SERENTICE
ActiveSERENTICE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €-131. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▼-50
Solvency42▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.5%
Return on assets
-0.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
31 d early
2023
8 d early
2022
31 d late
2021
29 d late
2020
31 d late
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€9k▼ 1.5%
2024 · €9k
2018: €34k
2019: €23k
2020: €-11k
2021: €3k
2022: €28k
2023: €5k
2024: €9k
2018 → 2025
Total assets
€52k▲ 14.1%
2024 · €46k
2018: €80k
2019: €30k
2020: €34k
2021: €15k
2022: €64k
2023: €43k
2024: €46k
2018 → 2025
Net result
€-131
2024 · €4k
2018: €-12k
2019: €-33k
2020: €-33k
2021: €4k
2022: €45k
2023: €-23k
2024: €4k
2018 → 2025
Working capital
€6k▼ 17.7%
2024 · €7k
2018: €31k
2019: €840
2020: €-234
2021: €2k
2022: €25k
2023: €2k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€28k▲ 702%€5k▼ 82.0%€9k▲ 77.0%€9k▼ 1.5%
Operating result€6k-€64k▲ 963%€-25k€5k€1k▼ 69.6%
Net result€4k-€45k▲ 1,114%€-23k€4k€-131
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€3k▲ 61.6%
Current assets
€49k▲ 12.1%
Equity and liabilities €52k
Equity
€9k▼ 1.5%
Debt
€44k▲ 17.8%
The debt ratio rises from 80.9% to 83.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▼
2024 · €6k
Cash flow
€484▼
2024 · €5k
Solvency
16.5%▼
2024 · 19.1%
Current ratio
1.13▼
2024 · 1.19
Quick ratio
1.13▼
2024 · 1.19
Debt / equity
5.05▲
2024 · 4.23
ROE
-1.5%▼
2024 · 43.5%
ROA
-0.3%▼
2024 · 8.3%
Interest coverage
1.30▼
2024 · 7.80
Debt
€44k▲
2024 · €37k
Debt ≤ 1 year
€44k▲
2024 · €37k
Income taxes
€0▼
2024 · €353
Staff costs
€41k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€52k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Furniture and vehicles24€2k€3k▲
Current assets29/58€44k€49k▲
Amounts receivable within one year40/41€44k€49k▲
Trade receivables40€13k€7k▼
Other amounts receivable41€31k€41k▲
Cash at bank and in hand54/58€0€8▲
Deferred charges and accrued income490/1€37€814▲
Equity and liabilities
Total equity and liabilities10/49€46k€52k▲
Equity10/15€9k€9k▼
Contributions10/11€7k€7k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-5k€-5k▼
Amounts payable17/49€37k€44k▲
Amounts payable within one year42/48€37k€44k▲
Financial debts43€11k€0▼
Credit institutions430/8€11k€0▼
Trade debts44€10k€14k▲
Suppliers440/4€10k€14k▲
Taxes, remuneration and social security45€17k€30k▲
Taxes450/3€8k€24k▲
Remuneration and social security454/9€9k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€38k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€931€615▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€45k€44k▼
Operating profit (loss)9901€5k€1k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€751€2k▲
Recurring financial charges65€751€2k▲
Profit (loss) for the period before taxes9903€4k€-131▼
Income taxes67/77€353€0▼
Profit (loss) for the period9904€4k€-131▼
Profit (loss) for the period to be appropriated9905€4k€-131▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-5k▼
Profit (loss) brought forward from the previous period14P€-9k€-5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €45k ▲1114%
Operating result €64k, net result €45k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zusters Lovelingstraat(Mar) 228510 KortrijkGround area
1,245 m²
Building footprint
172 m²
Volume, LiDAR
887 m³
Parcel 34026B0386/00K002, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SERENTICE
since 20152.240.183.029
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34026B0386/00K002 | Flanders | 1,245 m² | 1 · 172 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ENTITY
BE 0737.410.727
Brussel · Eq €9k
RESEED SOFTWARE
BE 1008.279.366
Liège · Eq €9k
Code Cliff
BE 0734.830.527
Beveren-Kruibeke-Zwijndrecht · Eq €9k
TECOPHIL
BE 0745.987.804
Lierneux · Eq €9k
My Home Domotics Consult
BE 1013.311.983
Tournai · Eq €9k
Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 4,099 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2015
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.