GEELEN & PERNET

Active

Private limited companyfounded 20242 yrs activeKastanjestraat 5, 3990 Peer, BelgiumKBO/BCE: BE 1009.399.123

The computed 12-month bankruptcy probability of GEELEN & PERNET is 4.5% (elevated). The 2025 annual accounts show equity of €1k and a net result of €72. Its solvency ranks better than 30% of 13270 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

46 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability69

Solvency32

Growth-

Track record67

Bankruptcy probability, 12 months

4.5% Elevated

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity short (current ratio 0.8; short-term debt: 93.3% and cash: 65.7% of total assets), and 93.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

6.7%

Return on assets

0.4%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€1k

Total assets

€18k

Net result

€72

Working capital

€-3k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €18k

25.4%

74.6%

Fixed assets €5k

Current assets €13k

Equity and liabilities €18k

93.3%

Equity €1k

Debt €17k

Debt finances 93.3% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€5k

Cash flow

€2k

Solvency

6.7%

Current ratio

0.80

Quick ratio

0.80

Debt / equity

13.93

ROE

6.1%

ROA

0.4%

Interest coverage

10.93

Debt

€17k

Debt ≤ 1 year

€17k

Income taxes

€3k

Staff costs

€780

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€18k

Fixed assets21/28€5k

Tangible fixed assets22/27€5k

Plant, machinery and equipment23€5k

Current assets29/58€13k

Amounts receivable within one year40/41€2k

Trade receivables40€2k

Cash at bank and in hand54/58€12k

Equity and liabilities

Total equity and liabilities10/49€18k

Equity10/15€1k

Contributions10/11€1k

Reserves13€72

Distributable reserves133€72

Amounts payable17/49€17k

Amounts payable within one year42/48€17k

Trade debts44€1k

Suppliers440/4€1k

Taxes, remuneration and social security45€5k

Taxes450/3€5k

Other amounts payable47/48€10k

Income statement Code2025

Remuneration, social security and pensions62€780

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k

Other operating charges640/8€3k

Gross operating margin9900€8k

Operating profit (loss)9901€3k

Financial charges65/66B€430

Recurring financial charges65€430

Profit (loss) for the period before taxes9903€3k

Income taxes67/77€3k

Profit (loss) for the period9904€72

Profit (loss) for the period to be appropriated9905€72

Appropriation of the result

Profit (loss) to be appropriated9906€72

Transfer to equity691/2€72

To other reserves6921€72

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Peer · 1 establishment unit since 2024

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kastanjestraat 53990 Peer

Ground area

121 ha

Building footprint

303 m²

Volume, LiDAR

798 m³

2 parcels, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

BAR MTCL

Koning Albertlaan z/n, 3970 LeopoldsburgFull-service restaurants

since 20242.359.873.012

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71034B0002/00R039 ProtectedMonumentBritse militaire begraafplaatsSource ↗	Flanders	121 ha	1 · 208 m²	5.7 m · 1 fl.
72030C0394/00L003	Flanders	416 m²	1 · 96 m²	-