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ISOCOVER

Active
Private limited companyfounded 2017active for 9 yearsEikauterstraat 25 A, 1761 Roosdaal, BelgiumKBO/BCE: BE 0671.502.987
Summary

ISOCOVER has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €317,799 and a net result of €63,330. Equity has been growing by about 47% per year since 2018. Its solvency ranks better than 95% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 15-02-2017 Normal situation
Activity
Insulation installation NACE 43230
Establishment unit
2.262.519.060 1761 Roosdaal, since 15-02-2017
Financial year end
31 December
Peppol
Reachable since 19-12-2025

Board and ownership

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€101,382
▲ 33.7%
Turnover
≈ €310,000
estimated
Profit
€63,330
▲ 41.7%
Equity
€317,799
▲ 24.9%
Total assets
€336,944
▲ 21.5%
  • 2025 accounts filed 27 days after the deadline
Filed on 27-08-2026
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskEquity €317,799 (94.3% of total assets)Liquidity: current ratio 17.12, cash €46,152Figures for financial year 2025 (filed on 28-08-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 76% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 94.3% of total assets
Liquidity 67+6
short-term debt 5.7% · cash 13.7%
Profitability 92+3
return on assets 18.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.7 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 17.12 (10.97 in 2024), above the usual 1.5. Short-term debt is 5.7% and cash 13.7% of total assets. 5.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 66% on liquidity, 78% on profitability and 71% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Equity €317,799 (94.3% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 17.12, cash €46,152
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Figures for financial year 2025 (filed on 28-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
27 days late
2024
34 days early
2023
20 days late
2022
24 days late
2021
19 days late
2020
12 days late
2019
118 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in specialised constructionsector median 46.7% · 34,902 companies 94.3% View
  • Positive: 6 profitable years in a rowprofit 2025: €63,330 6 years View

Recent changes

  1. · Gazette deed Change of role: Geoffrey Vierendeels, from manager to director
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as ISOCOVER: insulation installation (NACE 43230). They are comparable in size and age: total assets between €257,000 and €441,000, founded between 2014 and 2018.

CompanyTotal assetsGross margin
ISOCOVER Roosdaal€336,944€101,382
Robby Engelbert Zottegem€306,698€107,288
Cedric Vanmaele Denderleeuw€282,634€113,097
ISOFOR Libin€369,993€109,752
ISOBEL Haacht€256,559€126,243
Bel Group Lubbeek€441,343€133,225
C.D.B.-ISOLATIE Maaseik€267,914€109,357
Full comparison

Key facts about ISOCOVER

What is the company number of ISOCOVER?
The company number of ISOCOVER is 0671.502.987. The VAT number is the same number with BE in front: BE 0671.502.987.
Where is ISOCOVER based?
The registered office is at Eikauterstraat 25 A, 1761 Roosdaal.Company details
What does ISOCOVER do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of ISOCOVER?
The legal form of ISOCOVER is Private limited company (BV).
When was ISOCOVER founded?
ISOCOVER was founded on 15-02-2017.
Is ISOCOVER still active?
Yes, ISOCOVER is an active enterprise in the KBO register.
What is the turnover of ISOCOVER?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €101,382 and 87 comparable companies (NACE 432). It probably lies between €250,000 and €380,000.Financials
Is ISOCOVER profitable?
In financial year 2025, ISOCOVER made a profit of €63,330.
Where can I find the annual accounts of ISOCOVER?
ISOCOVER filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ISOCOVER due?
ISOCOVER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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