SELECTIV
ActiveSummary
SELECTIV has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23k and a net result of €7k. Its solvency ranks better than 60% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability71▼-29
Solvency90▲+4
Growth52
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 2.27 in 2023; short-term debt: 35.4% and cash: 14.6% of total assets), and 35.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
64.6%
Return on assets
19.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€23k▲ 37.6%
2023 · €17k
Total assets
€36k▲ 29.5%
2023 · €27k
Net result
€7k▼ 51.2%
2023 · €14k
Working capital
€20k▲ 50.0%
2023 · €14k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20232024
Operating result€19k-€15k▼ 24.5%
Net result€14k-€7k▼ 51.2%
Equity€17k-€23k▲ 37.6%
Total assets€27k-€36k▲ 29.5%
Debt€11k-€13k▲ 17.0%
Working capital€14k-€20k▲ 50.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 25% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €36k
Fixed assets
€2k ▼ 18.4%
Current assets
€33k ▲ 35.5%
Equity and liabilities €36k
Equity
€23k ▲ 37.6%
Debt
€13k ▲ 17.0%
Debt's share of the balance-sheet total falls from 39.2% to 35.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▼
2023 · €20k
Cash flow
€8k▼
2023 · €15k
Current ratio
2.63▲
2023 · 2.27
Debt to equity
0.55▼
2023 · 0.64
ROE
30.8%▼
2023 · 86.8%
ROA
19.9%▼
2023 · 52.8%
Interest coverage
3.24▼
2023 · 351.41
Debt ≤ 1 year
€13k▲
2023 · €11k
Income taxes
€3k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €401 | €929 | ▲ 132% |
| Other operating charges640/8 | €1k | €451 | ▼ 57.3% |
| Gross operating margin9900 | €21k | €16k | ▼ 23.2% |
| Operating profit (loss)9901 | €19k | €15k | ▼ 24.5% |
| Financial income75/76B | €8 | €704 | ▲ 8,278% |
| Recurring financial income75 | €8 | €704 | ▲ 8,278% |
| Financial charges65/66B | €57 | €5k | ▲ 8,439% |
| Recurring financial charges65 | €57 | €5k | ▲ 8,439% |
| Profit (loss) for the period before taxes9903 | €19k | €11k | ▼ 45.6% |
| Income taxes67/77 | €5k | €3k | ▼ 28.8% |
| Profit (loss) for the period9904 | €14k | €7k | ▼ 51.2% |
| Profit (loss) for the period to be appropriated9905 | €14k | €7k | ▼ 51.2% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €27k | €36k | ▲ 29.5% |
| Fixed assets21/28 | €3k | €2k | ▼ 18.4% |
| Tangible fixed assets22/27 | €3k | €2k | ▼ 18.4% |
| Furniture and vehicles24 | €3k | €2k | ▼ 18.4% |
| Current assets29/58 | €24k | €33k | ▲ 35.5% |
| Amounts receivable within one year40/41 | - | €20k | - |
| Other amounts receivable41 | - | €20k | - |
| Current investments50/53 | €7k | €7k | = |
| Cash at bank and in hand54/58 | €17k | €5k | ▼ 69.5% |
| Deferred charges and accrued income490/1 | €473 | €566 | ▲ 19.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €27k | €36k | ▲ 29.5% |
| Equity10/15 | €17k | €23k | ▲ 37.6% |
| Contributions10/11 | €3k | €3k | = |
| Profit (loss) carried forward14 | €14k | €20k | ▲ 45.8% |
| Amounts payable17/49 | €11k | €13k | ▲ 17.0% |
| Amounts payable within one year42/48 | €11k | €13k | ▲ 17.0% |
| Trade debts44 | €567 | €1k | ▲ 116% |
| Suppliers440/4 | €567 | €1k | ▲ 116% |
| Taxes, remuneration and social security45 | €9k | €11k | ▲ 12.4% |
| Taxes450/3 | €9k | €11k | ▲ 12.4% |
| Other amounts payable47/48 | €800 | €800 | = |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €7k | ▼ 51.2% |
| + Depreciation and write-downs630 | €401 | €929 | ▲ 132% |
| Operating cash flow (approximation) | €15k | €8k | ▼ 46.3% |
| Investment in fixed assets (approximation) | - | €-371 | - |
| Change in cash | - | €-12k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2023
Ground area
400 m²
Building footprint
92 m²
Volume, LiDAR
633 m³
Parcel 25105E0092/00P000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SELECTIV
since 20232.344.995.685
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105E0092/00P000 | Wallonia | 400 m² | 1 · 92 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,923 companies in sector 71112 we hold annual accounts for 1,294. 989 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
85510Sports and recreation education
Scores and ratios are computed by Checked and are not a credit decision.