Equity
€225,076 ▲ 8.5%
SER&PRO has made a profit in every financial year since 2018.
SER&PRO
Lifetime
8 annual accounts with figures on one time axispeak €411,244 (2023)
€207,419▼ 46.9%
peak €181,401 (2024)
€47,567▼ 73.8%
peak €225,076 (2025)
€225,076▲ 8.5%
€98,302▼ 37.1%
Board4 names since 2017
-
Documentsfilings and deeds
01-07-20261 day late
2025micro format
Turnover from €390,838 to €207,419Gross margin from €227,833 to €72,858Result from €181,401 to €47,567Resignation: (director) 03-07Debts from €156,182 to €98,302Cash from €14,938 to €6,923
Key points
from the 2025 annual accountsResult
€47,567 ▼ 73.8%
The result fell in 2025 from €181,401 to €47,567.
Payment terms
55 days to suppliers
SER&PRO pays its suppliers 32 days later than in 2024. Customers pay 9 days later.
Liquidity
3.58 was 2.48 in 2024
Short-term debts fell from €138,563 to €83,811.
Filings
8 annual accounts 3 late
The 2020 accounts came latest: 2 days after the end of the period.
Position in the sector
€225,076
More equity than 86% of companies in specialised construction. Sector median €57,824 · 37,191 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,969 companies had the same profile as SER&PRO has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,969 companies, not a prediction for SER&PRO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
last known boardDirector, until 2025
- all the sharesdeed of 09-02-2026
Recent changes
Registered office moved from Brussels to Lonzee
New registered office: Chaussée de Namur 229, 5030 LONZEE, commune de GEMBLOUX · Previous registered office: Rue de Heembeek 244 bte 7 à 1120 Bruxelles · holds all the shares · General meeting of 20-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0672585825
Resignation: (director)
holds 186 shares · is a shareholder · Director discharge: · General meeting of 25-06-2026 · Gazette deed
Resignation: (director)
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SER&PRO Gembloux | €323,378 | €72,858 | 69.6% | - |
| PLACO VOUGA Forest | €330,886 | €71,614 | 60.4% | 1.2 |
| VDK CIS Vosselaar | €311,308 | €75,469 | 69.8% | - |
| ISOPOWER Lummen | €280,532 | €78,684 | 32.5% | - |
| VDV Dakconstructie Antwerp | €331,618 | €81,889 | 79.8% | - |
| ISOCOVER Roosdaal | €336,944 | €101,382 | 94.3% | - |
| Staro Wervik | €254,237 | €72,780 | 24.0% | - |
These companies have the same main activity as SER&PRO: insulation installation (NACE 43230). They are comparable in size and age: total assets between €254,000 and €337,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 10-03-2017Normal situation
- Activity
- Insulation installationNACE 43230and 3 others
- Establishment unit
- 2.262.376.8275030 Gembloux, since 10-03-2017
- Financial year end
- 30 November
- Peppol
- Reachable since 30-12-2025
Annual accounts to 30-11-2025
- €323,378▼ 11.1%
- Employeeson 30-11-2025
- 1
- Filing
- Filed on 01-07-2026
Insights on SER&PRO
Solvency rose in 2025 from 57.1% to 69.6% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SER&PRO
- What is the company number of SER&PRO?
- The company number of SER&PRO is 0672.585.825. The VAT number is the same number with BE in front: BE 0672.585.825.
- Where is SER&PRO based?
- The registered office is at Chaussée de Namur, Lonzée 229, 5030 Gembloux.Company details
- What does SER&PRO do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of SER&PRO?
- SER&PRO is a private limited company (BV).
- When was SER&PRO founded?
- SER&PRO was founded on 10-03-2017.
- Is SER&PRO still active?
- Yes, SER&PRO is an active enterprise in the KBO register.
- How many employees does SER&PRO have?
- SER&PRO had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SER&PRO?
- The turnover of SER&PRO was €207,419 in financial year 2025, according to the filed annual accounts.
- Is SER&PRO profitable?
- In financial year 2025, SER&PRO made a profit of €47,567.
- Where can I find the annual accounts of SER&PRO?
- SER&PRO filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SER&PRO due?
- SER&PRO must file the annual accounts for financial year 2026 by 30-06-2027.Timeline
Next steps
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