TEBA
ActiveTEBA has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €343k and a net result of €-7k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 82% of 102 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2026
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability16▼-2
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 11.77 against 13.58 in 2025; short-term debt: 5.4% and cash: 26.8% of total assets), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
94.6%
Return on assets
-1.9%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 10-09-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
51 d early
2025
24 d early
2024
16 d early
2023
18 d early
2022
17 d early
2021
18 d early
2020
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€343k▼ 1.9%
2025 · €350k
2019: €382k
2020: €380k
2021: €394k
2022: €386k
2023: €366k
2024: €355k
2025: €350k
2019 → 2026
Total assets
€363k▼ 1.2%
2025 · €367k
2019: €429k
2020: €418k
2021: €438k
2022: €427k
2023: €382k
2024: €368k
2025: €367k
2019 → 2026
Net result
€-7k▼ 35.5%
2025 · €-5k
2019: €-41k
2020: €-2k
2021: €14k
2022: €-8k
2023: €-20k
2024: €-11k
2025: €-5k
2019 → 2026
Working capital
€212k▼ 1.4%
2025 · €215k
2019: €210k
2020: €218k
2021: €236k
2022: €234k
2023: €221k
2024: €217k
2025: €215k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€386k-€366k▼ 5.2%€355k▼ 3.0%€350k▼ 1.4%€343k▼ 1.9%
Operating result€-7k-€-19k▼ 189%€-10k▲ 46.7%€-4k▲ 58.1%€-6k▼ 52.4%
Net result€-8k-€-20k▼ 149%€-11k▲ 45.3%€-5k▲ 54.9%€-7k▼ 35.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2026 against €4k in 2025; the loss grows.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €363k
Fixed assets
€131k▼ 2.9%
Current assets
€232k▼ 0.2%
Equity and liabilities €363k
Equity
€343k▼ 1.9%
Debt
€20k▲ 13.3%
The debt ratio rises from 4.7% to 5.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2025 · €91
Cash flow
€-3k▼
2025 · €-654
Solvency
94.6%▼
2025 · 95.3%
Current ratio
11.77▼
2025 · 13.58
Quick ratio
5.34▼
2025 · 6.04
Debt / equity
0.06▲
2025 · 0.05
ROE
-2.0%▼
2025 · -1.4%
ROA
-1.9%▼
2025 · -1.4%
Interest coverage
-4.51▼
2025 · 0.12
Debt
€20k▲
2025 · €17k
Debt ≤ 1 year
€20k▲
2025 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€367k€363k▼
Fixed assets21/28€135k€131k▼
Tangible fixed assets22/27€133k€129k▼
Land and buildings22€131k€128k▼
Furniture and vehicles24€2k€947▼
Financial fixed assets28€1k€1k=
Current assets29/58€232k€232k▼
Stocks and contracts in progress3€129k€127k▼
Stocks30/36€129k€127k▼
Amounts receivable within one year40/41€2k€7k▲
Trade receivables40€2k€7k▲
Cash at bank and in hand54/58€94k€97k▲
Deferred charges and accrued income490/1€7k€849▼
Equity and liabilities
Total equity and liabilities10/49€367k€363k▼
Equity10/15€350k€343k▼
Contributions10/11€464k€464k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-123k€-130k▼
Amounts payable17/49€17k€20k▲
Amounts payable within one year42/48€17k€20k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€10k€17k▲
Taxes450/3€651€3k▲
Remuneration and social security454/9€9k€14k▲
Accrued charges and deferred income492/3€274€0▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€7k€7k▲
Gross operating margin9900€7k€5k▼
Operating profit (loss)9901€-4k€-6k▼
Financial income75/76B-€260
Recurring financial income75-€260
Financial charges65/66B€745€554▼
Recurring financial charges65€745€554▼
Profit (loss) for the period before taxes9903€-5k€-7k▼
Profit (loss) for the period9904€-5k€-7k▼
Profit (loss) for the period to be appropriated9905€-5k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-123k€-130k▼
Profit (loss) brought forward from the previous period14P€-118k€-123k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
13-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
2020
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
16-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
03-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-12-2025
BAUS Elza: Resigned as Director
14-07-2006
BAUS Elza: Resigned as Director
14-07-2006
Bart Baus: Resigned as Director
14-07-2006
Sylvain Tercaefs: Resigned as Director
Location & real-estate footprint
Registered office, Sint-Truiden · 2 establishment units since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diesterstraat 203800 Sint-TruidenGround area
351 m²
Building footprint
311 m²
Volume, LiDAR
3,148 m³
2 parcels, Flanders · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
TEBA HIFI
since 19962.076.121.187
TEBA HIFI
since 19962.076.121.286
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H0140/00W000 | Flanders | 246 m² | 1 · 206 m² | 13.8 m · 4 fl. |
| 71053H0599/00C000 | Flanders | 106 m² | 1 · 106 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D.S.M.
BE 0440.183.426
Liedekerke · Eq €342k
BELECTRON
BE 0425.097.253
Pajottegem · Eq €344k
A.S.T.
BE 0420.855.185
Gent · Eq €340k
MICROGROOVE
BE 0885.037.601
Ukkel · Eq €339k
ELECTRO GROOTHANDEL LEKENS
BE 0428.697.735
Gent · Eq €347k
Of 977 companies in sector 46431 we hold annual accounts for 705. 548 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-1996
Fiscal year end31-03
Activities, NACEBEL
46431Wholesale of electrical household appliances and audio-video equipment
46500Wholesale of information and communication equipment
46520Wholesale trade
47400Retail sale of information and communication equipment
47430Retail trade
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.