Financials
- Fiscal year
- 2025
- Total assets
- €313,138
- Loss
- -€194,854
- Solvency
- 98.7%
Total assets▼ 41.6%
Net result
20182025
ALMAPANA
ActiveSummary
The annual accounts of ALMAPANA for fiscal year 2025 show a net loss of 62% of total assets. The 2025 annual accounts show equity of €308,920 and a net result of -€194,854. Equity is growing by ~23.2% per year across the filed fiscal years. The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Activity not known
Size
€313,138total assets 2025
- Equity
- €308,920
- Loss
- -€194,854
Turnover not published (abridged schema)
Structure
- Holdings
- 1
Accounts filed 31 d late0 of 2 deeds read
Why 55Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €194,854 (FY 2025)+ Size: total assets €313,138+ Liquidity: current ratio 70.05, cash €99,564, halved+ Equity €308,920 (98.7% of total assets)Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 44% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency
100=
equity 98.7% of total assets
Liquidity
90-10
short-term debt 1.3% · cash 31.8%
Profitability
0-50
return on assets -62.2%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● 0.0% vs 11-2024
01-2025: 0.1%▲ +12.7% vs 12-2024
02-2025: 0.1%● 0.0% vs 01-2025
03-2025: 0.1%▲ +8.1% vs 02-2025
04-2025: 0.1%▼ -4.5% vs 03-2025
05-2025: 0.1%▼ -1.6% vs 04-2025
06-2025: 0.1%▲ +12.7% vs 05-2025
07-2025: 0.1%▲ +23.9% vs 06-2025
08-2025: 0.2%▲ +108% vs 07-2025
09-2025: < 0.1%▼ -79.2% vs 08-2025lowest value
10-2025: < 0.1%● 0.0% vs 09-2025lowest value
11-2025: < 0.1%● 0.0% vs 10-2025lowest value
12-2025: < 0.1%● 0.0% vs 11-2025lowest value
01-2026: < 0.1%▲ +2.6% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%● 0.0% vs 02-2026
04-2026: < 0.1%▼ -2.6% vs 03-2026lowest value
05-2026: < 0.1%● 0.0% vs 04-2026lowest value
06-2026: < 0.1%▲ +2.6% vs 05-2026
07-2026: < 0.1%▲ +5.1% vs 06-2026
08-2026: 0.1%▲ +90.2% vs 07-2026
09-2026: 0.5%▲ +483% vs 08-2026highest value
10-2026: 0.5%● 0.0% vs 09-2026highest value
- Size: total assets €313,138 lowers the probability for this profile
- Loss of €194,854 (FY 2025) raises the probability
- Liquidity: current ratio 70.05, cash €99,564, halved lowers the probability
- Equity €308,920 (98.7% of total assets) lowers the probability
Credit up to €16,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 70.05 against 15.01 in 2024; short-term debt: 1.3% and cash: 31.8% of total assets), and 1.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 81%, profitability 4%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
29 d late
2022
25 d early
2021
11 d late
2020
30 d late
2019
76 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 26 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€194,854
- Liquidity times 5current ratio 70.05
Key points
By topic
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 18
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 31-12-2025Liquidity times 5
Company details
- Legal form
- Private limited company
- Founded
- 23-10-2008
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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