Losses
-€48,432 in six years
Every financial year from 2020 to 2025 closed with a loss. 2022 was the heaviest.
SENECO
Lifetime
20 annual accounts with figures on one time axispeak €71,603 (2006)
-€3,710▲ €347
lowest -€18,153 (2008)
-€4,773▼ €559
peak €176,039 (2019)
€126,807▼ 3.6%
€21,508▲ 5.8%
Board1 name since 2021
1 directorBemong Bart
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Loss of €4,773
Key points
from the 2025 annual accountsFilings
20 annual accounts since 2006
Two of the last ten came late. The 2019 accounts came latest: 91 days after the end of the period.
Position in the sector
-€4,773
Lower net result than 87% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.
Turnover not published (micro format)
Checked score
93
Excellent
Financially stronger than 45% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €4,773, the second in a row (financial year 2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €148,315
Equity €126,807 (85.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 42% on liquidity, 16% on profitability and 36% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as SENECO has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SENECO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for SENECO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.66 (0.87 in 2024), below 1. Short-term debt is 14.5% and cash 9.4% of total assets. 14.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€4,773
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
27 days late
2023
on the day
2022
5 days early
2021
4 days early
2020
1 day early
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Incorporation
published on 04-08-2005 · Gazette deed
First establishment
Schabbestraat 28, Hasselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SENECO Hasselt | €148,315 | -€3,710 | 85.5% | - |
| Mu Technologies Hasselt | €151,071 | -€15,918 | 80.1% | - |
| ICASA ICT SOLUTIONS Diepenbeek | €144,032 | -€966 | -151.5% | - |
| MODUS : GRAFIKA Sint-Truiden | €169,069 | -€22,242 | 97.1% | - |
| YouIP Networks Gingelom | €131,438 | -€17,646 | 91.4% | - |
| YK MANAGEMENT Uccle | €148,905 | -€2,606 | -19.7% | - |
| FICONS Brussels | €153,864 | -€37,843 | 83.9% | - |
These companies have the same main activity as SENECO: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €131,000 and €169,000, founded between 2005 and 2007.
Official details
Source: KBO- Status
- Active since 27-07-2005Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.148.490.2163511 Hasselt, since 20-07-2005
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €148,315▼ 2.4%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on SENECO
SENECO files the micro format. That format states no turnover. The gross margin fell from €71,603 in 2006 to -€3,710 in 2025.
The balance sheet grew most from 2007 to 2009 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SENECO
- What is the company number of SENECO?
- The company number of SENECO is 0875.295.633. The VAT number is the same number with BE in front: BE 0875.295.633.
- Where is SENECO based?
- The registered office is at Schabbestraat 28, 3511 Hasselt.Company details
- What does SENECO do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of SENECO?
- SENECO is a private limited company (pre-2019) (BVBA).
- When was SENECO founded?
- SENECO was founded on 27-07-2005.
- Is SENECO still active?
- Yes, SENECO is an active enterprise in the KBO register.
- What is the turnover of SENECO?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is SENECO profitable?
- In financial year 2025, SENECO made a loss of €4,773.
- Where can I find the annual accounts of SENECO?
- SENECO filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SENECO due?
- SENECO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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