SERLET
ActiveThe computed 12-month bankruptcy probability of SERLET is 2.8% (moderate). The 2024 annual accounts show equity of €7k and a net result of €5k. Its solvency ranks better than 67% of 36377 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability100
Solvency99
Growth-
Stability67
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.59), and 38.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
61.7%
Return on assets
44.7%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
71 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€7k
Total assets
€12k
Net result
€5k
Working capital
€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €12k
Equity
€7k
Debt
€4k
Debt finances 38.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€8k
Cash flow
€6k
Solvency
61.7%
Current ratio
2.59
Quick ratio
2.59
Debt / equity
0.62
ROE
72.4%
ROA
44.7%
Interest coverage
117.43
Debt
€4k
Debt ≤ 1 year
€4k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€12k
Formation expenses20€109
Current assets29/58€12k
Amounts receivable within one year40/41€2k
Trade receivables40€2k
Cash at bank and in hand54/58€10k
Deferred charges and accrued income490/1€21
Equity and liabilities
Total equity and liabilities10/49€12k
Equity10/15€7k
Contributions10/11€2k
Reserves13€5k
Distributable reserves133€5k
Amounts payable17/49€4k
Amounts payable within one year42/48€4k
Trade debts44€797
Suppliers440/4€797
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€664
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€581
Gross operating margin9900€8k
Operating profit (loss)9901€7k
Financial income75/76B€13
Recurring financial income75€13
Financial charges65/66B€65
Recurring financial charges65€65
Profit (loss) for the period before taxes9903€7k
Income taxes67/77€2k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
Transfer to equity691/2€5k
To other reserves6921€5k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
NBB filing
Directors · office · real estate
Directors
2 directors, no change since 2024
James Serlet
CurrentNon-statutory director · since 12-10-2024
12-10-2024
James Serlet: Appointed as Non-statutory director
12-10-2024
Frank Serlet: Resigned as Director
12-10-2024
Frank Serlet: Resigned as Non-statutory director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pieter Van Isackerlaan 22100 AntwerpenGround area
436 m²
Building footprint
230 m²
Volume, LiDAR
1,457 m³
Parcel 11345B0185/00T003, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SERLET
since 20242.354.374.595
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11345B0185/00T003 | Flanders | 436 m² | 1 · 230 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M.M. Services
BE 0691.865.663
Sint-Pieters-Leeuw · Eq €7k
WATERCHAUFF
BE 0777.977.711
Charleroi · Eq €7k
DELTA ENERGIE
BE 0777.851.512
Bernissart · Eq €7k
Marco Renovatie
BE 0791.237.314
Antwerpen · Eq €7k
G.MARTIN et FILS
BE 1013.125.408
Verviers · Eq €7k
Of 6,989 companies in sector 43221 we hold annual accounts for 3,444. 1,446 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2024
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.