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SEMPHIL Belgium

Active
Private limited companyfounded 2000active for 26 yearsRue du Limbourg 76, 4000 Liège, BelgiumKBO/BCE: BE 0470.557.094
Summary

The computed 12-month bankruptcy probability of SEMPHIL Belgium is 2.3% (moderate). The 2024 annual accounts show equity of €221,656 and a net result of €10,912. Equity has been growing by about 37% per year since 2018. Its solvency ranks better than 14% of 6,063 sector peers (NACE 46, financial year 2024). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 04-02-2000 Normal situation
Activity
Wholesale trade NACE 46647and 4 others
Joint committees
100 Aanvullend Paritair Comité voor de werklieden
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2024
Establishment unit
2.245.695.993 4000 Liège, since 07-05-2015
Financial year end
31 December
Peppol
Reachable since 22-12-2025

Board and ownership

Board
  • Tilkin GustaveDirector
  • Van Ham PhilippeDirector
Shareholders
  • Philippe VAN HAMact of 02-07-2024

Financial position

52 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.3%
Annual accounts 2024
Gross margin
€281,688
▲ 561%
Turnover
≈ €1.4m
estimated
Profit
€10,912
Equity
€221,656
Total assets
€2.3m
▲ 28.5%
Employees on 31-12-2024
3
=
  • €93,031 of overdue tax debts on 31-12-2024
  • €5,897 of overdue social security (RSZ) debts on 31-12-2024
  • 2025 accounts not filed, 96 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 27-06-2025)Equity €221,656 (9.5% of total assets)lowers riskFounded in 2000Size: 2.8 FTE, total assets €2.3mShow the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 39% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2023
Weak
Solvency 35+12
equity 9.5% of total assets
Liquidity 4+4
short-term debt 87.4% · cash 1.5%
Profitability 32+27
return on assets 0.5%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 12-2024: 4.3% 01-2025: 4.3%● unchanged vs 12-2024 02-2025: 4.4%▲ +0.1 percentage points vs 01-2025 03-2025: 4.4%● unchanged vs 02-2025 04-2025: 4.4%● unchanged vs 03-2025 05-2025: 4.4%● unchanged vs 04-2025highest value 06-2025: 4.3%▼ -0.1 percentage points vs 05-2025 07-2025: 0.5%▼ -3.8 percentage points vs 06-2025lowest value 08-2025: 0.5%● unchanged vs 07-2025lowest value 09-2025: 0.5%● unchanged vs 08-2025lowest value 10-2025: 0.5%● unchanged vs 09-2025lowest value 11-2025: 0.5%● unchanged vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%▲ +0.5 percentage points vs 07-2026 09-2026: 1.4%▲ +0.3 percentage points vs 08-2026 10-2026: 2.3%▲ +0.9 percentage points vs 09-2026 11-2026: 2.3%● unchanged vs 10-2026
Credit of up to €11,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is tight, with a current ratio of 1.09 (1.03 in 2023), below the usual 1.5. Short-term debt is 87.4% and cash 1.5% of total assets. 90.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 23% of them on solvency, 6% on liquidity, 27% on profitability and 99% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed on 27-06-2025)
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €221,656 (9.5% of total assets)
NBB · annual accounts
lowers risk · Size: 2.8 FTE, total assets €2.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 6063 sector peers (2024).
NBB · sector comparison
Position among 6063 sector peers
Solvency
better than 14%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 96 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline04-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
35 days early
2023
29 days early
2022
25 days early
2021
38 days early
2020
81 days early
2019
115 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 54 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2024after a loss of €203,776 in 2023 €10,912 View
  • Caution: Lower solvency than 86% of companies in wholesale tradesector median 41.9% · 6,063 companies 9.5% View

Recent changes

  1. · Gazette deed Company renamed from SEMPHIL to SEMPHIL Belgium
  2. · Gazette deed Capital contribution of €250,000
  3. · Gazette deed Incorporation
All 20 events

Comparable companies

These companies have the same main activity as SEMPHIL Belgium: wholesale trade (NACE 46647). They are comparable in size and age: total assets between €1.2m and €2.5m, founded between 1978 and 2000.

CompanyTotal assetsGross margin
SEMPHIL Belgium Liège€2.3m€0.3m
DECATECH AIR SYSTEMS Overijse€1.2m€0.5m
MATCOOL Brugge€1.5m€0.4m
Nouveaux Etablissements CHARLES MARTIN Juprelle€1.4m€0.4m
FIMA AIRTECHNIC Dendermonde€2.5m€0.7m
JESCO Gent€1.6m€0.09m
NOMA Staden€1.7m€0.2m
Full comparison

Key facts about SEMPHIL Belgium

What is the company number of SEMPHIL Belgium?
The company number of SEMPHIL Belgium is 0470.557.094. The VAT number is the same number with BE in front: BE 0470.557.094.
Where is SEMPHIL Belgium based?
The registered office is at Rue du Limbourg 76, 4000 Liège.Company details
What does SEMPHIL Belgium do?
According to the KBO register, the main activity is wholesale trade (NACE 46647).
What is the legal form of SEMPHIL Belgium?
The legal form of SEMPHIL Belgium is Private limited company (BV).
When was SEMPHIL Belgium founded?
SEMPHIL Belgium was founded on 04-02-2000.
Is SEMPHIL Belgium still active?
Yes, SEMPHIL Belgium is an active enterprise in the KBO register.
How many employees does SEMPHIL Belgium have?
SEMPHIL Belgium had an average of 2.8 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does SEMPHIL Belgium fall under?
In its 2024 annual accounts, SEMPHIL Belgium states joint committees 100 (Aanvullend Paritair Comité voor de werklieden) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of SEMPHIL Belgium?
The turnover in financial year 2024 is ≈ €1.4m. This figure is estimated from the gross margin of €281,688 and 138 comparable companies (NACE 46). It probably lies between €910,000 and €2.4m.
Is SEMPHIL Belgium profitable?
In financial year 2024, SEMPHIL Belgium made a profit of €10,912.
Where can I find the annual accounts of SEMPHIL Belgium?
SEMPHIL Belgium filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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