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Active
BE 1005.792.901Private limited company
SERENDIPITY
Charleroise Steenweg 227 ·1060 Sint-Gillis (bij-Brussel), Belgium· 2 yrs active
Sector: Cafés
(56301)
Conclusion
The computed 12-month bankruptcy probability of SERENDIPITY is 11.9% (high). The 2024 annual accounts show negative equity (€-61k) and a net result of €-62k. Its solvency ranks better than 19% of 325 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €-61k |
| Net result | €-62k |
| Staff (FTE) | 2.5 |
| Better than sector | 19% |
Snowflake analysis
52
/ 100
Mixed profile: strong on profitability, weaker on health.
Health
10
Profitability
100
Solvency
33
Growth
50
Stability
67
Bankruptcy probability (12 mo)
11.9%
High
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Young company
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
10
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · volledig
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -27.4% | 12.4% | |
| Net result | €-62k | €2k | |
| Equity | €-61k | €20k | |
| Gross operating margin | €-38k | €184k | |
| Staff costs | €13k | €223k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €-51k |
| Net profit | €-62k |
| Cash flow | €-51k |
| Staff costs | €13k |
| Income taxes | - |
| Dividends | - |
| Total assets | €222k |
| Equity | €-61k |
| Debt | €283k |
| of which ≤ 1y | €79k |
| of which > 1y | €204k |
| Working capital | €-39k |
| Employees (FTE) | 2.5 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.51 |
| Quick ratio | 0.34 |
| Working capital ratio | -17.5% |
| Solvency | -27.4% |
| Debt / equity | -4.65 |
| Long-term debt ratio | -3.36 |
| Interest coverage | -818.09 |
| Gross margin | - |
| Net margin | - |
| ROA | -28.0% |
| ROE | 102.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €222k |
| Fixed assets | 21/28 | €182k |
| Intangible fixed assets | 21 | €91k |
| Tangible fixed assets | 22/27 | €80k |
| Financial fixed assets | 28 | €11k |
| Current assets | 29/58 | €40k |
| Stocks & contracts in progress | 3 | €14k |
| Amounts receivable within one year | 40/41 | €14k |
| Cash & bank | 54/58 | €11k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €222k |
| Equity | 10/15 | €-61k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €-62k |
| Amounts payable | 17/49 | €283k |
| Amounts payable after one year | 17 | €204k |
| Amounts payable within one year | 42/48 | €79k |
| Trade debts payable within one year | 44 | €67k |
| Income statement | ||
| Gross operating margin | 9900 | €-38k |
| Operating result | 9901 | €-62k |
| Financial charges | 65 | €62 |
| Result before taxes | 9903 | €-62k |
| Net result for the period | 9904 | €-62k |
| Result to be appropriated | 9905 | €-62k |
Ratios computed by Checked.
Legal Structure
| NACE primary | Cafés(56301) |
| Legal form | Private limited company(610) |
| Incorporation | 08-02-2024 |
| Status | Active |
| Postal code | 1060 |
Establishment units
SERENDIPITY
since 20242.362.453.212
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0360/00K004 | Brussels | 198 m² | 1 · 126 m² | 19.5 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
27-08-2025
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
| Legal nameFR | SERENDIPITY |
Registered office
Charleroise Steenweg 227
1060 Sint-Gillis (bij-Brussel), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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