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MARkvallei

Active
Cooperative companyfounded 200620 yrs activeBakkerstraat 4A, 1570 Pajottegem, BelgiumKBO/BCE: BE 0880.990.424

MARkvallei has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €-1k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 48% of 1488 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
38 / 100
Weak▼ -48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-95
Solvency39▼-8
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity short (current ratio 0.7 against 1.01 in 2024), and 70.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 20 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-04-2026, 105 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
105 d early
2024
112 d early
2023
84 d early
2022
118 d early
2021
122 d early
2020
95 d early
2019
93 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€162k▲ 0.1%
2024 · €162k
2018: €92k 2019: €94k 2020: €97k 2021: €123k 2022: €123k 2023: €127k 2024: €162k
2018 → 2025
Total assets
€555k▲ 3.0%
2024 · €539k
2018: €286k 2019: €293k 2020: €363k 2021: €388k 2022: €370k 2023: €489k 2024: €539k
2018 → 2025
Net result
€-1k
2024 · €31k
2018: €24k 2019: €603 2020: €3k 2021: €24k 2022: €-2k 2023: €2k 2024: €31k
2018 → 2025
Working capital
€-58k
2024 · €1k
2018: €35k 2019: €40k 2020: €24k 2021: €40k 2022: €15k 2023: €-11k 2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€123k-€123k▼ 0.2%€127k▲ 3.1%€162k▲ 27.7%€162k▲ 0.1%
Operating result€25k-€793▼ 96.9%€9k▲ 1,061%€44k▲ 382%€11k▼ 75.7%
Net result€24k-€-2k€2k€31k▲ 1,255%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €25k€25kNet result 2021: €24k€24kOperating result 2022: €793€793Net result 2022: €-2k€-2kOperating result 2023: €9k€9kNet result 2023: €2k€2kOperating result 2024: €44k€44kNet result 2024: €31k€31kOperating result 2025: €11k€11kNet result 2025: €-1k€-1k20212022202320242025
The operating result falls in 2025; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €555k
Fixed assets €420k▲ 1.1%
Current assets €135k▲ 9.4%
Equity and liabilities €555k
Equity €162k▲ 0.1%
Debt €393k▲ 4.2%
The debt ratio rises from 70.0% to 70.8%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€143k
2024 · €173k
Cash flow
€131k
2024 · €159k
Solvency
29.2%
2024 · 30.0%
Current ratio
0.70
2024 · 1.01
Quick ratio
0.70
2024 · 1.01
Debt / equity
2.43
2024 · 2.33
ROE
-0.8%
2024 · 18.9%
ROA
-0.2%
2024 · 5.7%
Interest coverage
11.63
2024 · 12.53
Debt
€393k
2024 · €377k
Debt ≤ 1 year
€193k
2024 · €122k
Debt > 1 year
€200k
2024 · €255k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€539k€555k
Fixed assets21/28€415k€420k
Tangible fixed assets22/27€415k€420k
Land and buildings22€52k€45k
Plant, machinery and equipment23€346k€362k
Furniture and vehicles24€17k€12k
Current assets29/58€124k€135k
Amounts receivable within one year40/41€26k€44k
Trade receivables40€25k€30k
Other amounts receivable41€2k€14k
Cash at bank and in hand54/58€57k€82k
Deferred charges and accrued income490/1€40k€9k
Equity and liabilities
Total equity and liabilities10/49€539k€555k
Equity10/15€162k€162k
Contributions10/11€59k€60k
Reserves13€103k€101k
Non-distributable reserves130/1€6k€6k
Reserves not available under the articles1311€6k€6k
Distributable reserves133€97k€95k
Profit (loss) carried forward14€433€925
Amounts payable17/49€377k€393k
Amounts payable after more than one year17€255k€200k
Financial debts170/4€255k€200k
Amounts payable within one year42/48€122k€193k
Current portion of amounts payable after more than one year42€117k€111k
Trade debts44€5k€82k
Suppliers440/4€5k€82k
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Non-recurring operating income76A€39k€23k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€128k€132k
Other operating charges640/8€664€844
Gross operating margin9900€173k€144k
Operating profit (loss)9901€44k€11k
Financial income75/76B€9€150
Recurring financial income75€9€150
Financial charges65/66B€14k€12k
Recurring financial charges65€14k€12k
Profit (loss) for the period before taxes9903€31k€-1k
Profit (loss) for the period9904€31k€-1k
Profit (loss) for the period to be appropriated9905€31k€-1k
Appropriation of the result
Profit (loss) to be appropriated9906€31k€-925
Profit (loss) brought forward from the previous period14P€2€433
Transfer from equity791/2-€2k
Transfer to equity691/2€30k€150
To the legal reserve6920€150€0
To other reserves6921€30k€150

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
10-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €31k ▲1255%
Operating result €44k, net result €31k, both a record.
31-12
Financial Equity above €150kEq €162k ▲27.7%
2 profitable years in a row build equity to €162k.
08-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
04-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €-2k ▼107%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €100kEq €123k ▲26.3%
4 profitable years in a row build equity to €123k.
27-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
22-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
16-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 directors, last change in 2025
De sutter Koen
Director · since 15-04-2025
Current
15-04-2025 De sutter Koen: Appointed as Director
15-04-2025 Geldhof Martin: Resigned as Director
Not every act has been read: a resignation may be missing here
4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2006
exact location from the address register On OpenStreetMap
Ground area
98 m²
Building footprint
118 m²
Volume, LiDAR
739 m³
Parcel 23090B0325/00F000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARKVALLEI
Bakkerstraat 4A, 1570 PajottegemRaising of dairy cattle
since 20062.153.873.023
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23090B0325/00F000 Flanders 98 m² 1 · 118 m² 9.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 226 companies in sector 77310 we hold annual accounts for 122. 98 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formCooperative company
Founded27-04-2006
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
77310Rental and leasing activities
01610Support activities for crop production
71310
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.