Turnover
≈ €1.2m estimated
The abbreviated format states no turnover.
NOMA
Lifetime
20 annual accounts with figures on one time axis, 43 filings since 1983peak €409,759 (2021)
€239,714▼ 33.0%
lowest -€133,960 (2011)
€25,646▼ 52.7%
peak €1.1m (2025)
€1.1m▲ 2.5%
€615,621▲ 2.0%
peak 3.3 FTE (2021)
0.8 FTE▼ 50.0%
Board7 names since 2021
3 directorsPAUWELYN Véronique and 2 others
Documentsfilings and deeds
04-08-20264 days late
2025abbreviated format
Gross margin from €357,915 to €239,714Result from €54,263 to €25,646Staff from 1.6 FTE to 0.8 FTENew director 25-11Cash from €1,210 to €47,081
Key points
from the 2025 annual accountsFilings
43 annual accounts since 1983
Seven of the last ten came late. The 2016 accounts came latest: 270 days after the end of the period.
Checked score
94
Excellent
Financially stronger than 54% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025
09-2025: 0.3%▼ -0.2 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.8%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.7 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1983
Size: 0.8 FTE, total assets €1.7m
Figures for financial year 2025 (filed on 05-08-2026)
Equity €1.1m (63.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 69% of them on solvency, 45% on liquidity, 55% on profitability and 49% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as NOMA has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NOMA itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for NOMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €95,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.94 (1.57 in 2024), above the usual 1.5. Short-term debt is 21.9% and cash 2.8% of total assets. 36.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 4 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
4 days late
2024
6 days late
2023
30 days late
2022
24 days late
2021
16 days early
2020
72 days late
2019
69 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Demerger proposal: PAVECO splits off to NOMA
Appointment: POUSEELE CARON BEDRIJFSREVISOREN (statutory auditor) · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0423730543
New director
CommV MVDV appointed, Mathieu VANDEVYVERE resigned · Permanent representative: Mathieu VANDEVYVERE · General meeting of 30-09-2025 · Gazette deed
Appointment: Mathieu Vandevyvere (director)
General meeting of 03-10-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NOMA Staden | €1.7m | €239,714 | 63.1% | 0.8 |
| CAMI Ostend | €1.8m | €394,524 | 63.3% | 1 |
| EURO ASIA INVESTMENT AND TRADING CORPORATION Ghent | €2.4m | €240,865 | 48.3% | 1 |
| CARDIN ELETTRONICA BELGIUM SA-NV Laakdal | €0.9m | €340,499 | 73.1% | 1 |
| DEGRILLON TECHNICAL SUPPLIES Antwerp | €1.3m | €332,369 | 54.5% | 2.2 |
| INNOVATIVE TRADING & SERVICES Uccle | €3.6m | €382,810 | 74.5% | 1 |
| Cosmos Laboratory Equipment Niel | €0.8m | €136,269 | 34.0% | 1 |
These companies have the same main activity as NOMA: wholesale of other household goods (NACE 46499). They are comparable in size and age: total assets between €819,000 and €3.6m, founded between 1978 and 1989.
Official details
Source: KBO- Status
- Active since 14-02-1983Normal situation
- Activity
- Wholesale of other household goodsNACE 46499and 3 others
- Joint committee
- 149.01Electricians: installation and distribution · annual accounts 2024
- Establishment unit
- 2.023.954.4888840 Staden, since 14-02-1983
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Insights on NOMA
NOMA files the abbreviated format. That format states no turnover. The gross margin rose from €70,836 in 2006 to €239,714 in 2025.
The balance sheet grew most in 2015 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NOMA
- What is the company number of NOMA?
- The company number of NOMA is 0423.730.543. The VAT number is the same number with BE in front: BE 0423.730.543.
- Where is NOMA based?
- The registered office is at Diksmuidestraat 64, 8840 Staden.Company details
- What does NOMA do?
- According to the KBO register, the main activity is wholesale of other household goods (NACE 46499).
- What is the legal form of NOMA?
- NOMA is a private limited company (BV).
- When was NOMA founded?
- NOMA was founded on 14-02-1983.
- Is NOMA still active?
- Yes, NOMA is an active enterprise in the KBO register.
- How many employees does NOMA have?
- NOMA had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does NOMA fall under?
- In its 2024 annual accounts, NOMA states joint committee 149.01 (Electricians: installation and distribution).
- What is the turnover of NOMA?
- The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €239,714 and 102 comparable companies (NACE 46). It probably lies between €580,000 and €2.2m.
- Is NOMA profitable?
- In financial year 2025, NOMA made a profit of €25,646.
- Where can I find the annual accounts of NOMA?
- NOMA filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NOMA due?
- NOMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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