SELFCARWASH
ActiveSummary
SELFCARWASH has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-92k) and a net result of €19k. Equity is shrinking by ~56.3% per year across the filed fiscal years. Its solvency ranks better than 14% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+25
Solvency12▲+1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.51 against 0.3 in 2024; short-term debt: 41.7% and cash: 20.7% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-13.1%
Return on assets
2.7%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2544 sector peers (2025).
NBB · sector comparisonPosition among 2544 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
11 d late
2023
20 d late
2022
24 d late
2021
on the day
2020
9 d late
2019
152 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-92k▲ 17.2%
2024 · €-111k
2019: €51k
2020: €35k
2021: €-23k
2022: €-30k
2023: €-64k
2024: €-111k
2019 → 2025
Total assets
€700k▼ 9.4%
2024 · €773k
2019: €467k
2020: €663k
2021: €592k
2022: €834k
2023: €809k
2024: €773k
2019 → 2025
Net result
€19k
2024 · €-47k
2019: €6k
2020: €-16k
2021: €-58k
2022: €-7k
2023: €-34k
2024: €-47k
2019 → 2025
Working capital
€-144k▲ 64.0%
2024 · €-399k
2019: €-11k
2020: €-204k
2021: €-234k
2022: €-420k
2023: €-406k
2024: €-399k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-23k-€-30k▼ 31.0%€-64k▼ 112%€-111k▼ 72.6%€-92k▲ 17.2%
Operating result€-58k-€-5k▲ 90.9%€-30k▼ 477%€-40k▼ 33.9%€23k
Net result€-58k-€-7k▲ 87.7%€-34k▼ 374%€-47k▼ 37.3%€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23k after a loss of €40k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €700k
Fixed assets
€552k ▼ 8.2%
Current assets
€149k ▼ 13.6%
Key figures and ratios
EBITDA
€84k▲
2024 · €25k
Cash flow
€80k▲
2024 · €19k
Solvency
-13.1%▲
2024 · -14.4%
Current ratio
0.51▲
2024 · 0.30
Debt to equity
-8.62▼
2024 · -7.97
ROA
2.7%▲
2024 · -6.0%
Interest coverage
23.28▲
2024 · 4.34
Debt
€792k▼
2024 · €884k
Debt ≤ 1 year
€292k▼
2024 · €571k
Debt > 1 year
€500k▲
2024 · €313k
Income taxes
€472▲
2024 · €383
Staff costs
€39k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€773k€700k▼
Fixed assets21/28€601k€552k▼
Intangible fixed assets21€207k€192k▼
Tangible fixed assets22/27€394k€356k▼
Plant, machinery and equipment23€380k€349k▼
Furniture and vehicles24€14k€7k▼
Financial fixed assets28€118€4k▲
Current assets29/58€172k€149k▼
Amounts receivable within one year40/41€116k€839▼
Trade receivables40€106k€839▼
Other amounts receivable41€10k-
Cash at bank and in hand54/58€55k€145k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€773k€700k▼
Equity10/15€-111k€-92k▲
Contributions10/11€50k€50k=
Profit (loss) carried forward14€-161k€-142k▲
Amounts payable17/49€884k€792k▼
Amounts payable after more than one year17€313k€500k▲
Financial debts170/4€7k-
Other amounts payable178/9€306k€500k▲
Amounts payable within one year42/48€571k€292k▼
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€69k€75k▲
Suppliers440/4€69k€75k▲
Taxes, remuneration and social security45€21k€21k▼
Taxes450/3€17k€17k▲
Remuneration and social security454/9€5k€4k▼
Other amounts payable47/48€475k€189k▼
Income statement
Code20242025
Remuneration, social security and pensions62€38k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€61k▼
Other operating charges640/8€6k€8k▲
Gross operating margin9900€70k€131k▲
Operating profit (loss)9901€-40k€23k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€-46k€20k▲
Income taxes67/77€383€472▲
Profit (loss) for the period9904€-47k€19k▲
Profit (loss) for the period to be appropriated9905€-47k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-161k€-142k▲
Profit (loss) brought forward from the previous period14P€-114k€-161k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €19k
Net result €19k after 5 loss-making years.
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
20-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
24-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-58k
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2019
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
07-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 4 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Brussel 3011950 KraainemGround area
3.2 ha
Building footprint
6,666 m²
Volume, LiDAR
50,648 m³
4 parcels, Flanders, Wallonia · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
4 establishment units
SELFCARWASH
since 20072.167.544.083
Rue du Bultia(GER) 87, 6280 Gerpinnes
since 20192.296.014.546
Chaussée de Bruxelles 2, 1490 Court-Saint-Etienne
since 20192.296.014.645
Rue de Montigny 129, 6200 Châtelet
since 20192.296.015.140
4 parcels
Flanders
1
(25%)
Wallonia
3
(75%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52502C0294/00H000 | Wallonia | 2.5 ha | 1 · 6,241 m² | 11.6 m · 2 fl. |
| 22002C0080/00B004 | Flanders | 5,356 m² | 1 · 175 m² | 14.8 m · 3 fl. |
| 25023H0009/00F002 | Wallonia | 1,041 m² | 1 · 134 m² | 4.0 m · 1 fl. |
| 52025A0121/00N002 | Wallonia | 641 m² | 1 · 116 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KASHIR DESH
BE 0642.918.374
Rumst · Eq €35,175
COME & WASH
BE 0840.307.634
Namur · Eq €35,451
LURQUIN FRERES
BE 0867.786.546
Thuin · Eq €34,494
ETCAR
BE 0711.762.244
Brussel · Eq €35,771
JPT Galloo
BE 0894.416.907
Kortrijk · Eq €34,377
Of 3,209 companies in sector 95316 we hold annual accounts for 752. 559 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2007
Fiscal year end30-06
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.