Active BE 0875.021.459Private limited company

SEI

Oxdonkstraat 160 ·1880 Kapelle-op-den-Bos, Belgium· 21 yrs active

Sector: Activities of interior architects (71112)

Conclusion Checked

SEI has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €153k and a net result of €-3k. Its solvency ranks better than 92% of 304 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€153k
Net result	€-3k
Better than sector	92%
Active	21 yrs

Financial profile 5 of 5 axes measured · computed by Checked

67 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 78

Profitability 0

Solvency 100

Growth 58

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2005, 21 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

78 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview19 NBB filings

Annual accounts filed on 30-07-2025 with the NBB · fiscal year 2024 · abbreviated schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 71, Architectural and engineering activities; technical testing and analysis · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	86.2%	36.1%	better than 92% of 304 sector peers
Net result	€-3k	€14k	better than 27% of 304 sector peers
Equity	€153k	€89k	better than 65% of 304 sector peers
Gross operating margin	€7k	€74k	better than 19% of 302 sector peers
Total assets	€177k	€391k	better than 37% of 304 sector peers

EBITDA

€7k

- 23-24

Net profit

€-3k

+83.5% 23-24

Cash flow

€8k

- 23-24

Total assets

€177k

-9.0% 23-24

Equity

€153k

-1.7% 23-24

Working capital

€145k

+5.5% 23-24

Income taxes

€0

- 23-24

Dividends

€0

-100.0% 23-24

Debt

€24k

-37.9% 23-24

Debt ≤ 1y

€4k

-79.4% 23-24

Current ratio

38.52

+363.5% 23-24

Quick ratio

36.23

+482.9% 23-24

Solvency

86.2%

+8.0% 23-24

Debt / equity

0.16

-36.8% 23-24

ROE

-1.7%

+83.2% 23-24

ROA

-1.5%

+81.9% 23-24

Interest coverage

6.13

- 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	abbreviated schema
Revenue	-
EBITDA	€7k
Net profit	€-3k
Cash flow	€8k
Staff costs	-
Income taxes	-
Dividends	€0
Total assets	€177k
Equity	€153k
Debt	€24k
of which ≤ 1y	€4k
of which > 1y	-
Working capital	€145k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	38.52
Quick ratio	36.23
Working capital ratio	81.6%
Solvency	86.2%
Debt / equity	0.16
Long-term debt ratio	-
Interest coverage	6.13
Gross margin	-
Net margin	-
ROA	-1.5%
ROE	-1.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Balance-sheet composition 2024

Assets

Fixed assets €29k · 16.3% Current assets €149k · 83.7%

Equity & liabilities

Equity €153k · 86.2% Debt €24k · 13.8%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€177k
Fixed assets	21/28	€29k
Tangible fixed assets	22/27	€27k
Financial fixed assets	28	€2k
Current assets	29/58	€149k
Stocks & contracts in progress	3	€9k
Amounts receivable within one year	40/41	€63k
Cash & bank	54/58	€73k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€177k
Equity	10/15	€153k
Contributions / capital	10/11	€85k
Reserves	13	€67k
Accumulated profits (losses)	14	€2k
Amounts payable	17/49	€24k
Amounts payable within one year	42/48	€4k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€7k
Operating result	9901	€-4k
Financial income	75	€2k
Financial charges	65	€1k
Result before taxes	9903	€-3k
Net result for the period	9904	€-3k
Result to be appropriated	9905	€-3k

Legal Structure

NACE primary	Activities of interior architects(71112)
Legal form	Private limited company(610)
Incorporation	12-07-2005
Status	Active
Postal code	1880

Establishment units 1 location

SEI

Oxdonkstraat 160, 1880 Kapelle-op-den-BosRaising of dairy cattle

since 20052.147.942.363

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23039B0277/00K000	Flanders	509 m²	1 · 136 m²	9.1 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

All 11Financial 1Filings 10

2025

30-07

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

31-12

Financial Liquidity times 5current ratio 38.52

Current ratio from 8.31 to 38.52; short-term debt falls from €19k to €4k.

29-07

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

28-07

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

31-08

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema · 31 days late

2021

29-07

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

30-07

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

30-07

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

30-08

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema · 30 days late

2017

30-08

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema · 30 days late

2016

30-08

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Activities of interior architects71112Insulation installation43230Specialised construction activities43291Performing arts by independent artists9020192311

Names & trade names

Legal nameNL

SEI

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