | 6.38 | 9.68 | 14.31 |
| Quick ratio | 6.38 | 9.68 | 14.31 |
| Working capital ratio | 78.1% | 80.1% | 80.4% |
| Solvency | 78.5% | 90.8% | 94.0% |
| Debt / equity | 0.27 | 0.10 | 0.06 |
| Long-term debt ratio | 0.09 | - | - |
| Interest coverage | 37.40 | 44.02 | 11.24 |
| Gross margin | 26.3% | 30.8% | 11.6% |
| Net margin | 9.6% | 13.9% | 1.0% |
| ROA | 1.9% | 3.3% | 0.2% |
| ROE | 2.4% | 3.7% | 0.2% |
| EBITDA margin | 23.5% | 27.2% | 8.3% |
| Days sales outstanding | 107d | 130d | 210d |
| Days payable outstanding | 24d | 32d | 60d |
| Inventory turnover | - | - | - |
| Days inventory (DSI) | - | - | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €36k | €30k | €28k |
| Fixed assets | 21/28 | €3k | €3k | €4k |
| Tangible fixed assets | 22/27 | €3k | €3k | €4k |
| Current assets | 29/58 | €33k | €27k | €24k |
| Amounts receivable within one year | 40/41 | €2k | €3k | €5k |
| Cash & bank | 54/58 | €31k | €24k | €19k |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €36k | €30k | €28k |
| Equity | 10/15 | €28k | €28k | €27k |
| Contributions / capital | 10/11 | €25k | €25k | €25k |
| Reserves | 13 | €304 | €304 | €304 |
| Accumulated profits (losses) | 14 | €3k | €2k | €1k |
| Amounts payable | 17/49 | €8k | €3k | €2k |
| Amounts payable after one year | 17 | €3k | - | - |
| Amounts payable within one year | 42/48 | €5k | €3k | €2k |
| Trade debts payable within one year | 44 | €350 | €439 | €883 |
| Income statement | ||||
| Turnover | 70 | €7k | €7k | €6k |
| Gross operating margin | 9900 | €2k | €2k | €705 |
| Operating result | 9901 | €1k | €1k | €-71 |
| Financial income | 75 | - | €44 | €167 |
| Financial charges | 65 | €45 | €45 | €45 |
| Result before taxes | 9903 | €1k | €1k | €51 |
| Income taxes | 67/77 | €377 | €389 | €-9 |
| Net result for the period | 9904 | €684 | €1k | €60 |
| Result to be appropriated | 9905 | €684 | €1k | €60 |
Legal Structure
| NACE primary | Market research and public opinion polling(73200) |
| Legal form | Coöperatieve vennootschap met beperkte aansprakelijkheid, bij wijze van deelneming(009) |
| Incorporation | 01-10-1991 |
| Status | Active |
| Postal code | 7170 |
Establishment units
Rue de Plainevaux 177, 4100 Seraing
since 19912.054.928.172
Real-estate footprint
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52035B0370/00A000 | Wallonia | 852 m² | 1 · 151 m² | 6.2 m · 2 fl. |
| 62354C0124/00W229 | Wallonia | 818 m² | 1 · 92 m² | - |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 24 days late
2024
31-12
Financial
Highest result since 2023net €1k ▲1590%
Operating result €1k, net result €1k, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Market research and public opinion polling7320074131
Names & trade names
| Legal nameFR | SEROS |
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