SENDTEX
ActiveSummary
SENDTEX has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▼-15
Solvency61▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.5 against 0.23 in 2024; short-term debt: 64.3% and cash: 6.8% of total assets), and 64.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €30k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
14 d early
2023
58 d early
2022
2 d early
2021
31 d early
2020
13 d early
2019
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 31.1%
2024 · €23k
Total assets
€83k▼ 25.1%
2024 · €111k
Net result
€7k▼ 68.1%
2024 · €22k
Working capital
€-26k▲ 61.0%
2024 · €-68k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€25k▼ 29.4%€41k▲ 62.9%€101k▲ 148%€26k▼ 74.6%€10k▼ 59.1%
Net result€24k▼ 29.5%€40k▲ 62.6%€101k▲ 154%€22k▼ 78.2%€7k▼ 68.1%
Equity€2k=€2k=€2k=€23k▲ 1,029%€30k▲ 31.1%
Total assets€115k▼ 36.0%€93k▼ 19.1%€119k▲ 28.4%€111k▼ 7.4%€83k▼ 25.1%
Debt€113k▼ 36.4%€91k▼ 19.4%€117k▲ 29.0%€88k▼ 25.0%€53k▼ 39.5%
Working capital€-106k▲ 38.5%€-85k▲ 20.3%€-102k▼ 20.3%€-68k▲ 33.6%€-26k▲ 61.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 59% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€56k ▼ 37.9%
Current assets
€27k ▲ 31.6%
Equity and liabilities €83k
Equity
€30k ▲ 31.1%
Debt
€53k ▼ 39.5%
Debt's share of the balance-sheet total falls from 79.6% to 64.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▼
2024 · €68k
Cash flow
€41k▼
2024 · €64k
Current ratio
0.50▲
2024 · 0.23
Debt to equity
1.80▼
2024 · 3.90
ROE
23.7%▼
2024 · 97.7%
ROA
8.5%▼
2024 · 19.9%
Interest coverage
53.87▼
2024 · 114.86
Debt ≤ 1 year
€53k▼
2024 · €88k
Income taxes
€3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €6k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €67k | €45k | €39k | €42k | €34k | ▼ 18.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €780 | - | - | - |
| Other operating charges640/8 | - | €62 | €62 | €62 | €872 | ▲ 1,306% |
| Gross operating margin9900 | €92k | €85k | €140k | €68k | €46k | ▼ 32.7% |
| Operating profit (loss)9901 | €25k | €41k | €101k | €26k | €10k | ▼ 59.1% |
| Financial income75/76B | - | €0 | €739 | - | - | - |
| Recurring financial income75 | - | €0 | €739 | - | - | - |
| Financial charges65/66B | - | €816 | €633 | €590 | €830 | ▲ 40.8% |
| Recurring financial charges65 | €453 | €816 | €633 | €590 | €830 | ▲ 40.8% |
| Profit (loss) for the period before taxes9903 | €24k | €40k | €101k | €25k | €10k | ▼ 61.5% |
| Income taxes67/77 | - | - | - | €3k | €3k | ▼ 12.5% |
| Profit (loss) for the period9904 | €24k | €40k | €101k | €22k | €7k | ▼ 68.1% |
| Profit (loss) for the period to be appropriated9905 | €24k | €40k | €101k | €22k | €7k | ▼ 68.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €115k | €93k | €119k | €111k | €83k | ▼ 25.1% |
| Fixed assets21/28 | €108k | €87k | €104k | €90k | €56k | ▼ 37.9% |
| Intangible fixed assets21 | €108k | €87k | €104k | €90k | €56k | ▼ 37.9% |
| Current assets29/58 | €7k | €6k | €16k | €20k | €27k | ▲ 31.6% |
| Amounts receivable within one year40/41 | €2k | €4k | €13k | €18k | €21k | ▲ 20.2% |
| Trade receivables40 | - | €4k | €13k | €12k | €21k | ▲ 71.0% |
| Other amounts receivable41 | - | - | - | €5k | - | - |
| Cash at bank and in hand54/58 | €5k | €3k | €3k | €3k | €6k | ▲ 110% |
| Deferred charges and accrued income490/1 | - | €71 | €74 | €153 | €83 | ▼ 45.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €115k | €93k | €119k | €111k | €83k | ▼ 25.1% |
| Equity10/15 | €2k | €2k | €2k | €23k | €30k | ▲ 31.1% |
| Contributions10/11 | €2k | €2k | €2k | €14k | €14k | = |
| Reserves13 | - | - | - | €8k | €15k | ▲ 86.0% |
| Distributable reserves133 | - | - | - | €8k | €15k | ▲ 86.0% |
| Amounts payable17/49 | €113k | €91k | €117k | €88k | €53k | ▼ 39.5% |
| Amounts payable within one year42/48 | €113k | €91k | €117k | €88k | €53k | ▼ 39.5% |
| Trade debts44 | €26k | €14k | €15k | €50k | €46k | ▼ 6.6% |
| Suppliers440/4 | - | €14k | €15k | €50k | €46k | ▼ 6.6% |
| Taxes, remuneration and social security45 | - | €3k | €1k | €3k | €7k | ▲ 127% |
| Taxes450/3 | - | €3k | €1k | €3k | €7k | ▲ 127% |
| Other amounts payable47/48 | - | €74k | €101k | €35k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24k | €40k | €101k | €22k | €7k | ▼ 68.1% |
| + Depreciation and write-downs630 | €67k | €45k | €39k | €42k | €34k | ▼ 18.6% |
| Operating cash flow (approximation) | €91k | €84k | €140k | €64k | €41k | ▼ 35.7% |
| Investment in fixed assets (approximation) | - | €-23k | €-56k | €-28k | €0 | ▲ 100% |
| Change in cash | - | €-2k | €-22 | €-53 | €3k | ▲ 5,635% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €101k ▲154%
Operating result €101k, net result €101k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
18-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2007
Ground area
1,247 m²
Building footprint
307 m²
Volume, LiDAR
2,475 m³
Parcel 71323C0670/00H002, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Sendtex explosive e-marketing tool
since 20072.160.501.487
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0670/00H002 | Flanders | 1,247 m² | 1 · 307 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 14,299 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-11-2006
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.