SENSAI
ActiveThe computed 12-month bankruptcy probability of SENSAI is 1.8% (moderate). The 2024 annual accounts show equity of €44k and a net result of €-17k. Equity is shrinking by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 18939 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▼-9
Solvency42▼-9
Growth32=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.31 in 2023; short-term debt: 33.6% and cash: 3.4% of total assets), and 83% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
17%
Return on assets
-6.3%
Age of the figures
21 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2025, 48 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
48 d late
2023
43 d early
2022
42 d early
2021
34 d early
2020
32 d early
2019
98 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€44k▼ 27.1%
2023 · €61k
2018: €63k
2019: €76k
2020: €87k
2021: €96k
2022: €58k
2023: €61k
2018 → 2024
Total assets
€262k▲ 12.4%
2023 · €233k
2018: €269k
2019: €297k
2020: €294k
2021: €285k
2022: €285k
2023: €233k
2018 → 2024
Net result
€-17k
2023 · €3k
2018: €14k
2019: €13k
2020: €11k
2021: €9k
2022: €-38k
2023: €3k
2018 → 2024
Working capital
€-69k▼ 52.5%
2023 · €-45k
2018: €-97k
2019: €-97k
2020: €-34k
2021: €-43k
2022: €-63k
2023: €-45k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€87k-€96k▲ 10.1%€58k▼ 39.3%€61k▲ 4.6%€44k▼ 27.1%
Operating result€15k-€13k▼ 18.1%€-34k€6k€-13k
Net result€11k-€9k▼ 21.5%€-38k€3k€-17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €13k after €6k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €262k
Fixed assets
€243k▲ 13.9%
Current assets
€19k▼ 3.8%
Equity and liabilities €262k
Equity
€44k▼ 27.1%
Debt
€217k▲ 26.4%
The debt ratio rises from 73.8% to 83.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€37k▼
2023 · €49k
Cash flow
€34k▼
2023 · €45k
Solvency
17.0%▼
2023 · 26.2%
Current ratio
0.22▼
2023 · 0.31
Quick ratio
0.15▼
2023 · 0.20
Debt / equity
4.88▲
2023 · 2.82
ROE
-37.2%▼
2023 · 4.4%
ROA
-6.3%▼
2023 · 1.2%
Interest coverage
10.33▼
2023 · 13.24
Debt
€217k▲
2023 · €172k
Debt ≤ 1 year
€88k▲
2023 · €65k
Debt > 1 year
€129k▲
2023 · €107k
Income taxes
€153▲
2023 · €131
Staff costs
€40k▼
2023 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€233k€262k▲
Fixed assets21/28€213k€243k▲
Tangible fixed assets22/27€213k€243k▲
Land and buildings22€143k€120k▼
Plant, machinery and equipment23€60k€64k▲
Furniture and vehicles24€10k€58k▲
Current assets29/58€20k€19k▼
Stocks and contracts in progress3€7k€6k▼
Stocks30/36€7k€6k▼
Amounts receivable within one year40/41€3k€3k▼
Trade receivables40€2k€2k▲
Other amounts receivable41€1k€739▼
Cash at bank and in hand54/58€10k€9k▼
Deferred charges and accrued income490/1€693€2k▲
Equity and liabilities
Total equity and liabilities10/49€233k€262k▲
Equity10/15€61k€44k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€47k€47k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€-5k€-21k▼
Amounts payable17/49€172k€217k▲
Amounts payable after more than one year17€107k€129k▲
Financial debts170/4€57k€79k▲
Other amounts payable178/9€50k€50k=
Amounts payable within one year42/48€65k€88k▲
Current portion of amounts payable after more than one year42€16k€22k▲
Trade debts44€22k€16k▼
Suppliers440/4€22k€16k▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€401€4k▲
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€21k€42k▲
Income statement
Code20232024
Remuneration, social security and pensions62€44k€40k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€50k▲
Other operating charges640/8€8k€9k▲
Gross operating margin9900€102k€86k▼
Operating profit (loss)9901€6k€-13k▼
Financial income75/76B€69€38▼
Recurring financial income75€69€38▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€3k€-16k▼
Income taxes67/77€131€153▲
Profit (loss) for the period9904€3k€-17k▼
Profit (loss) for the period to be appropriated9905€3k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-21k▼
Profit (loss) brought forward from the previous period14P€-7k€-5k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-38k ▼528%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
15-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 46 days late
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert I-Promenade 128400 OostendeGround area
650 m²
Building footprint
396 m²
Volume, LiDAR
9,578 m³
Parcel 35013A1596/00Z033, Flanders · tallest building 28.3 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Sensai BVBA
since 20032.134.075.323
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A1596/00Z033 | Flanders | 650 m² | 1 · 396 m² | 28.3 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostende2.134.075.323
Similar companies · same sector, comparable size
TERRE ET VINS
BE 0657.916.455
Verviers · Eq €44k
MT ADVIES
BE 0467.281.167
Overijse · Eq €45k
Knechtjeshuis
BE 0765.680.683
Hoogstraten · Eq €45k
FRER
BE 0432.783.910
Jette · Eq €44k
SIRAJ
BE 0729.942.618
Elsene · Eq €44k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 9,791 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-07-2003
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.