SERGIO CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of SERGIO CONCEPT is 2.0% (moderate). The 2025 annual accounts show equity of €27,643 and a net result of €5,028. Equity is growing by ~55.5% per year across the filed fiscal years. Its solvency ranks better than 88% of 7564 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
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Signals
This company filed its last 4 accounts on average 28 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €4,571 | €8,614 | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | €25,449 | - |
| Other operating charges640/8 | - | €1,227 | - | €2,199 | - |
| Non-recurring operating charges66A | - | €311 | - | - | - |
| Gross operating margin9900 | €8,347 | €279 | €27,714 | €34,724 | ▲ 25.3% |
| Operating profit (loss)9901 | €3,776 | -€9,873 | €27,714 | €7,076 | ▼ 74.5% |
| Financial income75/76B | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | €0 | - |
| Financial charges65/66B | €29 | -€90 | €663 | €202 | ▼ 69.5% |
| Recurring financial charges65 | €29 | -€90 | €663 | €202 | ▼ 69.5% |
| Profit (loss) for the period before taxes9903 | €3,747 | -€9,783 | €27,051 | €6,874 | ▼ 74.6% |
| Income taxes67/77 | - | - | €400 | €1,846 | ▲ 362% |
| Profit (loss) for the period9904 | €3,747 | -€9,783 | €26,651 | €5,028 | ▼ 81.1% |
| Profit (loss) for the period to be appropriated9905 | €3,747 | -€9,783 | €26,651 | €5,028 | ▼ 81.1% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €8,279 | €10,919 | €48,067 | €34,029 | ▼ 29.2% |
| Fixed assets21/28 | - | €98 | €98 | €98 | = |
| Financial fixed assets28 | - | €98 | €98 | €98 | = |
| Current assets29/58 | €8,279 | €10,821 | €47,969 | €33,931 | ▼ 29.3% |
| Amounts receivable within one year40/41 | €6,498 | €10,821 | €47,969 | €33,765 | ▼ 29.6% |
| Trade receivables40 | €5,265 | €10,615 | €47,027 | €33,455 | ▼ 28.9% |
| Other amounts receivable41 | €1,233 | €206 | €943 | €310 | ▼ 67.1% |
| Cash at bank and in hand54/58 | €1,781 | - | - | €166 | - |
| Deferred charges and accrued income490/1 | - | - | - | €0 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €8,279 | €10,919 | €48,067 | €34,029 | ▼ 29.2% |
| Equity10/15 | €5,747 | -€4,036 | €22,615 | €27,643 | ▲ 22.2% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €3,747 | -€6,036 | €20,615 | €25,643 | ▲ 24.4% |
| Amounts payable17/49 | €2,532 | €14,955 | €25,453 | €6,386 | ▼ 74.9% |
| Amounts payable within one year42/48 | €2,532 | €14,955 | €25,453 | €6,308 | ▼ 75.2% |
| Financial debts43 | - | - | €2,919 | - | - |
| Credit institutions430/8 | - | - | €2,919 | - | - |
| Trade debts44 | €2,532 | €4,634 | €10,659 | €2,556 | ▼ 76.0% |
| Suppliers440/4 | €2,532 | €4,634 | €10,659 | €2,556 | ▼ 76.0% |
| Taxes, remuneration and social security45 | - | - | - | €1,846 | - |
| Taxes450/3 | - | - | - | €1,846 | - |
| Other amounts payable47/48 | - | €10,321 | €11,875 | €1,906 | ▼ 84.0% |
| Accrued charges and deferred income492/3 | - | - | - | €78 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,747 | -€9,783 | €26,651 | €5,028 | ▼ 81.1% |
| Operating cash flow (approximation) | €3,747 | -€9,783 | €26,651 | €5,028 | ▼ 81.1% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0063/00W002 | Flanders | 300 m² | 1 · 299 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.