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SELECT HOME

Active
Private limited companyfounded 2020active for 6 yearsRue des Bruyères 10B, 4052 Chaudfontaine, BelgiumKBO/BCE: BE 0746.559.114
Summary

SELECT HOME has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.5m and a net result of €2.6m. Equity has been growing by about 120% per year since 2021. Its solvency ranks better than 70% of 1,028 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-04-2020 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Joint committees
200 Aanvullend Paritair Comité voor de bedienden
124 Paritair Comité voor het bouwbedrijf · annual accounts 2022
Establishment unit
2.301.510.684 4052 Chaudfontaine, since 29-04-2020
Financial year end
31 December
Peppol
Reachable since 20-11-2020

Board and ownership

Board
  • GILLARD GROUP SRLDirector
Auditor
LIBRA - AUDIT & ASSURANCE
Shareholders
  • GILLARD GROUP· score 682025 annual accounts of GILLARD GROUP

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Turnover
€21.0m
▲ 75.1%
Profit
€2.6m
▲ 54.0%
Equity
€3.5m
▲ 264%
Total assets
€6.9m
▲ 8.9%
Employees on 31-12-2025
17
▼ 10.5%
Filed on 31-07-2026, on time
Score breakdownraises risk2 of the last 3 accounts lateSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 1.78, cash €1.2mSize: turnover €21.0m, 18.5 FTE, total assets €6.9mShow the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 84% of small companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 76+36
equity 51.5% of total assets
Liquidity 53+17
short-term debt 40.8% · cash 17.6%
Profitability 96-4
return on assets 37.3%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (912 companies, NACE 41, small)
Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.1%▲ +0.1 percentage points vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.5%▲ +0.4 percentage points vs 07-2025 09-2025: 1.6%▲ +0.1 percentage points vs 08-2025 10-2025: 2.1%▲ +0.5 percentage points vs 09-2025highest value 11-2025: 1.4%▼ -0.7 percentage points vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.3%▼ -0.1 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.4%▲ +0.1 percentage points vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▼ -1.0 percentage point vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value 11-2026: 0.5%● unchanged vs 10-2026lowest value
Credit of up to €300,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.78 (1.07 in 2024), above the usual 1.5. Short-term debt is 40.8% and cash 17.6% of total assets. 48.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small). It does better than 73% of them on solvency, 70% on liquidity, 97% on profitability and 96% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.78, cash €1.2m
NBB · annual accounts
lowers risk · Size: turnover €21.0m, 18.5 FTE, total assets €6.9m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
on the day
2024
64 days late
2023
69 days late
2022
58 days late
2021
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 35 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 September (4 of the last 5 accounts filed within 58 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €971,664 to €3.5m ▲ 264% View
  • Positive: Higher net result than 93% of companies in construction of buildingssector median €32,165 · 1,030 companies €2.6m View
  • Positive: 5 profitable years in a rowprofit 2025: €2.6m 5 years View

Recent changes

  1. · Gazette deed Resignation: BONET GROUP (director)
  2. · Gazette deed Appointment: LIBRA - AUDIT & ASSURANCE (statutory auditor)
  3. · Gazette deed Amendment of the articles
All 13 events

Comparable companies

These companies have the same main activity as SELECT HOME: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €4.1m and €14m, founded between 2008 and 2016.

CompanyTotal assetsTurnover
SELECT HOME Chaudfontaine€6.9m€21.0m
OJP Construct Zaventem€11.1m€20.4m
VASTMANS Frank Oudsbergen€10.3m€35.0m
VLD + Wavre€4.1m€8.3m
PERFECTION HABITAT Sprimont€4.7m€18.7m
Q-Building Lommel€5.9m€18.2m
THOMAS VANDEVOORDE Eeklo€14.0m€25.3m
Full comparison

Key facts about SELECT HOME

What is the company number of SELECT HOME?
The company number of SELECT HOME is 0746.559.114. The VAT number is the same number with BE in front: BE 0746.559.114.
Where is SELECT HOME based?
The registered office is at Rue des Bruyères 10B, 4052 Chaudfontaine.Company details
What does SELECT HOME do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of SELECT HOME?
The legal form of SELECT HOME is Private limited company (BV).
When was SELECT HOME founded?
SELECT HOME was founded on 28-04-2020.
Is SELECT HOME still active?
Yes, SELECT HOME is an active enterprise in the KBO register.
How many employees does SELECT HOME have?
SELECT HOME had an average of 18.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SELECT HOME fall under?
In its 2022 annual accounts, SELECT HOME states joint committees 200 (Aanvullend Paritair Comité voor de bedienden) and 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of SELECT HOME?
The turnover of SELECT HOME was €21.0m in financial year 2025, according to the filed annual accounts.
Is SELECT HOME profitable?
In financial year 2025, SELECT HOME made a profit of €2.6m.
Where can I find the annual accounts of SELECT HOME?
SELECT HOME filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SELECT HOME due?
SELECT HOME must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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