SEGERS FRUIT

Active

Private limited companyfounded 20169 yrs activeGrote Baan 70, 3540 Herk-de-Stad, BelgiumKBO/BCE: BE 0668.604.865

SEGERS FRUIT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266k and a net result of €-413k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 3098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2025

10 / 100

Critical▲ +8 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency5▼-7

Growth52=

Stability100

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.19 against 0.29 in 2024), and 92.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 01

Relative position

BE, all sectors

reference

Sector 01

lower

← fewer bankruptcies more bankruptcies →

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€413k

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 3098 sector peers (2025).

NBB · sector comparison

Position among 3098 sector peers

Solvency

better than 23%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

16 d early

2024

61 d late

2023

29 d late

2022

31 d late

2021

31 d late

2020

33 d late

2019

69 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€266k▼ 60.9%

2024 · €679k

2018: €-345k 2019: €-117k 2020: €1.74M 2021: €1.57M 2022: €1.47M 2023: €1.13M 2024: €679k

2018 → 2025

Total assets

€3.64M▼ 1.6%

2024 · €3.70M

2018: €1.78M 2019: €3.08M 2020: €3.53M 2021: €3.72M 2022: €3.63M 2023: €3.25M 2024: €3.70M

2018 → 2025

Net result

€-413k▲ 8.7%

2024 · €-453k

2018: €-374k 2019: €228k 2020: €-143k 2021: €-67k 2022: €-67k 2023: €-335k 2024: €-453k

2018 → 2025

Working capital

€-2.11M▼ 43.8%

2024 · €-1.47M

2018: €-1.98M 2019: €-2.21M 2020: €-514k 2021: €-810k 2022: €-1.08M 2023: €-1.11M 2024: €-1.47M

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€1.57M-€1.47M▼ 6.8%€1.13M▼ 22.8%€679k▼ 40.0%€266k▼ 60.9%

Operating result€-66k-€-66k▲ 1.3%€-334k▼ 410%€-370k▼ 10.8%€-370k=

Net result€-67k-€-67k▲ 0.3%€-335k▼ 403%€-453k▼ 35.1%€-413k▲ 8.7%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €370k in 2025 against €370k in 2024; the loss grows and 2025 is the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €3.64M

86.2%

13.8%

Fixed assets €3.14M▲ 1.2%

Current assets €502k▼ 16.2%

Equity and liabilities €3.64M

92.7%

Equity €266k▼ 60.9%

Debt €3.37M▲ 11.7%

The debt ratio rises from 81.6% to 92.7%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-111k▼

2024 · €-106k

Cash flow

€-154k▲

2024 · €-188k

Solvency

7.3%▼

2024 · 18.4%

Current ratio

0.19▼

2024 · 0.29

Quick ratio

0.19▼

2024 · 0.29

Debt / equity

12.70▲

2024 · 4.45

ROE

-155.7%▼

2024 · -66.7%

ROA

-11.4%▲

2024 · -12.2%

Interest coverage

-2.58▼

2024 · -1.15

Debt

€3.37M▲

2024 · €3.02M

Debt ≤ 1 year

€2.61M▲

2024 · €2.06M

Debt > 1 year

€763k▼

2024 · €954k

Income taxes

€150

Staff costs

€2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€3.70M€3.64M▼

Fixed assets21/28€3.10M€3.14M▲

Tangible fixed assets22/27€3.10M€3.14M▲

Land and buildings22€2.63M€2.62M▼

Plant, machinery and equipment23€397k€494k▲

Furniture and vehicles24€47k€21k▼

Leasing and similar rights25€25k€0▼

Current assets29/58€599k€502k▼

Stocks and contracts in progress3€0-

Stocks30/36€0-

Amounts receivable within one year40/41€508k€217k▼

Trade receivables40€506k€217k▼

Other amounts receivable41€2k€0▼

Cash at bank and in hand54/58€25k€284k▲

Deferred charges and accrued income490/1€66k€386▼

Equity and liabilities

Total equity and liabilities10/49€3.70M€3.64M▼

Equity10/15€679k€266k▼

Contributions10/11€2.02M€2.02M=

Profit (loss) carried forward14€-1.34M€-1.75M▼

Amounts payable17/49€3.02M€3.37M▲

Amounts payable after more than one year17€954k€763k▼

Financial debts170/4€954k€763k▼

Amounts payable within one year42/48€2.06M€2.61M▲

Current portion of amounts payable after more than one year42€191k€191k=

Trade debts44€410k€63k▼

Suppliers440/4€410k€63k▼

Taxes, remuneration and social security45€581€5k▲

Taxes450/3€581€5k▲

Other amounts payable47/48€1.46M€2.35M▲

Accrued charges and deferred income492/3€60€0▼

Income statement Code20242025

Remuneration, social security and pensions62-€2k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€265k€259k▼

Other operating charges640/8€14k€15k▲

Non-recurring operating charges66A-€62k

Gross operating margin9900€-91k€-32k▲

Operating profit (loss)9901€-370k€-370k=

Financial income75/76B€9k€0▼

Recurring financial income75€9k€0▼

Financial charges65/66B€91k€43k▼

Recurring financial charges65€91k€43k▼

Profit (loss) for the period before taxes9903€-453k€-413k▲

Income taxes67/77-€150

Profit (loss) for the period9904€-453k€-413k▲

Profit (loss) for the period to be appropriated9905€-453k€-413k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-1.34M€-1.75M▼

Profit (loss) brought forward from the previous period14P€-888k€-1.34M▼

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 3Filings 9

Next filing, fiscal year 2026, expected by 31-07-2027

2026

15-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

2024

31-12

Financial Weakest financial yearnet €-453k

Net result drops to €-453k, the lowest in the series; recovery starts the following year.

29-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 29 days late

2023

31-08

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 31 days late

2022

31-08

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema · 31 days late

2021

02-09

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema · 33 days late

2020

31-12

Financial Equity above €1MEq €1.74M

Equity rises from €-117k to €1.74M.

08-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 69 days late

2019

31-12

Financial Back to profitnet €228k

Net result €228k after one loss-making year.

30-08

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema · 30 days late

2018

30-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2025

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

01-12-2025 Resigned as Director

13-05-2020 Resigned as Director

Location & real-estate footprint

Registered office, Herk-de-Stad · 1 establishment unit since 2017

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grote Baan 703540 Herk-de-Stad

Ground area

6,280 m²

Building footprint

528 m²