Summary
REBANO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €2.52M and a net result of €47k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 89% of 6156 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
16 d early
2023
20 d early
2022
53 d early
2021
5 d early
2020
2 d late
2019
18 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€2.52M▲ 429%
2023 · €477k
2019: €359k
2020: €470k
2021: €523k
2022: €554k
2023: €477k
2019 → 2024
Net result
€47k
2023 · €-78k
2019: €9k
2020: €110k
2021: €54k
2022: €31k
2023: €-78k
2019 → 2024
Total assets
€2.68M▲ 54.1%
2023 · €1.74M
2019: €1.88M
2020: €1.88M
2021: €1.87M
2022: €1.79M
2023: €1.74M
2019 → 2024
Solvency
94.1%▲ 66.7pp
2023 · 27.4%
2019: 19.1%
2020: 25.0%
2021: 28.0%
2022: 30.9%
2023: 27.4%
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€470k-€523k▲ 11.4%€554k▲ 5.9%€477k▼ 14.0%€2.52M▲ 429%
Operating result€171k-€106k▼ 37.7%€69k▼ 35.3%€-45k€50k
Net result€110k-€54k▼ 51.5%€31k▼ 42.1%€-78k€47k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €50k after a loss of €45k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.68M
Fixed assets
€2.48M ▲ 47.5%
Current assets
€199k ▲ 243%
Equity and liabilities €2.68M
Equity
€2.52M ▲ 429%
Debt
€157k ▼ 87.6%
Debt's share of the balance-sheet total falls from 72.6% to 5.9%. Equity is higher and debt is lower.
Key figures and ratios
ROE
1.9%▲
2023 · -16.3%
ROA
1.8%▲
2023 · -4.5%
Debt ≤ 1 year
€109k▼
2023 · €645k
Debt > 1 year
€48k▼
2023 · €607k
Income taxes
€165▲
2023 · €0
Staff costs
€29k▼
2023 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.74M€2.68M▲
Fixed assets21/28€1.68M€2.48M▲
Financial fixed assets28€1.68M€2.48M▲
Current assets29/58€58k€199k▲
Amounts receivable within one year40/41€40k€86k▲
Trade receivables40€30k€36k▲
Other amounts receivable41€10k€49k▲
Cash at bank and in hand54/58€17k€112k▲
Deferred charges and accrued income490/1€628€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.74M€2.68M▲
Equity10/15€477k€2.52M▲
Contributions10/11€350k€2.35M▲
Reserves13€127k€174k▲
Distributable reserves133€127k€174k▲
Amounts payable17/49€1.26M€157k▼
Amounts payable after more than one year17€607k€48k▼
Financial debts170/4€607k€48k▼
Amounts payable within one year42/48€645k€109k▼
Current portion of amounts payable after more than one year42€47k€47k▲
Financial debts43€3k€0▼
Credit institutions430/8€3k€0▼
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€18k€17k▼
Taxes450/3€7k€11k▲
Remuneration and social security454/9€11k€6k▼
Other amounts payable47/48€576k€40k▼
Accrued charges and deferred income492/3€12k€850▼
Income statement
Code20232024
Non-recurring operating income76A€627€0▼
Remuneration, social security and pensions62€43k€29k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€613€80k▲
Operating profit (loss)9901€-45k€50k▲
Financial income75/76B€0€544▲
Recurring financial income75€0€544▲
Financial charges65/66B€33k€3k▼
Recurring financial charges65€33k€3k▼
Profit (loss) for the period before taxes9903€-78k€48k▲
Income taxes67/77€0€165▲
Profit (loss) for the period9904€-78k€47k▲
Profit (loss) for the period to be appropriated9905€-78k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-78k€47k▲
Transfer from equity791/2€78k€0▼
Transfer to equity691/2€0€47k▲
To other reserves6921€0€47k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
14-08
State Gazette act
Resignation: Rob Simons (non-statutory director)Appointment: Mooze Holding BV (non-statutory director) · Permanent representative: Rob Simons · Director discharge7 facts ▸
State Gazette act
Resignation: Rob Simons (non-statutory director)
Appointment: Mooze Holding BV (non-statutory director) · Permanent representative: Rob Simons · Director discharge7 facts ▸
- General meeting, 13/07/2026
- Director resignation, Rob Simons (non-statutory director)
- Director discharge, Rob Simons
- Director appointment, Mooze Holding BV (non-statutory director)
- Permanent representative, Rob Simons
- Power of attorney, Gert Vanopstal
- Power of attorney, Arnold Benoot
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
31-12
Financial
Liquidity times 20current ratio 1.83
Current ratio from 0.09 to 1.83; short-term debt falls from €645k to €109k.
31-12
Financial
Equity above €2MEq €2.52M ▲429%
Equity rises from €477k to €2.52M.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-78k ▼350%
Net result drops to €-78k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €523k ▲11.4%
3 profitable years in a row build equity to €523k.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
31-12
Financial
Highest result since 2019net €110k ▲1079%
Operating result €171k, net result €110k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.47
Current ratio from 0.44 to 1.47; short-term debt falls from €211k to €132k.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Mooze Holding
CurrentNon-statutory director · since 01-07-2026 · Private limited company · perm. rep.: Rob Simons
01-07-2026
Mooze Holding: Appointed as Non-statutory director
30-06-2026
Rob Simons: Resigned as Non-statutory director
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan 2053530 Houthalen-HelchterenGround area
3,413 m²
Building footprint
733 m²
Volume, LiDAR
3,518 m³
Parcel 72015B0307/00T000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
REBANO
since 20192.292.458.111
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015B0307/00T000 | Flanders | 3,413 m² | 1 · 733 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
4 connected companiesLinked via shared directors
Shared corporate director
→
Shared corporate director
→
Shared corporate director
→
Shared corporate director
→
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,216 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.