SERINA
ActiveSummary
The computed 12-month bankruptcy probability of SERINA is 4.1% (elevated). The 2025 annual accounts show equity of €18k and a net result of €4k. Its solvency ranks better than 95% of 13417 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+93
Solvency100▲+14
Growth78
Track record94
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 8.41 against 1.16 in 2024; short-term debt: 5.1% and cash: 1.4% of total assets), and 5.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.9%
Return on assets
19.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
43 d early
2024
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€18k▲ 25.6%
2024 · €15k
Total assets
€19k▼ 19.3%
2024 · €24k
Net result
€4k
2024 · €-5k
Working capital
€7k▲ 386%
2024 · €1k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€-5k-€3k
Net result€-5k-€4k
Equity€15k-€18k▲ 25.6%
Total assets€24k-€19k▼ 19.3%
Debt€9k-€983▼ 89.4%
Working capital€1k-€7k▲ 386%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€11k ▼ 15.9%
Current assets
€8k ▼ 23.4%
Equity and liabilities €19k
Equity
€18k ▲ 25.6%
Debt
€983 ▼ 89.4%
Debt's share of the balance-sheet total falls from 39.0% to 5.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▲
2024 · €-2k
Cash flow
€6k▲
2024 · €-3k
Current ratio
8.41▲
2024 · 1.16
Quick ratio
4.23▲
2024 · 0.77
Debt to equity
0.05▼
2024 · 0.64
ROE
20.4%▲
2024 · -37.7%
ROA
19.3%▲
2024 · -23.0%
Interest coverage
19.42▲
2024 · -3.22
Debt ≤ 1 year
€983▼
2024 · €9k
Staff costs
€2k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €18k | €2k | ▼ 90.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | ▼ 11.1% |
| Other operating charges640/8 | €1k | €418 | ▼ 60.1% |
| Non-recurring operating charges66A | €1k | - | - |
| Gross operating margin9900 | €17k | €7k | ▼ 60.0% |
| Operating profit (loss)9901 | €-5k | €3k | ▲ 160% |
| Financial income75/76B | €0 | €1k | ▲ 310,119% |
| Recurring financial income75 | €0 | €1k | ▲ 310,119% |
| Financial charges65/66B | €749 | €252 | ▼ 66.4% |
| Recurring financial charges65 | €749 | €252 | ▼ 66.4% |
| Profit (loss) for the period before taxes9903 | €-5k | €4k | ▲ 168% |
| Profit (loss) for the period9904 | €-5k | €4k | ▲ 168% |
| Profit (loss) for the period to be appropriated9905 | €-5k | €4k | ▲ 168% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €24k | €19k | ▼ 19.3% |
| Fixed assets21/28 | €13k | €11k | ▼ 15.9% |
| Tangible fixed assets22/27 | €10k | €8k | ▼ 20.0% |
| Land and buildings22 | €8k | €7k | ▼ 11.5% |
| Plant, machinery and equipment23 | €2k | €1k | ▼ 26.7% |
| Furniture and vehicles24 | €875 | €125 | ▼ 85.7% |
| Financial fixed assets28 | €3k | €3k | = |
| Current assets29/58 | €11k | €8k | ▼ 23.4% |
| Stocks and contracts in progress3 | €4k | €4k | ▲ 12.5% |
| Stocks30/36 | €4k | €4k | ▲ 12.5% |
| Amounts receivable within one year40/41 | €2k | €4k | ▲ 129% |
| Other amounts receivable41 | €2k | €4k | ▲ 129% |
| Cash at bank and in hand54/58 | €5k | €263 | ▼ 95.1% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €24k | €19k | ▼ 19.3% |
| Equity10/15 | €15k | €18k | ▲ 25.6% |
| Contributions10/11 | €20k | €20k | = |
| Profit (loss) carried forward14 | €-5k | €-2k | ▲ 67.8% |
| Amounts payable17/49 | €9k | €983 | ▼ 89.4% |
| Amounts payable within one year42/48 | €9k | €983 | ▼ 89.4% |
| Trade debts44 | €2k | €976 | ▼ 56.1% |
| Suppliers440/4 | €2k | €976 | ▼ 56.1% |
| Taxes, remuneration and social security45 | €2k | €7 | ▼ 99.7% |
| Taxes450/3 | €1k | - | - |
| Remuneration and social security454/9 | €987 | €7 | ▼ 99.3% |
| Other amounts payable47/48 | €5k | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-5k | €4k | ▲ 168% |
| + Depreciation and write-downs630 | €2k | €2k | ▼ 11.1% |
| Operating cash flow (approximation) | €-3k | €6k | ▲ 283% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €-5k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-06
Financial
Liquidity times 7current ratio 8.41
Current ratio from 1.16 to 8.41; short-term debt falls from €9k to €983.
2024
25-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2023
Ground area
658 m²
Building footprint
318 m²
Volume, LiDAR
2,557 m³
2 parcels, Flanders, Wallonia · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
HASPIDE
since 20232.343.211.281
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032G0582/00K000 | Flanders | 549 m² | 1 · 263 m² | 12.3 m · 3 fl. |
| 62093A0008/00V000 | Wallonia | 109 m² | 1 · 55 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSaint-Nicolas (Lg.)2.343.211.281
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Of 20,501 companies in sector 56111 we hold annual accounts for 11,453. 8,592 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-03-2023
Fiscal year end30-06
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Scores and ratios are computed by Checked and are not a credit decision.