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Complete company report
Generated 01-08-2026
Active BE 0889.611.249Open bankruptcy

Septon, Michaël

· 1 yrs active
Sector: Joinery (43320)
Conclusion Checked

A bankruptcy procedure is open for Septon, Michaël according to publications in the Belgian State Gazette. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 1 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High risk
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Young company
Founded in 2025, under 3 years, statistically higher risk.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No administrative flags
Financial overview
No financial data
No annual-account figures are available for this company yet. New companies are added continuously, check back soon, or email us to prioritise this one.
Directors & mandates1 person
Role Name Tenure Source
Curator XAVIER GUIOT
RUE COURTEJOIE 47, 5590 CINEY-
 06-04-2023 → present Belgian State Gazette
Legal Structure
NACE primary Joinery(43320)
Legal form -
Incorporation01-01-2025
StatusActive
Postal code-
First BS signal 28-04-2023
Latest BS signal 28-04-2023
Company structure, linked entities1 linked entities
Septon, MichaëlBE 0889.611.249XAVIER GUIOTReceiver
Mandates
Establishment units 1 location
Chemin des Roches(Braibant) 24, 5590 Ciney
Installatie van isolatie
since 20252.370.988.816
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91023D0138/00X000 Wallonia 1,112 m² 1 · 85 m² -
Methodology
via establishment units: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023
28-04-2023
Bankruptcy Opening
Tribunal de l’entreprise de Liège, division Namur · SEPTON MICHAEL, RUE DES STATIONS 49/A, 5590 CINEY, né(e) le 14/10/1975 à NAMUR · event 06-04-2023
Lifecycle & Insolvency Signals 1 events
28-04-2023
Bankruptcy Opening
Date: 06-04-2023 · Tribunal de l’entreprise de Liège, division Namur · SEPTON MICHAEL, RUE DES STATIONS 49/A, 5590 CINEY, né(e) le 14/10/1975 à NAMUR · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262023-04-28 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Schrijnwerk43320Installatie van isolatie43230Glaszetten43343Dakwerkzaamheden43410Waterdichtingswerken van muren43421Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal name Septon, Michaël
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative