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SEMPELS PROPLUS

Active
Private limited companyfounded 200818 yrs activeMartelarenplein 7, 3000 Leuven, BelgiumKBO/BCE: BE 0894.987.524
Summary

The computed 12-month bankruptcy probability of SEMPELS PROPLUS is 1.5% (moderate). The 2025 annual accounts show negative equity (-€694,103) and a net result of -€33,979. Equity is shrinking by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 7940 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.1 against 0.1 in 2024; short-term debt: 952.6% and cash: 0.5% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-854.7%
Return on assets
-41.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€694,103
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-06-2026, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
43 d late
2024
1 d early
2023
27 d late
2022
5 d early
2021
15 d early
2020
11 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 29 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 January 2008, SEMPELS PROPLUS was incorporated.1 Total assets went from EUR 476,551 in 2018 to EUR 81,211 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
-€694,103▼ 5.1%
2024 · -€660,124
Total assets
€81,211▲ 9.9%
2024 · €73,881
Net result
-€33,979▲ 53.8%
2024 · -€73,515
Working capital
-€692,386▼ 5.4%
2024 · -€657,204
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€8,957-€4,148▲ 53.7%€104,888-€38,546-€4,074▲ 89.4%
Net result-€57,548below the sector's middle half-€58,800below the sector's middle half▼ 2.2%€58,572within the sector's middle half-€73,515below the sector's middle half-€33,979below the sector's middle half▲ 53.8%
Equity-€586,380below the sector's middle half▼ 10.9%-€645,180below the sector's middle half▼ 10.0%-€586,608below the sector's middle half▲ 9.1%-€660,124below the sector's middle half▼ 12.5%-€694,103below the sector's middle half▼ 5.1%
Total assets€735,875within the sector's middle half▲ 22.3%€682,734within the sector's middle half▼ 7.2%€330,457below the sector's middle half▼ 51.6%€73,881below the sector's middle half▼ 77.6%€81,211below the sector's middle half▲ 9.9%
Debt€1.3m▲ 17.0%€1.3m▲ 0.4%€917,066▼ 30.9%€734,005▼ 20.0%€775,314▲ 5.6%
Working capital-€583,988below the sector's middle half▼ 10.9%-€642,311below the sector's middle half▼ 10.0%-€583,794below the sector's middle half▲ 9.1%-€657,204below the sector's middle half▼ 12.6%-€692,386below the sector's middle half▼ 5.4%
Solvency-79.7%below the sector's middle half▲ 8.2pp-94.5%below the sector's middle half▼ 14.8pp-177.5%below the sector's middle half▼ 83.0pp-893.5%below the sector's middle half▼ 716.0pp-854.7%below the sector's middle half▲ 38.8pp
Current ratio0.56below the sector's middle half▲ 0.020.52below the sector's middle half▼ 0.040.36below the sector's middle half▼ 0.150.10below the sector's middle half▼ 0.260.10below the sector's middle half=
Return on assets (ROA)-7.8%below the sector's middle half▼ 10.5pp-8.6%below the sector's middle half▼ 0.8pp17.7%above the sector's middle half▲ 26.3pp-99.5%below the sector's middle half▼ 117.2pp-41.8%below the sector's middle half▲ 57.7pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000€100,000Operating result 2021: -€8,957-€8,957Net result 2021: -€57,548-€57,548Operating result 2022: -€4,148-€4,148Net result 2022: -€58,800-€58,800Operating result 2023: €104,888€104,888Net result 2023: €58,572€58,572Operating result 2024: -€38,546-€38,546Net result 2024: -€73,515-€73,515Operating result 2025: -€4,074-€4,074Net result 2025: -€33,979-€33,97920212022202320242025-€100,000-€50,000€0€50,000€100,000Operating result 2023: €104,888€105,000Net result 2023: €58,572€58,600Operating result 2024: -€38,546-€38,500Net result 2024: -€73,515-€73,500Operating result 2025: -€4,074-€4,070Net result 2025: -€33,979-€34,000202320242025
The operating result stays negative: a loss of €4,074 in 2025 against €38,546 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.01▲
2024 · 0.00
Debt to equity
-1.12▼
2024 · -1.11
Debt ≤ 1 year
€773,598▲
2024 · €731,085
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.8% went bankrupt
8.1% stopped otherwise
85% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€73,881€81,211▲
Current assets29/58€73,881€81,211▲
Stocks and contracts in progress3€71,032€76,231▲
Stocks30/36€71,032€76,231▲
Amounts receivable within one year40/41€2,717€4,503▲
Trade receivables40€887€827▼
Other amounts receivable41€1,830€3,676▲
Cash at bank and in hand54/58€133€377▲
Deferred charges and accrued income490/1-€100
Equity and liabilities
Total equity and liabilities10/49€73,881€81,211▲
Equity10/15-€660,124-€694,103▼
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€666,324-€700,303▼
