Sermon Consulting
The computed 12-month bankruptcy probability of Sermon Consulting is 0.2% (very low). The 2023 annual accounts show equity of €116k and a net result of €28k. Equity is growing by ~11.4% per year across the filed fiscal years. The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €116k |
| Net result | €28k |
| Staff (FTE) | 1 |
| Active | 16 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Fiscal year | 2023 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €68k |
| Net profit | €28k |
| Cash flow | €48k |
| Staff costs | €4k |
| Income taxes | €11k |
| Dividends | €20k |
| Total assets | €436k |
| Equity | €116k |
| Debt | €319k |
| of which ≤ 1y | €64k |
| of which > 1y | €255k |
| Working capital | €-4k |
| Employees (FTE) | 1.0 |
| 2023 | |
|---|---|
| Current ratio | 0.94 |
| Quick ratio | 0.94 |
| Working capital ratio | -0.9% |
| Solvency | 26.7% |
| Debt / equity | 2.75 |
| Long-term debt ratio | 2.19 |
| Interest coverage | 7.70 |
| Gross margin | - |
| Net margin | - |
| ROA | 6.3% |
| ROE | 23.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €436k |
| Fixed assets | 21/28 | €375k |
| Tangible fixed assets | 22/27 | €375k |
| Current assets | 29/58 | €60k |
| Amounts receivable within one year | 40/41 | €19k |
| Investments | 50/53 | €21k |
| Cash & bank | 54/58 | €20k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €436k |
| Equity | 10/15 | €116k |
| Contributions / capital | 10/11 | €12k |
| Reserves | 13 | €104k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €319k |
| Amounts payable after one year | 17 | €255k |
| Amounts payable within one year | 42/48 | €64k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €76k |
| Operating result | 9901 | €48k |
| Financial income | 75 | €66 |
| Financial charges | 65 | €9k |
| Result before taxes | 9903 | €39k |
| Income taxes | 67/77 | €11k |
| Net result for the period | 9904 | €28k |
| Result to be appropriated | 9905 | €28k |
Former directors (1)
-
SERMON DavidManagerState Gazette act 24404535 (11-06-2024)Former- → 06-06-2024
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 23-03-2010 |
| Status | Active |
| Postal code | 1740 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086A0330/00T000 | Flanders | 276 m² | 1 · 89 m² | 8.4 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
11-06-2024 SERMON David resigns as manager
- SERMON David, Zaakvoerder
Technical details
{
"events": [
{
"kind": "subscriber_suspect",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "SERMON David",
"address": "1740 Ternat, Pieter Breugellaan 10",
"birth_date": "1981-09-02",
"profession": null,
"birth_place": "Anderlecht"
},
"reason": null,
"subkind": "renewal",
"via_org": null,
"statutory": "statutair",
"compensated": true,
"_demoted_from": "director_in",
"_demote_reason": "no_appointment_marker",
"effective_date": "2024-06-06",
"evidence_quote": "De algemene vergadering besluit onmiddellijk, overeenkomstig de vormen en meerderheden van de statutenwijziging, om de bij toepassing van artikel 39, \u00A7 2, tweede lid van de wet van 23 maart 2019 tot invoering van het Wetboek van vennootschappen en verenigingen en houdende diverse bepalingen (1) aang",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "director_out",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "SERMON David",
"address": "1740 Ternat, Pieter Breugellaan 10",
"birth_date": "1981-09-02",
"profession": null,
"birth_place": "Anderlecht"
},
"reason": null,
"subkind": "renewal",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-06-06",
"evidence_quote": "De algemene vergadering besluit de huidige zaakvoerder, hierna vermeld, ontslag te geven uit zijn functie en gaat onmiddellijk over tot zijn herbenoeming als bestuurder voor een onbepaalde duur:",
"decharge_status": "pending_next_agm",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "subscriber_suspect",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "SERMON David",
"address": "1740 Ternat, Pieter Breugellaan 10",
"birth_date": "1981-09-02",
"profession": null,
"birth_place": "Anderlecht"
},
"reason": null,
"subkind": "renewal",
"via_org": null,
"statutory": "statutair",
"compensated": true,
"_demoted_from": "director_in",
"_demote_reason": "no_appointment_marker",
"effective_date": "2024-06-06",
"evidence_quote": "De algemene vergadering besluit onmiddellijk, overeenkomstig de vormen en meerderheden van de statutenwijziging, om de bij toepassing van artikel 39, \u00A7 2, tweede lid van de wet van 23 maart 2019 tot invoering van het Wetboek van vennootschappen en verenigingen en houdende diverse bepalingen (1) aang",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": "Hans VEREEKEN",
"firm_city": null,
"firm_name": null,
"office_city": "Halle",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-06-11",
"filing_date": "2024-06-07",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2024-06-06",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2024-06-06",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2024-06-06",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2024-06-06",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2024-06-06",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2024-06-06",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2024-06-06",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0824.206.624",
"name_full": "SERMON CONSULTING",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Hans Vereeken",
"org_rep_person_name": null,
"person_role_at_subject": "notaris"
},
"co_filed_documents": [
"uitgifte van de akte",
"Geco\u00F6rdineerde statuten"
],
"corrected_publication_numac": null
}| Legal nameNL | Sermon Consulting |