SENTO GROUP
ActiveSENTO GROUP has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €59k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 21% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency45▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.03 in 2024; short-term debt: 78.8% and cash: 44.2% of total assets), and 80% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20%
Return on assets
74.5%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 16989 sector peers (2025).
NBB · sector comparisonPosition among 16989 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
10 d early
2024
18 d early
2023
21 d early
2022
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 1.3%
2024 · €16k
2022: €15k
2023: €16k
2024: €16k
2022 → 2025
Total assets
€79k▼ 46.1%
2024 · €146k
2022: €19k
2023: €48k
2024: €146k
2022 → 2025
Net result
€59k▼ 49.2%
2024 · €115k
2022: €13k
2023: €447
2024: €115k
2022 → 2025
Working capital
€8k▲ 131%
2024 · €3k
2022: €15k
2023: €52
2024: €3k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€15k-€16k▲ 3.0%€16k=€16k▲ 1.3%
Operating result€16k-€493▼ 96.9%€114k▲ 23,028%€58k▼ 48.7%
Net result€13k-€447▼ 96.5%€115k▲ 25,737%€59k▼ 49.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€9k▼ 28.1%
Current assets
€70k▼ 47.8%
Equity and liabilities €79k
Equity
€16k▲ 1.3%
Debt
€63k▼ 51.8%
The debt ratio falls from 89.4% to 80.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€62k▼
2024 · €117k
Cash flow
€62k▼
2024 · €119k
Solvency
20.0%▲
2024 · 10.6%
Current ratio
1.13▲
2024 · 1.03
Quick ratio
1.13▲
2024 · 1.03
Debt / equity
4.00▼
2024 · 8.40
ROE
372.5%▼
2024 · 742.8%
ROA
74.5%▼
2024 · 79.0%
Interest coverage
148.85▼
2024 · 992.53
Debt
€63k▼
2024 · €131k
Debt ≤ 1 year
€62k▼
2024 · €131k
Income taxes
€1k▲
2024 · €4
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€79k▼
Fixed assets21/28€12k€9k▼
Intangible fixed assets21€12k€9k▼
Current assets29/58€134k€70k▼
Amounts receivable within one year40/41€106k€35k▼
Trade receivables40€92k€10k▼
Other amounts receivable41€14k€26k▲
Cash at bank and in hand54/58€28k€35k▲
Equity and liabilities
Total equity and liabilities10/49€146k€79k▼
Equity10/15€16k€16k▲
Contributions10/11€2k€2k=
Reserves13€13k€14k▲
Distributable reserves133€13k€14k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€131k€63k▼
Amounts payable within one year42/48€131k€62k▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€8k€0▼
Taxes450/3€8k€0▼
Other amounts payable47/48€116k€59k▼
Accrued charges and deferred income492/3-€919
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€502€507▲
Gross operating margin9900€118k€62k▼
Operating profit (loss)9901€114k€58k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€118€415▲
Recurring financial charges65€118€415▲
Profit (loss) for the period before taxes9903€115k€60k▼
Income taxes67/77€4€1k▲
Profit (loss) for the period9904€115k€59k▼
Profit (loss) for the period to be appropriated9905€115k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€115k€59k▼
Transfer to equity691/2€0€195▲
To other reserves6921€0€195▲
Profit to be distributed694/7€115k€58k▼
Directors or managers695€115k€58k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2022net €115k ▲25737%
Operating result €114k, net result €115k, both a record.
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €447 ▼96.5%
Net result drops to €447, the lowest in the series; recovery starts the following year.
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jachthoornlaan 222970 SchildeGround area
560 m²
Building footprint
119 m²
Volume, LiDAR
664 m³
Parcel 11041B0329/00Z000, Flanders · tallest building 14.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SENTO GROUP
since 20222.329.710.960
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0329/00Z000 | Flanders | 560 m² | 1 · 119 m² | 14.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 5,350 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2022
Fiscal year end30-06
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.