Amounts payable17/49€734,005€775,314▲
Amounts payable within one year42/48€731,085€773,598▲
Trade debts44€4,073€3,731▼
Suppliers440/4€4,073€3,731▼
Other amounts payable47/48€727,013€769,867▲
Accrued charges and deferred income492/3€2,920€1,717▼
Income statement Code20242025
Other operating charges640/8€407€382▼
Gross operating margin9900-€38,139-€3,691▲
Operating profit (loss)9901-€38,546-€4,074▲
Financial charges65/66B€34,969€29,906▼
Recurring financial charges65€34,969€29,906▼
Profit (loss) for the period before taxes9903-€73,515-€33,979▲
Profit (loss) for the period9904-€73,515-€33,979▲
Profit (loss) for the period to be appropriated9905-€73,515-€33,979▲
Appropriation of the result
Profit (loss) to be appropriated9906-€666,324-€700,303▼
Profit (loss) brought forward from the previous period14P-€592,808-€666,324▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€5,000----
Other operating charges640/8€347€374€419€407€382▼ 6.1%
Gross operating margin9900-€8,610-€3,774€105,307-€38,139-€3,691▲ 90.3%
Operating profit (loss)9901-€8,957-€4,148€104,888-€38,546-€4,074▲ 89.4%
Financial charges65/66B€48,591€54,652€46,316€34,969€29,906▼ 14.5%
Recurring financial charges65€48,591€54,652€46,316€34,969€29,906▼ 14.5%
Profit (loss) for the period before taxes9903-€57,548-€58,800€58,572-€73,515-€33,979▲ 53.8%
Profit (loss) for the period9904-€57,548-€58,800€58,572-€73,515-€33,979▲ 53.8%
Profit (loss) for the period to be appropriated9905-€57,548-€58,800€58,572-€73,515-€33,979▲ 53.8%
Line20212022202320242025Change
Assets
Total assets20/58€735,875€682,734€330,457€73,881€81,211▲ 9.9%
Current assets29/58€735,875€682,734€330,457€73,881€81,211▲ 9.9%
Stocks and contracts in progress3€181,466€670,205€264,951€71,032€76,231▲ 7.3%
Stocks30/36€181,466€670,205€264,951€71,032€76,231▲ 7.3%
Amounts receivable within one year40/41€553,806€10,492€65,099€2,717€4,503▲ 65.8%
Trade receivables40--€887€887€827▼ 6.7%
Other amounts receivable41€553,806€10,492€64,212€1,830€3,676▲ 101%
Cash at bank and in hand54/58€516€1,950€310€133€377▲ 184%
Deferred charges and accrued income490/1€87€87€97-€100-
Equity and liabilities
Total equity and liabilities10/49€735,875€682,734€330,457€73,881€81,211▲ 9.9%
Equity10/15-€586,380-€645,180-€586,608-€660,124-€694,103▼ 5.1%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Profit (loss) carried forward14-€592,580-€651,380-€592,808-€666,324-€700,303▼ 5.1%
Amounts payable17/49€1.3m€1.3m€917,066€734,005€775,314▲ 5.6%
Amounts payable within one year42/48€1.3m€1.3m€914,251€731,085€773,598▲ 5.8%
Trade debts44€183€84,329€165€4,073€3,731▼ 8.4%
Suppliers440/4€183€84,329€165€4,073€3,731▼ 8.4%
Taxes, remuneration and social security45--€5,378---
Taxes450/3--€5,378---
Other amounts payable47/48€1.3m€1.2m€908,708€727,013€769,867▲ 5.9%
Accrued charges and deferred income492/3€2,392€2,870€2,815€2,920€1,717▼ 41.2%
Line20212022202320242025Change
Profit (loss) for the period9904-€57,548-€58,800€58,572-€73,515-€33,979▲ 53.8%
Operating cash flow (approximation)-€57,548-€58,800€58,572-€73,515-€33,979▲ 53.8%
Change in cash-€1,433-€1,639-€177€244▲ 238%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 43 days late
2025
29-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
30-09
Financial Back to profitnet €58,572
Net result €58,572 after 2 loss-making years.
25-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
15-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
19-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial Back to profitnet €15,931
Net result €15,931 after 2 loss-making years.
30-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-03
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
241 m²
Building footprint
241 m²
Volume, LiDAR
4,206 m³
Parcel 24502B0137/00Y002, Flanders · tallest building 23.0 m, ±6 floors. Linked by address, not a title deed.
13 companies at this address See who is registered here
1 establishment unit
SEMPELS PROPLUS
Martelarenplein 7, 3000 LeuvenConstruction of residential and non-residential buildings
since 20082.179.731.243
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24502B0137/00Y002
ProtectedTownscape or village viewBondgenotenlaanSource ↗
Flanders 241 m² 1 · 241 m² 23.0 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,366 companies in sector 43110 we hold annual accounts for 635. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-01-2008
Fiscal year end30-09
Activities, NACEBEL 2025
43110Demolition
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43120Site preparation
43211General electrical installation work
43221Plumbing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:0894987524

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.