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Sense Interior & Services

Active Private limited companyfounded 1982active for 44 yearsZandstraat 22, 8300 Knokke-HeistKBO/BCE: BE 0422.343.839

Lifetime

20 annual accounts with figures on one time axis, 43 filings since 1983
peak €41,230 (2013)
€39,004▲ 10.3%
lowest -€294,732 (2006)
€4,231▲ 145%
peak €418,967 (2008)
€387,491▲ 1.1%
€274,940▼ 7.5%
peak 0.4 FTE (2013)
-not published
Board1 name since 2005
1 directorMEES Ivo
Documentsfilings and deeds
29-08-202629 days late
2025micro format
Result from €1,724 to €4,231

Key points

from the 2025 annual accounts

Equity

€387,491 ▲ 1.1%

Sense Interior & Services has made a profit without a break since 2015.

Filings

43 annual accounts since 1983
AprilJune31 JulyOctober199520102025

Three of the last ten came late. The 2025 accounts came latest: 29 days after the end of the period.

Position in the sector

€387,491

More equity than 89% of companies in wholesale trade. Sector median €56,545 · 13,815 companies.

Checked score

93
Excellent
Financially stronger than 44% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,892 companies (NACE 46, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.3 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Average

83+2equity 58.5% of total assets
32+1short-term debt 39.9% · cash 0.5%
47+4return on assets 0.6%

Score breakdown

raises risk
Liquidity: current ratio 0.11, cash €3,120
lowers risk
Founded in 1982
Size: total assets €662,431
Figures for financial year 2025 (filed on 02-09-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 65% of them on solvency, 29% on liquidity, 37% on profitability and 45% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 14,766 companies had the same profile as Sense Interior & Services has now. Each dot stands for 37 companies, two years later.

96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Sense Interior & Services itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for Sense Interior & Services. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.11 (0.09 in 2024), below 1. Short-term debt is 39.9% and cash 0.5% of total assets. 41.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1982
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €662,431
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 02-09-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.11, cash €3,120
NBB · annual accounts
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
29 days late
2024
35 days early
2023
2 days early
2022
4 days early
2021
9 days early
2020
22 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

MI
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0422343839
Company renamed from SENSE INTERIOR to Sense Interior & Services Reappointment: MEES Ivo (director) · “Textielwaren,stoffen,maatkleding; Lederwaren,schoeisel; Accessoires; Meubilair en decoratieartikelen…” (deed in Dutch) · Gazette deed
First establishment SIL, Brugstraat 34, Bonheiden
All 50 events

Comparable companies

same main activity, similar in size and age
Company
Sense Interior & Services Knokke-Heist €0.7m €39,004 58.5% -
Hentonic Maldegem €0.8m €53,118 85.4% 0
LIMACOM Diepenbeek €0.6m €67,390 52.6% -
Q-Interiors Waregem €0.4m €59,545 44.1% 2.8
BUROCOM Uccle €0.4m €54,316 71.2% -
KEFIN Sint-Gillis-Waas €1.1m €58,084 95.1% -
SEYCO Grimbergen €0.4m €73,199 89.7% -

These companies have the same main activity as Sense Interior & Services: agents in the wholesale of furniture, household goods and hardware (NACE 46150). They are comparable in size and age: total assets between €436,000 and €1.1m, founded between 1972 and 1992.

Official details

Source: KBO
Status
Active since 21-01-1982Normal situation
Activity
Agents in the wholesale of furniture, household goods and hardwareNACE 46150and 2 others
Establishment unit
2.020.149.8132820 Bonheiden, since 21-01-1982
Financial year end
31 December
Peppol
Reachable since 30-12-2025
Company details

Annual accounts 2025

≈ €170,000estimated
€662,431▼ 2.6%
Filing
Filed on 29-08-2026
Financials

Insights on Sense Interior & Services

Sense Interior & Services files the micro format. That format states no turnover. The gross margin rose from €2,095 in 2006 to €39,004 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Sense Interior & Services

What is the company number of Sense Interior & Services?
The company number of Sense Interior & Services is 0422.343.839. The VAT number is the same number with BE in front: BE 0422.343.839.
Where is Sense Interior & Services based?
The registered office is at Zandstraat 22, 8300 Knokke-Heist.Company details
What does Sense Interior & Services do?
According to the KBO register, the main activity is agents in the wholesale of furniture, household goods and hardware (NACE 46150).
What is the legal form of Sense Interior & Services?
Sense Interior & Services is a private limited company (BV).
When was Sense Interior & Services founded?
Sense Interior & Services was founded on 21-01-1982.
Is Sense Interior & Services still active?
Yes, Sense Interior & Services is an active enterprise in the KBO register.
What is the turnover of Sense Interior & Services?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €39,004 and 38 comparable companies (NACE 461). It probably lies between €110,000 and €430,000.Financials
Is Sense Interior & Services profitable?
In financial year 2025, Sense Interior & Services made a profit of €4,231.
Where can I find the annual accounts of Sense Interior & Services?
Sense Interior & Services filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Sense Interior & Services due?
Sense Interior & Services must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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