SERICO
ActiveSERICO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 1512 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+6
Solvency26▲+4
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.1%
Return on assets
5.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1512 sector peers (2025).
NBB · sector comparisonPosition among 1512 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
4 d late
2023
23 d late
2022
23 d late
2021
14 d late
2020
1 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k
2024 · €-22k
2019: €121k
2020: €110k
2021: €72k
2022: €23k
2023: €-12k
2024: €-22k
2019 → 2025
Total assets
€603k▼ 5.0%
2024 · €635k
2019: €493k
2020: €498k
2021: €492k
2022: €529k
2023: €446k
2024: €635k
2019 → 2025
Net result
€31k▲ 3,747%
2024 · €809
2019: €9k
2020: €-5k
2021: €-28k
2022: €-38k
2023: €-24k
2024: €809
2019 → 2025
Working capital
€-203k▲ 7.9%
2024 · €-220k
2019: €-203k
2020: €-134k
2021: €-165k
2022: €-257k
2023: €-217k
2024: €-220k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€23k▼ 67.9%€-12k€-22k▼ 82.0%€7k
Operating result€-26k-€-37k▼ 41.0%€-22k▲ 39.1%€5k€40k▲ 730%
Net result€-28k-€-38k▼ 35.8%€-24k▲ 35.6%€809€31k▲ 3,747%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 730% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €603k
Fixed assets
€385k▼ 11.7%
Current assets
€218k▲ 9.8%
Equity and liabilities €603k
Equity
€7k
Debt
€597k
Debt finances 98.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€110k▼
2024 · €124k
Cash flow
€102k▼
2024 · €120k
Solvency
1.1%▲
2024 · -3.5%
Current ratio
0.52▲
2024 · 0.47
Quick ratio
0.51▲
2024 · 0.47
Debt / equity
90.46▲
2024 · -29.73
ROE
472.0%
ROA
5.2%▲
2024 · 0.1%
Interest coverage
12.42▼
2024 · 30.33
Debt
€597k▼
2024 · €657k
Debt ≤ 1 year
€421k▲
2024 · €419k
Debt > 1 year
€176k▼
2024 · €238k
Income taxes
€172
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€635k€603k▼
Fixed assets21/28€437k€385k▼
Tangible fixed assets22/27€437k€385k▼
Plant, machinery and equipment23€437k€385k▼
Current assets29/58€199k€218k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€48k€185k▲
Trade receivables40€44k€182k▲
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€149k€31k▼
Deferred charges and accrued income490/1-€474
Equity and liabilities
Total equity and liabilities10/49€635k€603k▼
Equity10/15€-22k€7k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-45k€-14k▲
Investment grants15€2k-
Amounts payable17/49€657k€597k▼
Amounts payable after more than one year17€238k€176k▼
Financial debts170/4€238k€176k▼
Amounts payable within one year42/48€419k€421k▲
Current portion of amounts payable after more than one year42€62k€62k=
Trade debts44€15k€15k▲
Suppliers440/4€15k€15k▲
Other amounts payable47/48€342k€343k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€119k€70k▼
Other operating charges640/8€384€387▲
Gross operating margin9900€124k€110k▼
Operating profit (loss)9901€5k€40k▲
Financial income75/76B€124€572▲
Recurring financial income75€124€572▲
Financial charges65/66B€4k€9k▲
Recurring financial charges65€4k€9k▲
Profit (loss) for the period before taxes9903€809€31k▲
Income taxes67/77-€172
Profit (loss) for the period9904€809€31k▲
Profit (loss) for the period to be appropriated9905€809€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€-14k▲
Profit (loss) brought forward from the previous period14P€-46k€-45k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €31k ▲3747%
Operating result €40k, net result €31k, both a record.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Back to profitnet €809
Net result €809 after 4 loss-making years.
23-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
30-06
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
13-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
12-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 2 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bois d'Angre(BUV) 27133 BincheGround area
1.4 ha
Building footprint
546 m²
Volume, LiDAR
3,840 m³
2 parcels, Wallonia · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Bois d'Angre(BUV) 2, 7133 Binche
since 19992.090.333.568
SERICO
since 20162.274.501.926
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56014C0131/00D000 | Wallonia | 1.3 ha | 1 · 416 m² | 10.2 m · 2 fl. |
| 56050B0183/00C000 | Wallonia | 971 m² | 1 · 130 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBinche2.090.333.568
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Of 227 companies in sector 77310 we hold annual accounts for 124. 33 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-1999
Fiscal year end30-06
Activities, NACEBEL
71310
77310Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.