SEGAERT JAN
ActiveSEGAERT JAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €273k and a net result of €-29k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 15% of 7974 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7974 sector peers (2025).
NBB · sector comparisonPosition among 7974 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
50 d early
2024
9 d early
2023
12 d early
2022
42 d early
2021
24 d early
2020
4 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€273k▼ 9.5%
2024 · €301k
2019: €107k
2020: €182k
2021: €246k
2022: €303k
2023: €305k
2024: €301k
2019 → 2025
Net result
€-29k▼ 633%
2024 · €-4k
2019: €87k
2020: €75k
2021: €65k
2022: €57k
2023: €2k
2024: €-4k
2019 → 2025
Total assets
€3.44M▲ 0.1%
2024 · €3.43M
2019: €177k
2020: €290k
2021: €361k
2022: €1.14M
2023: €3.50M
2024: €3.43M
2019 → 2025
Solvency
7.9%▼ 0.8pp
2024 · 8.8%
2019: 60.4%
2020: 62.7%
2021: 68.2%
2022: 26.5%
2023: 8.7%
2024: 8.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€246k-€303k▲ 23.1%€305k▲ 0.7%€301k▼ 1.3%€273k▼ 9.5%
Operating result€96k-€64k▼ 33.8%€66k▲ 4.0%€61k▼ 8.0%€7k▼ 87.9%
Net result€65k-€57k▼ 12.2%€2k▼ 96.4%€-4k€-29k▼ 633%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 88% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.44M
Fixed assets
€3.02M▼ 1.0%
Current assets
€414k▲ 8.8%
Equity and liabilities €3.44M
Equity
€273k▼ 9.5%
Debt
€3.16M▲ 1.0%
The debt ratio rises from 91.2% to 92.1%: debt grows while equity shrinks.
Key figures and ratios
Solvency
7.9%▼
2024 · 8.8%
ROE
-10.5%▼
2024 · -1.3%
ROA
-0.8%▼
2024 · -0.1%
Debt
€3.16M▲
2024 · €3.13M
Debt ≤ 1 year
€2.40M▲
2024 · €2.31M
Debt > 1 year
€756k▼
2024 · €822k
Income taxes
€315▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.43M€3.44M▲
Fixed assets21/28€3.05M€3.02M▼
Tangible fixed assets22/27€3.05M€2.87M▼
Plant, machinery and equipment23€15k€9k▼
Furniture and vehicles24€16k€2k▼
Other tangible fixed assets26€3.02M€2.86M▼
Financial fixed assets28€150€150k▲
Current assets29/58€381k€414k▲
Amounts receivable after more than one year29-€170k
Other amounts receivable291-€170k
Amounts receivable within one year40/41€375k€226k▼
Trade receivables40€120k€181k▲
Other amounts receivable41€256k€45k▼
Cash at bank and in hand54/58€5k€17k▲
Deferred charges and accrued income490/1€728€603▼
Equity and liabilities
Total equity and liabilities10/49€3.43M€3.44M▲
Equity10/15€301k€273k▼
Contributions10/11€20k€20k=
Reserves13€281k€253k▼
Distributable reserves133€281k€253k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€3.13M€3.16M▲
Amounts payable after more than one year17€822k€756k▼
Financial debts170/4€822k€756k▼
Amounts payable within one year42/48€2.31M€2.40M▲
Current portion of amounts payable after more than one year42€107k€107k=
Financial debts43€376k€375k▼
Credit institutions430/8€376k€375k▼
Trade debts44€119k€19k▼
Suppliers440/4€119k€19k▼
Taxes, remuneration and social security45€19k€16k▼
Taxes450/3€19k€16k▼
Other amounts payable47/48€1.69M€1.89M▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€34k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€176k€176k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€239k€187k▼
Operating profit (loss)9901€61k€7k▼
Financial income75/76B€700€750▲
Recurring financial income75€700€750▲
Financial charges65/66B€64k€37k▼
Recurring financial charges65€64k€37k▼
Profit (loss) for the period before taxes9903€-3k€-28k▼
Income taxes67/77€1k€315▼
Profit (loss) for the period9904€-4k€-29k▼
Profit (loss) for the period to be appropriated9905€-4k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-29k▼
Profit (loss) brought forward from the previous period14P€2k€0▼
Transfer from equity791/2€2k€29k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €246k ▲35.7%
3 profitable years in a row build equity to €246k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €182k ▲69.9%
2 profitable years in a row build equity to €182k.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
21-11-2022
Resigned as Director
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peterseliestraat 1028000 BruggeGround area
300 m²
Building footprint
236 m²
Parcel 31806F0027/00L002, Flanders. Linked by address, not a title deed.
1 establishment unit
SEGAERT JAN
since 20192.288.816.849
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31806F0027/00L002 | Flanders | 300 m² | 1 · 236 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 33,697 EUR awarded · 33,697 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 33,697 EUR | 33,697 EUR |
Schemes
Premie voor buitensporige opgravingskosten bij verplicht archeologisch onderzoek
Similar companies · same sector, comparable size
LUVIUS
BE 0795.332.989
Merelbeke-Melle · Eq €273k
SOPHEN
BE 1017.719.446
Ukkel · Eq €273k
BOSEMO
BE 0419.196.089
Destelbergen · Eq €273k
CCV
BE 0788.327.809
Brasschaat · Eq €273k
RICA
BE 0883.427.401
Bilzen-Hoeselt · Eq €273k
Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,653 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.