SENELTEC
ActiveSummary
SENELTEC has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €512,049 and a net result of €6,189. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability39▼-33
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 1.69 against 4.74 in 2024; short-term debt: 23.8% and cash: 36.9% of total assets), and 23.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.2%
Return on assets
0.9%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-04-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
84 d early
2023
84 d early
2022
79 d early
2021
1 d early
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6,189▼ 66.7%
2024 · €18,581
Working capital
€109,744▼ 57.6%
2024 · €258,940
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€203,247▲ 26.9%€187,190▼ 7.9%€23,672▼ 87.4%€23,532▼ 0.6%€6,555▼ 72.1%
Net result€136,572▲ 34.8%€125,940▼ 7.8%€14,738▼ 88.3%€18,581▲ 26.1%€6,189▼ 66.7%
Equity€639,927▲ 27.1%€736,067▲ 15.0%€709,587▼ 3.6%€662,875▼ 6.6%€512,049▼ 22.8%
Total assets€661,242▲ 24.8%€778,774▲ 17.8%€752,956▼ 3.3%€732,096▼ 2.8%€671,739▼ 8.2%
Debt€21,315▼ 19.3%€42,707▲ 100%€43,368▲ 1.5%€69,221▲ 59.6%€159,690▲ 131%
Working capital€238,441▲ 131%€333,219▲ 39.7%€303,766▼ 8.8%€258,940▼ 14.8%€109,744▼ 57.6%
Why a figure moved sharply
- 2023 Net result -88% on 2022. The accounts now follow the micro schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 72% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €671,739
Fixed assets
€402,305 ▼ 0.4%
Current assets
€269,434 ▼ 17.9%
Equity and liabilities €671,739
Equity
€512,049 ▼ 22.8%
Debt
€159,690 ▲ 131%
Debt's share of the balance-sheet total rises from 9.5% to 23.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€8,185▼
2024 · €25,418
Cash flow
€7,818▼
2024 · €20,467
Current ratio
1.69▼
2024 · 4.74
Debt to equity
0.31▲
2024 · 0.10
ROE
1.2%▼
2024 · 2.8%
ROA
0.9%▼
2024 · 2.5%
Interest coverage
2.31▼
2024 · 11.90
Debt ≤ 1 year
€159,690▲
2024 · €69,221
Income taxes
€3,747▼
2024 · €9,215
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €209 | €596 | €1,501 | €1,886 | €1,630 | ▼ 13.6% |
| Other operating charges640/8 | €1,162 | €1,497 | €1,146 | €1,560 | €1,637 | ▲ 4.9% |
| Gross operating margin9900 | €204,618 | €189,283 | €26,319 | €26,978 | €9,822 | ▼ 63.6% |
| Operating profit (loss)9901 | €203,247 | €187,190 | €23,672 | €23,532 | €6,555 | ▼ 72.1% |
| Financial income75/76B | - | - | - | €6,400 | €6,922 | ▲ 8.2% |
| Recurring financial income75 | - | - | - | €6,400 | €6,922 | ▲ 8.2% |
| Financial charges65/66B | €1,866 | €2,040 | €1,715 | €2,136 | €3,542 | ▲ 65.8% |
| Recurring financial charges65 | €1,866 | €2,040 | €1,715 | €2,136 | €3,542 | ▲ 65.8% |
| Profit (loss) for the period before taxes9903 | €201,381 | €185,150 | €21,957 | €27,796 | €9,936 | ▼ 64.3% |
| Income taxes67/77 | €64,809 | €59,210 | €7,219 | €9,215 | €3,747 | ▼ 59.3% |
| Profit (loss) for the period9904 | €136,572 | €125,940 | €14,738 | €18,581 | €6,189 | ▼ 66.7% |
| Profit (loss) for the period to be appropriated9905 | €136,572 | €125,940 | €14,738 | €18,581 | €6,189 | ▼ 66.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €661,242 | €778,774 | €752,956 | €732,096 | €671,739 | ▼ 8.2% |
| Formation expenses20 | €0 | €0 | - | - | - | - |
| Fixed assets21/28 | €401,486 | €402,848 | €405,821 | €403,935 | €402,305 | ▼ 0.4% |
| Tangible fixed assets22/27 | €1,486 | €2,848 | €5,821 | €3,935 | €2,305 | ▼ 41.4% |
| Plant, machinery and equipment23 | €1,486 | €1,147 | €808 | €469 | €130 | ▼ 72.3% |
| Furniture and vehicles24 | €0 | €1,701 | €5,013 | €3,465 | €2,175 | ▼ 37.2% |
| Financial fixed assets28 | €400,000 | €400,000 | €400,000 | €400,000 | €400,000 | = |
| Current assets29/58 | €259,756 | €375,926 | €347,135 | €328,162 | €269,434 | ▼ 17.9% |
| Amounts receivable within one year40/41 | €12,107 | €14,810 | €44,270 | €12,875 | €19,585 | ▲ 52.1% |
| Trade receivables40 | €12,100 | €14,800 | €1,489 | €10,170 | €10,170 | = |
| Other amounts receivable41 | €7 | €10 | €42,781 | €2,705 | €9,415 | ▲ 248% |
| Current investments50/53 | - | - | €200,000 | €200,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €247,649 | €360,620 | €102,339 | €113,447 | €248,023 | ▲ 119% |
| Deferred charges and accrued income490/1 | - | €496 | €526 | €1,840 | €1,826 | ▼ 0.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €661,242 | €778,774 | €752,956 | €732,096 | €671,739 | ▼ 8.2% |
| Equity10/15 | €639,927 | €736,067 | €709,587 | €662,875 | €512,049 | ▼ 22.8% |
| Contributions10/11 | €94,300 | €94,300 | €94,300 | €94,300 | €94,300 | = |
| Capital10 | €94,300 | €94,300 | €94,300 | €94,300 | €94,300 | = |
| Issued capital100 | €94,300 | €94,300 | €94,300 | €94,300 | €94,300 | = |
| Outside capital11 | €0 | - | - | - | - | - |
| Other1109/19 | €0 | - | - | - | - | - |
| Reserves13 | €388,612 | €484,753 | €458,273 | €411,561 | €417,749 | ▲ 1.5% |
| Non-distributable reserves130/1 | €9,430 | €9,430 | €9,430 | €9,430 | €9,430 | = |
| Legal reserve130 | €9,430 | €9,430 | €9,430 | €9,430 | €9,430 | = |
| Tax-exempt reserves132 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Distributable reserves133 | €374,182 | €470,323 | €443,843 | €397,131 | €403,319 | ▲ 1.6% |
| Profit (loss) carried forward14 | €157,014 | €157,014 | €157,014 | €157,014 | €0 | ▼ 100% |
| Amounts payable17/49 | €21,315 | €42,707 | €43,368 | €69,221 | €159,690 | ▲ 131% |
| Amounts payable within one year42/48 | €21,315 | €42,707 | €43,368 | €69,221 | €159,690 | ▲ 131% |
| Trade debts44 | €1,650 | €4,863 | €0 | €1,204 | €957 | ▼ 20.5% |
| Suppliers440/4 | €1,650 | €4,863 | €0 | €1,204 | €957 | ▼ 20.5% |
| Taxes, remuneration and social security45 | €19,665 | €8,044 | €2,151 | €2,724 | €1,719 | ▼ 36.9% |
| Taxes450/3 | €17,415 | €5,794 | €2,151 | €2,724 | €1,719 | ▼ 36.9% |
| Remuneration and social security454/9 | €2,250 | €2,250 | €0 | - | - | - |
| Other amounts payable47/48 | - | €29,800 | €41,218 | €65,293 | €157,014 | ▲ 140% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €136,572 | €125,940 | €14,738 | €18,581 | €6,189 | ▼ 66.7% |
| + Depreciation and write-downs630 | €209 | €596 | €1,501 | €1,886 | €1,630 | ▼ 13.6% |
| Operating cash flow (approximation) | €136,781 | €126,536 | €16,239 | €20,467 | €7,818 | ▼ 61.8% |
| Investment in fixed assets (approximation) | - | -€1,958 | -€4,475 | €0 | €0 | - |
| Change in cash | - | €112,971 | -€258,282 | €11,108 | €134,576 | ▲ 1,112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €6,189 ▼66.7%
Net result drops to €6,189, the lowest in the series.
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €136,572 ▲34.8%
Operating result €203,247, net result €136,572, both a record.
30-09
Financial
Liquidity doublescurrent ratio 12.19
Current ratio from 4.91 to 12.19; short-term debt falls from €26,410 to €21,315.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity times 5current ratio 4.91
Current ratio from 1.08 to 4.91.
30-09
Financial
Equity above €500,000Eq €503,355 ▲25.2%
3 profitable years in a row build equity to €503,355.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
30-09
Financial
Liquidity times 6current ratio 1.08
Current ratio from 0.17 to 1.08; short-term debt falls from €77,071 to €26,156.
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dison · 1 establishment unit since 1996
Ground area
3,973 m²
Building footprint
2,082 m²
Volume, LiDAR
9,549 m³
Parcel 63020B0112/00M000, Wallonia · tallest building 5.1 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Avenue Jardin Ecole 43, 4820 Dison
since 19962.078.091.079
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63020B0112/00M000 | Wallonia | 3,973 m² | 1 · 2,082 m² | 5.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-09-2025 list no shareholders, and no other source names one.
Holdings 1
-
40%
According to the annual accounts to 30-09-2025 of SENELTEC and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 979 companies in sector 46431 we hold annual accounts for 705. 531 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded09-04-1996
Fiscal year end30-09
Activities, NACEBEL 2025
46431Wholesale of electrical household appliances and audio-video equipment
46494Wholesale of non-electrical household articles
47540Retail sale of electrical household appliances
47551Retail sale of household furniture
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0457524452
Also
9925:BE0457524452
Registered
29-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.