Q-Interiors
ActiveQ-Interiors has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €194k and a net result of €4k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 50% of 7924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy▲ +37 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▲+9
Solvency85▲+12
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.62 in 2024), but 55.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.1%
Return on assets
0.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
3 d early
2022
30 d early
2021
25 d early
2020
36 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€194k▲ 1.9%
2024 · €191k
2018: €213k
2019: €223k
2020: €199k
2021: €210k
2022: €216k
2023: €221k
2024: €191k
2018 → 2025
Total assets
€441k▼ 12.2%
2024 · €502k
2018: €545k
2019: €561k
2020: €390k
2021: €452k
2022: €500k
2023: €487k
2024: €502k
2018 → 2025
Net result
€4k
2024 · €-30k
2018: €23k
2019: €10k
2020: €9k
2021: €11k
2022: €6k
2023: €5k
2024: €-30k
2018 → 2025
Working capital
€168k▲ 15.2%
2024 · €146k
2018: €182k
2019: €190k
2020: €179k
2021: €209k
2022: €218k
2023: €197k
2024: €146k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€210k-€216k▲ 2.7%€221k▲ 2.3%€191k▼ 13.8%€194k▲ 1.9%
Operating result€44k-€17k▼ 60.7%€16k▼ 6.5%€-19k€16k
Net result€11k-€6k▼ 49.0%€5k▼ 12.1%€-30k€4k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €19k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €441k
Fixed assets
€70k▼ 42.6%
Current assets
€371k▼ 2.4%
Equity and liabilities €441k
Equity
€194k▲ 1.9%
Debt
€247k▼ 20.8%
The debt ratio falls from 62.0% to 55.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€41k▲
2024 · €12k
Cash flow
€28k▲
2024 · €1k
Solvency
44.1%▲
2024 · 38.0%
Current ratio
1.83▲
2024 · 1.62
Quick ratio
0.31▲
2024 · 0.29
Debt / equity
1.27▼
2024 · 1.63
ROE
1.9%▲
2024 · -15.9%
ROA
0.8%▲
2024 · -6.1%
Interest coverage
2.85▲
2024 · 1.27
Debt
€247k▼
2024 · €311k
Debt ≤ 1 year
€203k▼
2024 · €234k
Debt > 1 year
€44k▼
2024 · €77k
Income taxes
€191▼
2024 · €4k
Staff costs
€10k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€502k€441k▼
Fixed assets21/28€122k€70k▼
Tangible fixed assets22/27€121k€69k▼
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€81k€38k▼
Other tangible fixed assets26€38k€27k▼
Financial fixed assets28€500€500=
Current assets29/58€380k€371k▼
Stocks and contracts in progress3€312k€308k▼
Stocks30/36€312k€308k▼
Amounts receivable within one year40/41€55k€28k▼
Trade receivables40€15k€12k▼
Other amounts receivable41€40k€16k▼
Current investments50/53€13k-
Cash at bank and in hand54/58-€35k
Equity and liabilities
Total equity and liabilities10/49€502k€441k▼
Equity10/15€191k€194k▲
Contributions10/11€20k€20k=
Reserves13€170k€174k▲
Tax-exempt reserves132€12k€12k=
Distributable reserves133€158k€162k▲
Amounts payable17/49€311k€247k▼
Amounts payable after more than one year17€77k€44k▼
Financial debts170/4€77k€44k▼
Amounts payable within one year42/48€234k€203k▼
Current portion of amounts payable after more than one year42€142k€133k▼
Financial debts43€11k€12k▲
Credit institutions430/8€11k€12k▲
Trade debts44€66k€33k▼
Suppliers440/4€66k€33k▼
Taxes, remuneration and social security45€15k€24k▲
Taxes450/3€14k€24k▲
Remuneration and social security454/9€786€446▼
Income statement
Code20242025
Remuneration, social security and pensions62€17k€10k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€24k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€9k€7k▼
Gross operating margin9900€42k€60k▲
Operating profit (loss)9901€-19k€16k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€10k€14k▲
Recurring financial charges65€10k€14k▲
Profit (loss) for the period before taxes9903€-27k€4k▲
Income taxes67/77€4k€191▼
Profit (loss) for the period9904€-30k€4k▲
Profit (loss) for the period to be appropriated9905€-30k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€4k▲
Transfer from equity791/2€30k-
Transfer to equity691/2-€4k
To other reserves6921-€4k
Social balance
Average headcount (FTE)90874.72.8▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €-30k ▼699%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €200kEq €210k ▲5.7%
4 profitable years in a row build equity to €210k.
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 275 days late
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 1972
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vichtseweg 358790 WaregemGround area
2,284 m²
Building footprint
1,110 m²
Volume, LiDAR
7,407 m³
Parcel 34453E0334/00W000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Q-Interiors
since 19722.008.110.826
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34453E0334/00W000 | Flanders | 2,284 m² | 1 · 1,110 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,420 EUR awarded · 2,420 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,420 EUR | 2,420 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Similar companies · same sector, comparable size
KSMC Laboratories
BE 0825.580.064
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MANTIRO
BE 0826.882.438
Lendelede · Eq €196k
OR'GENT
BE 0771.562.051
Brugge · Eq €192k
L'AUTRE ALTERNATIVE
BE 0463.630.997
Charleroi · Eq €192k
URRAO
BE 0810.097.775
Beveren-Kruibeke-Zwijndrecht · Eq €191k
Of 1,734 companies in sector 46150 we hold annual accounts for 750. 543 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-1972
Fiscal year end30-09
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
47639Retail sale of other sporting goods
47640Retail trade
52482
46190Agents in non-specialised wholesale trade
46471Wholesale trade
46833Wholesale trade
47530Retail trade
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.