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Generated 12-08-2026
Active BE 0800.199.025Private limited company

Segers CCB

Kleine Hellekensstraat 8 A ·3520 Zonhoven, Belgium· 3 yrs active
Sector: Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton) (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of Segers CCB is 2.4% (moderate). The 2024 annual accounts show equity of €27k and a net result of €6k. Its solvency ranks better than 59% of 6698 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €27k
Net result €6k
Better than sector 59%
Active 3 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health63Profitability100Solvency45Growth78Stability94
76 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 63
Profitability 100
Solvency 45
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.4% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
63 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 27-06-2025 with the NBB · fiscal year 2024 · micro
€0€3k€5k€8k€10kOperating result 2023: €10k€10kNet result 2023: €6k€6kOperating result 2024: €9k€9kNet result 2024: €6k€6k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 29.0% 20.4%
better than 59% of 6698 sector peers
Net result €6k €4k
better than 55% of 6678 sector peers
Equity €27k €16k
better than 60% of 6712 sector peers
Gross operating margin €23k €24k
better than 49% of 6657 sector peers
Staff costs €2k €33k
higher than 12% of 3035 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€20k
-5.8% 23-24
Net profit
€6k
+8.6% 23-24
Cash flow
€17k
+0.7% 23-24
Total assets
€94k
+40.4% 23-24
Equity
€27k
+30.4% 23-24
Working capital
€898
-73.0% 23-24
Staff costs
€2k
+30.7% 23-24
Income taxes
€3k
-8.6% 23-24
Debt
€66k
+44.9% 23-24
Debt ≤ 1y
€66k
+44.5% 23-24
Current ratio
1.01
-5.5% 23-24
Quick ratio
0.76
+12.8% 23-24
Solvency
29.0%
-7.1% 23-24
Debt / equity
2.45
+11.2% 23-24
ROE
23.3%
-16.7% 23-24
ROA
6.8%
-22.7% 23-24
Interest coverage
-44.70
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€20k
Net profit€6k
Cash flow€17k
Staff costs€2k
Income taxes€3k
Dividends-
Total assets€94k
Equity€27k
Debt€66k
of which ≤ 1y€66k
of which > 1y-
Working capital€898
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.01
Quick ratio0.76
Working capital ratio1.0%
Solvency29.0%
Debt / equity2.45
Long-term debt ratio-
Interest coverage-44.70
Gross margin-
Net margin-
ROA6.8%
ROE23.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€94k
Fixed assets 21/28€26k
Tangible fixed assets 22/27€26k
Current assets 29/58€67k
Stocks & contracts in progress 3€17k
Amounts receivable within one year 40/41€213
Cash & bank 54/58€49k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€94k
Equity 10/15€27k
Contributions / capital 10/11€15k
Reserves 13€12k
Amounts payable 17/49€66k
Amounts payable within one year 42/48€66k
Trade debts payable within one year 44€179
Income statement
Gross operating margin 9900€23k
Operating result 9901€9k
Financial income 75€83
Financial charges 65€-443
Result before taxes 9903€9k
Income taxes 67/77€3k
Net result for the period 9904€6k
Result to be appropriated 9905€6k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Swijsen Eline
    Director
    State Gazette act 25070889 (04-06-2025)
    Current
    04-06-2025 → present
Former directors (1)
  • Segers Michaël
    Director
    State Gazette act 25070889 (04-06-2025)
    Former
    - → 04-06-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811)
Legal form Private limited company(610)
Incorporation31-03-2023
StatusActive
Postal code3520
Establishment units 1 location
Segers CCB
Kleine Hellekensstraat 8 A, 3520 ZonhovenHandelsbemiddeling in nieuwe en gebruikte auto's voor personenvervoer, inclusief die voor bijzondere doeleinden (b.v. ambulances)
since 20232.343.747.751
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71443F0111/00S000 Flanders 1,173 m² 1 · 158 m² 7.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
27-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
04-06-2025
State Gazette act Director changes
correction
2024
27-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
04-06-2025 1 director appointed, 1 resigning Director changescorrection
  • Swijsen Eline, Bestuurder
  • Segers Michaël, Bestuurder
Technical details 
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      "person": {
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        "name": "Swijsen Eline",
        "address": "Kleine Hellekensstraat 8 A, 3520 Zonhoven",
        "birth_date": null,
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      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De bijzondere algemene vergadering van 16-04-2025 benoemt als bijkomende bestuurder voor onbepaalde duur, die haar mandaat aanvaardt: Swijsen Eline, Kleine Hellekensstraat 8 A, 3520 Zonhoven.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
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      },
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    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Segers Micha\u00EBl",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "rechtzetting",
      "subkind": "rectification",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Bestuurder Segers Micha\u00EBl Op de (aatste plz van Luik B vermelden",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-06-04",
    "filing_date": "2025-05-26",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2025-04-16",
      "unanimous": null
    }
  ],
  "is_correction": true,
  "subject_company": {
    "kbo": "0800.199.025",
    "name_full": "Segers CCB",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
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  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)45112Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Reparatie en montage van specifieke auto-onderdelen45203Carrosserieherstelling45204Bandenservicebedrijven45205Detailhandel in onderdelen en accessoires van motorvoertuigen45320Handelsbemiddeling in de groothandel in andere specifieke goederen46180Detailhandel in onderdelen en accessoires van motorvoertuigen47820Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Reparatie en montage van specifieke auto-onderdelen95313Carrosserieherstelling (inclusief spuiten en verven)95314Bandenservicebedrijven95315
Primary activity highlighted.
Names & trade names
Legal nameNL Segers CCB
Registered office
Kleine Hellekensstraat 8 A
3520 Zonhoven, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative