SEGERS ET ASSOCIES
ActiveSummary
SEGERS ET ASSOCIES is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €94,735 and a net result of €81,168. Equity has been stable since 2018 (±2.3% per year). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 19-01-2009 Normal situation
- Activity
- “1. le courtage en crédit sous toutes ses formes tel que prêt avec ou…” (deed in French)From the articles, 9 activitiesNo NACE code in the KBO yet
- Joint committee
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2023
- Establishment unit
- 2.235.208.414 1180 Ukkel, since 15-01-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 19-11-2025
Board and ownership
Board
- Philippe BruninManaging director
Shareholders
- CHURCHILL FINANCE100%30-06-2025 annual accounts of CHURCHILL FINANCE
- ALMAPANA99%· score 552023 annual accounts of ALMAPANA
Financial position
Bankruptcy probability: sector outside the model
Annual accounts 2025
- Gross margin
- €147,038
- ▲ 322%
- Turnover
- ≈ €370,000
- estimated
- Profit
- €81,168
- Equity
- €94,735
- ▲ 63.1%
- Total assets
- €152,484
- ▲ 77.9%
- Employees on 31-12-2025
- 1
- =
- 2025 accounts filed 31 days after the deadline
Signalsraises risk2025 accounts filed 31 days lateShow the evidence
Checked score
Score 2025
87
/ 100
Excellent▲ +27 on 2024
Without a bankruptcy probability, the score rests on the figures alone.
Financial strength · tick: 2024
Strong
Solvency
87-6
equity 62.1% of total assets
Liquidity
58-28
short-term debt 37.9% · cash 20.7%
Profitability
100+100
return on assets 53.2%
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.56 (2.97 in 2024), above the usual 1.5. Short-term debt is 37.9% and cash 20.7% of total assets. 37.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
26 days late
2023
28 days late
2022
20 days early
2021
11 days late
2020
30 days late
2019
76 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 26 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Positive: Back in profit in 2025after a loss of €36,733 in 2024 €81,168 View
Recent changes
- · Gazette deed Resignation: ALMAPANA SRL (director)Permanent representative: Patrick Segers · Appointment: Philippe Brunin (director and managing director)
- · Gazette deed Permanent representative: SEGERS Patrick Camille Gilbert JosephChange of role: ALMAPANA, from manager to director
- · Gazette deed Incorporation
Key facts about SEGERS ET ASSOCIES
- What is the company number of SEGERS ET ASSOCIES?
- The company number of SEGERS ET ASSOCIES is 0809.184.886. The VAT number is the same number with BE in front: BE 0809.184.886.
- Where is SEGERS ET ASSOCIES based?
- The registered office is at Alsembergsesteenweg 1235, 1180 Ukkel.Company details
- What is the legal form of SEGERS ET ASSOCIES?
- The legal form of SEGERS ET ASSOCIES is Private limited company (BV).
- When was SEGERS ET ASSOCIES founded?
- SEGERS ET ASSOCIES was founded on 19-01-2009.
- Is SEGERS ET ASSOCIES still active?
- Yes, SEGERS ET ASSOCIES is an active enterprise in the KBO register.
- How many employees does SEGERS ET ASSOCIES have?
- SEGERS ET ASSOCIES had an average of 1.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SEGERS ET ASSOCIES fall under?
- In its 2023 annual accounts, SEGERS ET ASSOCIES states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
- What is the turnover of SEGERS ET ASSOCIES?
- The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €147,038 and 2,211 comparable companies of the same size. It probably lies between €250,000 and €570,000. It is a rough estimate.
- Is SEGERS ET ASSOCIES profitable?
- In financial year 2025, SEGERS ET ASSOCIES made a profit of €81,168.
- Where can I find the annual accounts of SEGERS ET ASSOCIES?
- SEGERS ET ASSOCIES filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SEGERS ET ASSOCIES due?
- SEGERS ET ASSOCIES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.